In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 1,10,381.9 | 1,33,821.1 | 1,50,503.8 | 1,57,641.7 | |
| Other Income | 1.1 | 1.1 | 26.6 | 14.4 | |
| Total Income | 1,10,383.0 | 1,33,822.1 | 1,50,530.4 | 1,57,656.0 | |
| Expenses | |||||
| + Employee Benefit Expense | 10,361.0 | 12,069.6 | 14,122.2 | 14,773.2 | |
| + Finance Costs | 18,399.5 | 24,309.7 | 28,231.8 | 29,258.5 | |
| + Depreciation & Amortisation | 900.1 | 1,170.3 | 1,291.4 | 1,353.7 | |
| + Other Expenses | 47,751.3 | 55,879.0 | 59,426.6 | 62,126.5 | |
| Total Expenses | 89,016.1 | 1,10,091.9 | 1,23,284.2 | 1,28,685.8 | |
| EBITDA | 40,665.5 | 49,209.2 | 56,742.7 | 59,568.1 | |
| EBIT | 39,765.4 | 48,038.9 | 55,451.4 | 58,214.4 | |
| Profit | |||||
| PBT before Exceptional Items | 21,366.9 | 23,730.2 | 27,246.2 | 28,970.2 | |
| + Exceptional Items | 0.0 | 0.0 | -379.5 | -379.5 | |
| Pretax Income | 21,366.9 | 23,730.2 | 26,866.7 | 28,590.8 | |
| + Current Tax | 5,802.8 | 6,384.6 | 7,774.4 | 8,545.1 | |
| + Deferred Tax | -23.2 | -194.0 | -560.8 | -570.4 | |
| Tax Expense | 5,779.7 | 6,190.6 | 7,213.7 | 7,974.7 | |
| + Share of Associates & JVs | 8.1 | 18.0 | 16.5 | 21.0 | |
| Net Income | 15,595.4 | 17,557.6 | 19,669.5 | 20,637.0 | |
| + Net Income — Continuing Ops | 15,587.3 | 17,539.7 | 19,653.0 | 20,616.0 | |
| + Other Comprehensive Income | 2,052.6 | 1,425.3 | -4,234.9 | -1,965.0 | |
| Total Comprehensive Income | 17,648.0 | 18,982.9 | 15,434.6 | 18,672.0 | |
| Net Income to Common | 8,147.8 | 8,872.3 | 9,801.0 | 10,144.3 | |
| Minority Interest | 7,447.6 | 8,685.3 | 9,868.5 | 10,492.7 | |
| Per Share | |||||
| Basic EPS | 51.20 | 55.60 | 61.30 | 63.60 | |
| Diluted EPS | 50.66 | 55.00 | 61.00 | 62.99 | |
| Revenue Detail — as filed | |||||
| + Sale of Services | 655.1 | 959.3 | 1,013.2 | 1,003.9 | |
| + Rental Income | 4.4 | 4.0 | 2.1 | 1.5 | |
| + Dividend Income | 158.0 | 174.5 | 218.6 | 267.5 | |
| + Fees & Commission Income | 5,435.9 | 5,449.2 | 6,797.8 | 7,211.3 | |
| + Net Gain on Fair Value Changes | 2,835.8 | 2,160.4 | -1,824.1 | -1,049.0 | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 6,970.6 | 8,715.7 | 10,732.4 | 11,273.7 | |
| + Impairment on Financial Instruments | 4,633.6 | 7,947.6 | 9,480.0 | 9,900.0 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | 2,052.6 | 1,425.3 | -4,234.9 | -1,965.0 | |
| + Items NOT to be Reclassified to P&L | 695.4 | 36.4 | -200.0 | -140.5 | |
| + Items to be Reclassified to P&L | 1,357.2 | 1,388.9 | -4,034.9 | -1,824.5 | |
| Comprehensive Income — Owners of Parent | 9,651.5 | 9,955.4 | 6,665.8 | 8,723.2 | |
| Comprehensive Income — Non-controlling Interests | 7,996.4 | 9,027.5 | 8,768.8 | 9,948.8 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 51.20 | 55.60 | 61.30 | 63.60 | |
| Diluted EPS — Continuing Operations | 50.66 | 55.00 | 61.00 | 62.99 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 1,10,381.9 | 1,33,821.1 | 1,50,503.8 | 1,57,641.7 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 21,366.9 | 23,730.2 | 27,246.2 | 28,970.2 | |
| − Exceptional Items (reconciliation) | 0.0 | 0.0 | -379.5 | -379.5 | |
| Net Income Adj (tax-effected) | 15,595.4 | 17,557.6 | 19,947.1 | 20,910.6 | |
| EPS Adj | 51.20 | 55.60 | 62.17 | 64.44 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 1.00 | 1.00 | 1.00 | 159.87 | |
| Interest Earned | 53,793.2 | 67,449.1 | 79,956.0 | 83,428.2 | |
| Paid Up Equity Capital | 159.4 | 159.6 | 159.9 | 1.0 | |