Kotak Mahindra Bank financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹29,427cr+18.2% on Q2 FY26
Net interest income
₹11,175cr+13.3% on Q2 FY26
Net profit
₹5,634cr+26.7% on Q2 FY26
EPS
₹5.68−74.7% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income29,42724,901+18.2%
Net interest income11,1759,866+13.3%
Operating profit8,3517,017+19.0%
Net profit5,6344,446+26.7%
EPS₹5.68₹22.47−74.7%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹29,427 crNet profit₹5,634 crNet interest margin4.0%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
87,529————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
73,54569,78165,66956,23742,151
—+6.3%+16.8%+33.4%—
42,40140,16137,39433,66927,740
—+7.4%+11.1%+21.4%—
4.3%4.3%4.5%4.9%4.8%
31,75829,89332,84825,83620,086
21,42719,28822,12618,21314,925
—−12.8%+21.5%+22.0%—
₹107.94₹96.96₹111.23₹91.56₹75.03
—−12.8%+21.5%+22.0%—
11.4%11.4%15.4%15.0%14.3%
Balance sheet & asset quality
6,47,4595,66,9404,94,7074,45,2693,61,273
6,45,5785,65,7684,86,1664,30,3523,59,107
—1.2%1.4%1.4%1.8%
—0.3%0.3%0.3%0.4%
——22.3%20.6%21.8%
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

KOTAKBANK₹440.00

Kotak Mahindra Bank Ltd.

· Banking & Finance
₹ CrorePeersHDFCBANKICICIBANKAXISBANKSBINBAJAJFINSVBAJFINANCEHDFCLIFEJIOFINMcap ₹87,529 Cr
HighlightsMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————87,529.2
Interest Earned42,151.156,236.665,668.869,781.273,544.6
Growth %, YoY—+33.4+16.8+6.3—
Net Interest Income27,739.933,669.437,394.340,161.242,401.1
Growth %, YoY—+21.4+11.1+7.4—
NIM %, on assets4.754.854.544.274.27
Operating Profit (PPOP)20,085.925,835.932,848.329,893.131,758.0
Net Income14,925.018,213.222,126.019,287.921,426.7
Growth %, YoY—+22.0+21.5-12.8—
EPS, Adj (current shares)75.0391.56111.2396.96107.94
Growth %, YoY—+22.0+21.5-12.8—
ROE %14.2615.0415.4011.4011.40
Balance Sheet & Asset Quality
Deposits3,61,272.64,45,268.84,94,707.55,66,940.36,47,459.4
Advances3,59,107.54,30,351.64,86,165.55,65,767.96,45,578.0
Gross NPA %1.781.391.421.20—
Net NPA %0.370.340.310.25—
Capital Adequacy (CAR) %21.8020.5522.25——
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). NPA/CAR sourced from bank-level (standalone) filings. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 504%.

Kotak Mahindra Bank financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Kotak Mahindra Bank (NSE: KOTAKBANK) had a market capitalisation of ₹4,56,609 crore at the 29 October 2026 close (₹459.00 a share), a PE ratio of 21.3 on the last four quarters' profit and a price-to-book ratio of 2.35. In FY26 its standalone net profit was ₹14,008 crore on net interest income of ₹30,010 crore; in Q2 FY27 (July–September 2026) it was ₹4,212 crore, up 29.5% year on year. Gross NPAs were 1.04% of advances on 30 September 2026. Promoters held 25.87% of the shares on 30 September 2026.

Share price used
₹459.00 · 29 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026
Share price and live chart
₹459.00 · 29 Oct close

Kotak Mahindra Bank at a glance · consolidated

Market cap
₹4,56,609 Crat ₹459.00 · 29 Oct close
PE ratio (last 4 quarters)
21.323.7 on FY26 profit
Price to book (PB)
2.35book value ₹195.73 a share
ROE (FY26)
11.4%−4.0 pts vs FY25
Gross NPA
1.04%1.39% in Q2 FY26net NPA 0.24% · Q2 FY27
Promoter holding
25.87%unchanged vs 30 Jun 202630 September 2026
Net worth
₹1,94,706 Cr+15.9% vs 30 Sep 202530 September 2026
CASA ratio
43.3%31 March 2026
CET1 ratio
21.45%30 September 2026

Questions

What is the Kotak Mahindra Bank PE ratio today?

Kotak Mahindra Bank's PE ratio is 21.3 at the 29 October 2026 close (₹459.00 a share): a market capitalisation of ₹4,56,609 crore divided by consolidated net profit attributable to shareholders of ₹21,473 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit attributable to shareholders (₹19,288 crore) it is 23.7.

What is the Kotak Mahindra Bank PB ratio (price to book value)?

Kotak Mahindra Bank's price-to-book (PB) ratio is 2.35 at the 29 October 2026 close: a market capitalisation of ₹4,56,609 crore divided by shareholders' equity (book value) of ₹1,94,706 crore on 30 September 2026. That is a book value of ₹195.73 per share against a share price of ₹459.00.

What is the Kotak Mahindra Bank net worth?

Kotak Mahindra Bank's net worth — shareholders' equity in its consolidated balance sheet — was ₹1,94,706 crore (₹1.95 lakh crore) on 30 September 2026, up 15.9% from ₹1,67,935 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹4,56,609 crore at the 29 October 2026 close.

What is the Kotak Mahindra Bank market cap?

Kotak Mahindra Bank's market capitalisation was ₹4,56,609 crore (₹4.57 lakh crore) at the 29 October 2026 close: 994.79 crore shares at ₹459.00 each.

What is the Kotak Mahindra Bank CASA ratio?

Kotak Mahindra Bank's CASA ratio — current and savings account deposits as a share of total deposits — was 43.3% on 31 March 2026, as reported in its annual results.

What is the Kotak Mahindra Bank capital adequacy ratio?

Kotak Mahindra Bank's common equity tier 1 (CET1) ratio was 21.45% on 30 September 2026.

What is the Kotak Mahindra Bank ROE?

In FY26, Kotak Mahindra Bank's return on equity (ROE) was 11.4%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 15.4%.

What is the Kotak Mahindra Bank NPA?

Kotak Mahindra Bank's gross non-performing assets (NPAs) were ₹6,081 crore, 1.04% of gross advances, on 30 September 2026 (1.39% a year earlier). Net NPAs were 0.24% of net advances (0.32% a year earlier).

What is the Kotak Mahindra Bank CD ratio (credit-deposit ratio)?

Kotak Mahindra Bank's credit-deposit ratio was 88.6% on 30 September 2026: advances divided by deposits, from its standalone balance sheet.

What is the Kotak Mahindra Bank book value per share?

Kotak Mahindra Bank's book value per share was ₹195.73 on 30 September 2026: shareholders' equity of ₹1,94,706 crore divided by the 994.79 crore shares in issue. The share price at the 29 October 2026 close was ₹459.00.

What are the Kotak Mahindra Bank deposits and advances?

On 30 September 2026, Kotak Mahindra Bank's deposits were ₹6,51,491 crore, up 23.2% from a year earlier, and its advances (loans) were ₹5,77,295 crore, up 24.8% from a year earlier.

What is the Kotak Mahindra Bank promoter holding?

Promoters held 25.87% of Kotak Mahindra Bank on 30 September 2026, unchanged from the previous quarter and down 0.01 percentage points from 25.88% a year earlier, according to the shareholding pattern filed with NSE.

What is the Kotak Mahindra Bank EPS?

Kotak Mahindra Bank's basic earnings per share (EPS) were ₹19.40 in FY26.

What is the Kotak Mahindra Bank dividend in 2026 and its record date?

In 2026, Kotak Mahindra Bank has declared one dividend: ₹0.65 with record date 17 July 2026.

When are the Kotak Mahindra Bank next results?

Kotak Mahindra Bank has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the Kotak Mahindra Bank shareholding pattern?

On 30 September 2026, Kotak Mahindra Bank's shares were held by promoters 25.87%, foreign portfolio investors (FII/FPI) 24.65%, domestic institutions (DII) 38.54% (including mutual funds at 25.20%) and retail and other non-institutional investors 10.94%. Over the year, FII holding was down 5.10 percentage points from 29.75% and DII holding was up 6.53 percentage points from 32.01%.

How does the Kotak Mahindra Bank PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit attributable to shareholders, Kotak Mahindra Bank's PE ratio is 23.7, the highest of the four: HDFC Bank 13.9, ICICI Bank 18.4 and Axis Bank 14.5, a peer average of 15.6. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Kotak Mahindra Bank vs HDFC Bank: how do they compare?

In FY26, Kotak Mahindra Bank earned net profit attributable to shareholders of ₹19,288 crore, against ₹76,026 crore for HDFC Bank. Kotak Mahindra Bank's return on equity was 11.4% (HDFC Bank 13.8%) and its gross NPA ratio 1.23% (HDFC Bank 1.15%). At the 29 October 2026 close, Kotak Mahindra Bank's market capitalisation was ₹4,56,609 crore against ₹10,53,553 crore for HDFC Bank, and its PE ratio on FY26 profit 23.7 against 13.9.

What are the Kotak Mahindra Bank latest quarterly results?

Kotak Mahindra Bank's latest results are for Q2 FY27 (July–September 2026), filed on 24 October 2026: standalone net profit ₹4,212 crore, up 29.5% from ₹3,253 crore in Q2 FY26; net interest income ₹8,459 crore, up 15.7% year on year.

What is the Kotak Mahindra Bank revenue and profit in FY26?

In FY26 (April 2025–March 2026), Kotak Mahindra Bank's standalone net profit was ₹14,008 crore, down 14.8% from ₹16,450 crore in FY25, on net interest income of ₹30,010 crore (up 5.9%). Over three years, from FY23, net profit was up 28.0%.

How does Kotak Mahindra Bank compare with its peers?

On FY26 consolidated figures, against HDFC Bank, ICICI Bank and Axis Bank: Kotak Mahindra Bank's return on equity of 11.4% is the lowest of the four (HDFC Bank 13.8%, ICICI Bank 16.1%, Axis Bank 13.2%; peer average 14.4%); its return on assets of 2.05% is the highest of the four (HDFC Bank 1.63%, ICICI Bank 1.95%, Axis Bank 1.46%; peer average 1.68%); its gross NPA ratio of 1.23% is the second highest of the four (HDFC Bank 1.15%, ICICI Bank 1.41%, Axis Bank 1.23%; peer average 1.26%).

Where do these Kotak Mahindra Bank figures come from?

From Kotak Mahindra Bank's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.