Kotak Mahindra Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	11.4%	11.4%	15.4%	15.0%	14.3%
	2.1%	2.1%	2.7%	2.6%	2.6%
	4.3%	4.3%	4.5%	4.9%	4.8%
	61.8%	61.8%	58.2%	64.0%	62.6%
	0.7%	0.7%	0.8%	0.5%	0.1%
	5.1%	5.1%	5.6%	6.6%	5.8%
	35.4%	35.4%	38.6%	40.4%	38.1%
	99.8%	99.8%	98.3%	96.7%	99.4%
	—	—	—	45.5%	52.8%
Additional
	26.2%	26.2%	24.3%	24.7%	24.8%
	—	2.6%	1.8%	1.8%	1.7%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

KOTAKBANK₹459.00

Kotak Mahindra Bank Ltd.

· Banking & Finance

₹ CrorePeersHDFCBANK ICICIBANK AXISBANK SBIN BAJAJFINSV BAJFINANCE HDFCLIFE JIOFINMcap ₹91,309 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	14.26	15.04	15.40	11.40	11.40
Return on Assets	2.56	2.62	2.69	2.05	2.05
Margins & Efficiency
Net Interest Margin (on assets)	4.75	4.85	4.54	4.27	4.27
Cost to Income	62.62	63.97	58.19	61.82	61.82
Credit Cost (provisions / avg advances)	0.13	0.50	0.84	0.74	0.74
Operating Expenses / Avg Assets	5.77	6.61	5.55	5.14	5.14
Other Income Share of Total Income	38.14	40.35	38.57	35.36	35.36
Credit-Deposit Ratio	99.40	96.65	98.27	99.79	99.79
CASA Ratio	52.78	45.48	—	—	—
Additional
Effective Tax Rate	24.77	24.67	24.30	26.21	26.15
Dvd Payout Ratio	1.73	1.85	1.80	2.58	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 504%.