Kotak Mahindra Bank profit and loss

Latest FY26

Total income: ₹1,07,948cr+1.0% on FY25
Net interest income: ₹40,161cr+7.4% on FY25
Net profit: ₹19,288cr−12.8% on FY25
EPS: ₹19.40−82.6% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Operating
Interest income						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	53,008	50,381	47,308	40,866	30,735
	17,067	16,561	15,990	13,297	9,894
	2,646	2,144	1,814	1,542	1,029
	824	695	556	532	492
	73,545	69,781	65,669	56,237	42,151
	—	23,578	22,434	18,229	11,766
	—	6,042	5,840	4,339	2,645
	31,143	29,620	28,275	22,567	14,411
	42,401	40,161	37,394	33,669	27,740
	—	13,043	12,463	10,383	8,237
	—	4,144	8,556	2,774	907
	—	21,033	18,221	18,425	15,800
	41,909	38,166	41,233	38,037	25,991
	1,15,454	1,07,948	1,06,902	94,274	68,142
	13,443	12,964	11,964	10,347	8,479
	39,109	35,455	33,793	35,524	25,005
	52,552	48,418	45,757	45,871	33,645
	31,758	29,893	32,848	25,836	20,086
	3,110	3,900	3,859	1,972	440
Profit
	29,016	25,993	28,989	23,863	19,646
	7,589	6,812	7,043	5,887	4,866
	21,427	19,288	22,126	18,213	14,925
	—	19,181	21,946	17,977	14,780
	21,473	19,288	22,126	18,213	14,925
Per share
	₹21.59	₹19.40	₹111.29	₹91.45	₹74.96
	₹21.58	₹19.39	₹111.29	₹91.45	₹74.94
	0.0	0.0	0.0	0.0	0.0
Profit build-up — alternate / pre-Ind-AS tags
	—	4,194	−3,535	−4,344	2,152
Per share — as-filed variants
	₹21.59	₹19.40	₹111.29	₹91.45	₹74.96
	₹21.58	₹19.39	₹111.29	₹91.45	₹74.94

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

KOTAKBANK₹459.00

Kotak Mahindra Bank Ltd.

· Banking & Finance

Annual Quarterly₹ CrorePeersHDFCBANK ICICIBANK AXISBANK SBIN BAJAJFINSV BAJFINANCE HDFCLIFE JIOFINMcap ₹91,309 Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Interest Income
+ Interest on Advances / Bills	30,735.1	40,866.2	47,308.1	50,380.9	53,007.7
+ Income on Investments	9,894.4	13,296.6	15,990.3	16,561.2	17,066.5
+ Interest on RBI / Interbank	1,029.4	1,542.4	1,814.1	2,143.8	2,646.3
+ Other Interest	492.2	531.5	556.3	695.4	824.2
Interest Earned	42,151.1	56,236.6	65,668.8	69,781.2	73,544.6
+ Interest on Deposits	11,765.8	18,228.5	22,434.1	23,577.7	—
+ Interest on Borrowings / RBI	2,645.4	4,338.7	5,840.4	6,042.3	—
Interest Expended	14,411.1	22,567.2	28,274.6	29,620.0	31,143.5
Net Interest Income	27,739.9	33,669.4	37,394.3	40,161.2	42,401.1
+ Commission, Exchange & Brokerage	8,236.8	10,382.7	12,463.3	13,042.8	—
+ Profit on Sale of Investments	906.9	2,773.6	8,556.4	4,143.7	—
+ Insurance Premium Earned	15,799.9	18,425.3	18,220.9	21,033.1	—
Other Income	25,991.0	38,037.3	41,233.4	38,166.4	41,909.3
Total Income	68,142.0	94,273.9	1,06,902.2	1,07,947.6	1,15,453.9
Operating
+ Employee Cost	8,479.0	10,347.3	11,963.6	12,963.8	13,443.1
+ Other Operating Expenses	25,005.0	35,523.5	33,793.1	35,454.6	39,109.3
Operating Expenses	33,645.0	45,870.8	45,756.7	48,418.4	52,552.4
Operating Profit (PPOP)	20,085.9	25,835.9	32,848.3	29,893.1	31,758.0
Provisions & Contingencies	439.7	1,972.5	3,859.2	3,900.4	3,110.1
Profit
Pretax Income	19,646.2	23,863.4	28,989.0	25,992.7	29,015.7
Tax Expense	4,865.7	5,886.6	7,043.3	6,812.1	7,589.0
Net Income	14,925.0	18,213.2	22,126.0	19,287.9	21,426.7
+ Net Income before Minority Interest	14,780.4	17,976.8	21,945.7	19,180.6	—
Net Income to Common	14,925.0	18,213.2	22,126.0	19,287.9	21,473.3
Per Share
Basic EPS	74.96	91.45	111.29	19.40	21.59
Diluted EPS	74.94	91.45	111.29	19.39	21.58
Book Value per Share	0.0	0.0	0.0	0.0	0.0
Profit Build-up — Alternate / Pre-Ind-AS Tags
+ Adjustments to Profit / (Loss)	2,152.3	-4,343.9	-3,534.7	4,193.6	—
Per Share — as-filed variants
Basic EPS before Extraordinary Items	74.96	91.45	111.29	19.40	21.59
Diluted EPS before Extraordinary Items	74.94	91.45	111.29	19.39	21.58
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio	0.00	0.01	—	—	—
Casa Ratio	0.53	0.45	—	—	—
Cet1 Ratio	0.21	0.21	0.21	0.22	0.22
Exceptional Items	0.0	0.0	3,803.4	367.8	367.8
Expenditure Ex Provisions	47,895.2	68,438.1	74,031.2	78,038.4	83,695.9
Face Value	5.00	5.00	5.00	5.00	1.00
Filed Roa	0.03	0.03	0.03	0.02	0.02
Gnpa Pct	0.02	0.01	0.01	0.01	0.01
Gross Npa	6,418.7	6,002.5	7,112.3	7,045.7	7,096.4
Net Npa	1,478.6	1,567.1	1,751.6	1,730.3	1,818.6
Nnpa Pct	0.00	0.00	0.00	0.00	0.00
Paid Up Equity Capital	993.3	994.0	994.1	994.7	994.8
Pat Continuing	14,925.0	—	22,126.0	19,287.9	—
Pat Ordinary	14,780.4	17,976.8	21,945.7	19,180.6	21,426.7
Pbt Before Exceptional	—	—	28,989.0	25,992.7	—
Revenue	42,151.1	—	65,668.8	69,781.2	—
Share Of Associates	144.6	236.4	180.3	107.3	46.6

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 504%.