In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Interest Income | |||||
| + Interest on Advances / Bills | 40,866.2 | 47,308.1 | 50,380.9 | 51,257.0 | |
| + Income on Investments | 13,296.6 | 15,990.3 | 16,561.2 | 16,563.5 | |
| + Interest on RBI / Interbank | 1,542.4 | 1,814.1 | 2,143.8 | 2,332.0 | |
| + Other Interest | 531.5 | 556.3 | 695.4 | 735.0 | |
| Interest Earned | 56,236.6 | 65,668.8 | 69,781.2 | 70,887.5 | |
| + Interest on Deposits | 18,228.5 | 22,434.1 | 23,577.7 | — | |
| + Interest on Borrowings / RBI | 4,338.7 | 5,840.4 | 6,042.3 | — | |
| Interest Expended | 22,567.2 | 28,274.6 | 29,620.0 | 29,795.4 | |
| Net Interest Income | 33,669.4 | 37,394.3 | 40,161.2 | 41,092.0 | |
| + Commission, Exchange & Brokerage | 10,382.7 | 12,463.3 | 13,042.8 | — | |
| + Profit on Sale of Investments | 2,773.6 | 8,556.4 | 4,143.7 | — | |
| + Insurance Premium Earned | 18,425.3 | 18,220.9 | 21,033.1 | — | |
| Other Income | 38,037.3 | 41,233.4 | 38,166.4 | 40,040.9 | |
| Total Income | 94,273.9 | 1,06,902.2 | 1,07,947.6 | 1,10,928.4 | |
| Operating | |||||
| + Employee Cost | 10,347.3 | 11,963.6 | 12,963.8 | 13,154.1 | |
| + Other Operating Expenses | 35,523.5 | 33,793.1 | 35,454.6 | 37,554.4 | |
| Operating Expenses | 45,870.8 | 45,756.7 | 48,418.4 | 50,708.5 | |
| Operating Profit (PPOP) | 25,835.9 | 32,848.3 | 29,893.1 | 30,424.4 | |
| Provisions & Contingencies | 1,972.5 | 3,859.2 | 3,900.4 | 3,344.1 | |
| Profit | |||||
| Pretax Income | 23,863.4 | 28,989.0 | 25,992.7 | 27,448.2 | |
| Tax Expense | 5,886.6 | 7,043.3 | 6,812.1 | 7,209.6 | |
| Net Income | 18,213.2 | 22,126.0 | 19,287.9 | 20,238.6 | |
| + Net Income before Minority Interest | 17,976.8 | 21,945.7 | 19,180.6 | — | |
| Net Income to Common | 18,213.2 | 22,126.0 | 19,287.9 | 20,296.2 | |
| Per Share | |||||
| Basic EPS | 91.45 | 111.29 | 19.40 | 38.38 | |
| Diluted EPS | 91.45 | 111.29 | 19.39 | 38.38 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | |||||
| + Adjustments to Profit / (Loss) | -4,343.9 | -3,534.7 | 4,193.6 | — | |
| Per Share — as-filed variants | |||||
| Basic EPS before Extraordinary Items | 91.45 | 111.29 | 19.40 | 38.38 | |
| Diluted EPS before Extraordinary Items | 91.45 | 111.29 | 19.39 | 38.38 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| At1 Ratio | 0.01 | 0.00 | 0.00 | 0.00 | |
| Casa Ratio | 0.45 | — | — | — | |
| Cet1 Ratio | 0.21 | 0.21 | 0.22 | 0.89 | |
| Exceptional Items | 0.0 | 3,803.4 | 367.8 | 367.8 | |
| Expenditure Ex Provisions | 68,438.1 | 74,031.2 | 78,038.4 | 80,503.9 | |
| Face Value | 5.00 | 5.00 | 5.00 | 1.00 | |
| Filed Roa | 0.03 | 0.03 | 0.02 | 0.03 | |
| Gnpa Pct | 0.01 | 0.01 | 0.01 | 0.04 | |
| Gross Npa | 6,002.5 | 7,112.3 | 7,045.7 | 21,601.3 | |
| Net Npa | 1,567.1 | 1,751.6 | 1,730.3 | 5,553.6 | |
| Nnpa Pct | 0.00 | 0.00 | 0.00 | 0.01 | |
| Paid Up Equity Capital | 994.0 | 994.1 | 994.7 | 994.7 | |
| Pat Continuing | — | 22,126.0 | 19,287.9 | — | |
| Pat Ordinary | 17,976.8 | 21,945.7 | 19,180.6 | 20,238.6 | |
| Pbt Before Exceptional | — | 28,989.0 | 25,992.7 | — | |
| Revenue | — | 65,668.8 | 69,781.2 | — | |
| Share Of Associates | 236.4 | 180.3 | 107.3 | 57.6 | |