| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Total income | 29,427 | 24,901 | +18.2% |
| Net interest income | 11,175 | 9,866 | +13.3% |
| Operating profit | 8,351 | 7,017 | +19.0% |
| Net profit | 5,634 | 4,446 | +26.7% |
| EPS | ₹5.68 | ₹22.47 | −74.7% |
| Tap a line for its trend | Q2 FY27Sep 2026 | Q1 FY27Jun 2026 | Q4 FY26Mar 2026 | Q3 FY26Dec 2025 | Q2 FY26Sep 2025 | Q1 FY26Jun 2025 | Q4 FY25Mar 2025 | Q3 FY25Dec 2024 | Q2 FY25Sep 2024 | Q1 FY25Jun 2024 | Q4 FY24Mar 2024 | Q3 FY24Dec 2023 | Earlier quartersAlpha Plus |
|---|
Interest income | Earlier quartersEvery year the company has filed comes with Alpha Plus. | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 14,176 | 13,222 | 12,891 | 12,718 | 12,426 | 12,351 | 12,156 | 12,012 | 11,777 | 11,363 | 10,930 | 10,593 | ||
| 4,624 | 4,270 | 4,119 | 4,053 | 4,121 | 4,268 | 4,060 | 3,993 | 4,069 | 3,868 | 3,627 | 3,379 | ||
| 784 | 659 | 635 | 568 | 470 | 471 | 386 | 490 | 459 | 479 | 371 | 431 | ||
| 272 | 203 | 181 | 168 | 183 | 158 | 169 | 138 | 122 | 127 | 227 | 91.8 | ||
| 19,856 | 18,355 | 17,827 | 17,507 | 17,199 | 17,248 | 16,772 | 16,633 | 16,427 | 15,837 | 15,156 | 14,495 | ||
| 8,681 | 7,703 | 7,376 | 7,384 | 7,333 | 7,529 | 7,160 | 7,171 | 7,139 | 6,805 | 6,212 | 5,985 | ||
| 11,175 | 10,652 | 10,451 | 10,122 | 9,866 | 9,719 | 9,612 | 9,462 | 9,288 | 9,032 | 8,944 | 8,509 | ||
| 9,571 | 11,714 | 10,280 | 10,344 | 7,703 | 9,456 | 10,402 | 7,313 | 10,453 | 9,239 | 12,751 | 9,588 | ||
| 29,427 | 30,069 | 28,108 | 27,851 | 24,901 | 26,704 | 27,174 | 23,946 | 26,880 | 25,076 | 27,907 | 24,083 | ||
Operating | |||||||||||||
| 3,369 | 3,300 | 3,339 | 3,435 | 3,080 | 3,110 | 3,236 | 2,959 | 2,959 | 2,809 | 2,849 | 2,601 | ||
| 9,027 | 10,792 | 9,733 | 9,558 | 7,472 | 8,690 | 9,287 | 6,582 | 9,245 | 8,679 | 11,630 | 9,221 | ||
| 12,396 | 14,092 | 13,071 | 12,993 | 10,552 | 11,800 | 12,523 | 9,541 | 12,204 | 11,489 | 14,478 | 11,822 | ||
| 8,351 | 8,274 | 7,661 | 7,473 | 7,017 | 7,375 | 7,491 | 7,234 | 7,537 | 6,782 | 7,217 | 6,276 | ||
| 820 | 765 | 585 | 940 | 1,054 | 1,321 | 1,140 | 1,054 | 890 | 774 | 442 | 662 | ||
Profit | |||||||||||||
| 7,530 | 7,509 | 7,443 | 6,533 | 5,963 | 6,053 | 6,351 | 6,180 | 6,647 | 9,811 | 6,775 | 5,614 | ||
| 1,896 | 2,022 | 2,042 | 1,629 | 1,517 | 1,624 | 1,442 | 1,540 | 1,649 | 2,412 | 1,533 | 1,411 | ||
| 5,634 | 5,487 | 5,402 | 4,904 | 4,446 | 4,429 | 4,909 | 4,640 | 4,998 | 7,399 | 5,242 | 4,202 | ||
| 5,645 | 5,480 | 5,423 | 4,924 | 4,468 | 4,472 | 4,933 | 4,701 | 5,044 | 7,448 | 5,337 | 4,265 | ||
Per share | |||||||||||||
| ₹5.68 | ₹5.51 | ₹5.45 | ₹4.95 | ₹22.47 | ₹22.49 | ₹24.81 | ₹23.64 | ₹25.37 | ₹37.47 | ₹26.66 | ₹21.46 | ||
| ₹5.67 | ₹5.51 | ₹5.45 | ₹4.95 | ₹22.47 | ₹22.49 | ₹24.81 | ₹23.64 | ₹25.37 | ₹37.47 | ₹26.65 | ₹21.46 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
Per share — as-filed variants | |||||||||||||
| ₹5.68 | ₹5.51 | ₹5.45 | ₹4.95 | ₹22.47 | ₹22.49 | ₹24.81 | ₹23.64 | ₹25.37 | ₹37.47 | ₹26.66 | ₹21.46 | ||
| ₹5.67 | ₹5.51 | ₹5.45 | ₹4.95 | ₹22.47 | ₹22.49 | ₹24.81 | ₹23.64 | ₹25.37 | ₹37.47 | ₹26.65 | ₹21.46 | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 3 Months Ending | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | Q2 FY27 30/09/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | |||||||||||||
| + Interest on Advances / Bills | 10,592.9 | 10,930.0 | 11,362.6 | 11,777.0 | 12,012.5 | 12,156.1 | 12,351.4 | 12,425.6 | 12,717.9 | 12,891.2 | 13,222.3 | 14,176.3 | |
| + Income on Investments | 3,378.8 | 3,627.5 | 3,867.9 | 4,068.9 | 3,993.3 | 4,060.3 | 4,268.1 | 4,120.7 | 4,052.9 | 4,119.5 | 4,270.4 | 4,623.8 | |
| + Interest on RBI / Interbank | 431.5 | 371.3 | 479.0 | 459.0 | 489.9 | 386.3 | 470.9 | 469.8 | 567.8 | 635.3 | 659.2 | 784.1 | |
| + Other Interest | 91.8 | 227.5 | 127.3 | 122.1 | 137.5 | 169.3 | 157.9 | 182.6 | 168.2 | 181.4 | 202.7 | 271.8 | |
| Interest Earned | 14,495.0 | 15,156.2 | 15,836.8 | 16,427.0 | 16,633.1 | 16,771.9 | 17,248.3 | 17,198.7 | 17,506.8 | 17,827.4 | 18,354.6 | 19,855.9 | |
| Interest Expended | 5,985.5 | 6,212.2 | 6,805.3 | 7,139.0 | 7,170.7 | 7,159.6 | 7,529.3 | 7,332.6 | 7,384.4 | 7,375.9 | 7,702.5 | 8,680.6 | |
| Net Interest Income | 8,509.5 | 8,944.0 | 9,031.5 | 9,288.0 | 9,462.4 | 9,612.4 | 9,719.0 | 9,866.2 | 10,122.4 | 10,451.5 | 10,652.0 | 11,175.3 | |
| Other Income | 9,588.2 | 12,751.2 | 9,239.1 | 10,453.1 | 7,312.7 | 10,402.5 | 9,455.6 | 7,702.7 | 10,344.0 | 10,280.2 | 11,714.0 | 9,571.0 | |
| Total Income | 24,083.2 | 27,907.3 | 25,075.9 | 26,880.0 | 23,945.8 | 27,174.4 | 26,703.9 | 24,901.4 | 27,850.8 | 28,107.6 | 30,068.6 | 29,426.9 | |
| Operating | |||||||||||||
| + Employee Cost | 2,601.3 | 2,848.5 | 2,809.3 | 2,959.2 | 2,958.8 | 3,236.4 | 3,110.2 | 3,079.8 | 3,435.3 | 3,338.5 | 3,300.5 | 3,368.8 | |
| + Other Operating Expenses | 9,220.8 | 11,629.6 | 8,679.3 | 9,244.6 | 6,582.0 | 9,287.1 | 8,689.8 | 7,471.9 | 9,558.1 | 9,732.6 | 10,791.9 | 9,026.7 | |
| Operating Expenses | 11,822.1 | 14,478.1 | 11,488.6 | 12,203.8 | 9,540.8 | 12,523.5 | 11,800.0 | 10,551.6 | 12,993.4 | 13,071.1 | 14,092.4 | 12,395.6 | |
| Operating Profit (PPOP) | 6,275.6 | 7,217.1 | 6,782.0 | 7,537.2 | 7,234.3 | 7,491.4 | 7,374.6 | 7,017.2 | 7,472.9 | 7,660.6 | 8,273.7 | 8,350.7 | |
| Provisions & Contingencies | 662.0 | 442.1 | 774.4 | 890.4 | 1,054.2 | 1,140.3 | 1,321.2 | 1,054.4 | 939.6 | 585.2 | 764.8 | 820.4 | |
| Profit | |||||||||||||
| Pretax Income | 5,613.6 | 6,775.0 | 9,811.0 | 6,646.9 | 6,180.1 | 6,351.1 | 6,053.4 | 5,962.8 | 6,533.3 | 7,443.2 | 7,508.9 | 7,530.3 | |
| Tax Expense | 1,411.2 | 1,532.8 | 2,411.6 | 1,649.1 | 1,540.5 | 1,442.2 | 1,624.3 | 1,516.8 | 1,629.3 | 2,041.7 | 2,021.8 | 1,896.2 | |
| Net Income | 4,202.4 | 5,242.3 | 7,399.4 | 4,997.8 | 4,639.6 | 4,908.9 | 4,429.1 | 4,445.9 | 4,904.0 | 5,401.6 | 5,487.1 | 5,634.1 | |
| Net Income to Common | 4,264.8 | 5,337.2 | 7,448.2 | 5,044.1 | 4,701.0 | 4,932.8 | 4,472.2 | 4,468.3 | 4,924.3 | 5,423.2 | 5,480.5 | 5,645.4 | |
| Per Share | |||||||||||||
| Basic EPS | 21.46 | 26.66 | 37.47 | 25.37 | 23.64 | 24.81 | 22.49 | 22.47 | 4.95 | 5.45 | 5.51 | 5.68 | |
| Diluted EPS | 21.46 | 26.65 | 37.47 | 25.37 | 23.64 | 24.81 | 22.49 | 22.47 | 4.95 | 5.45 | 5.51 | 5.67 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS before Extraordinary Items | 21.46 | 26.66 | 37.47 | 25.37 | 23.64 | 24.81 | 22.49 | 22.47 | 4.95 | 5.45 | 5.51 | 5.68 | |
| Diluted EPS before Extraordinary Items | 21.46 | 26.65 | 37.47 | 25.37 | 23.64 | 24.81 | 22.49 | 22.47 | 4.95 | 5.45 | 5.51 | 5.67 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| At1 Ratio | 0.00 | 0.01 | 0.01 | — | — | — | — | — | — | — | — | — | |
| Cet1 Ratio | 0.18 | 0.21 | 0.22 | 0.22 | 0.22 | 0.21 | 0.23 | 0.22 | 0.22 | 0.22 | 0.23 | 0.22 | |
| Exceptional Items | 0.0 | 0.0 | 3,803.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 367.8 | 0.0 | 0.0 | |
| Expenditure Ex Provisions | 17,807.6 | 20,690.3 | 18,293.8 | 19,342.8 | 16,711.5 | 19,683.1 | 19,329.4 | 17,884.2 | 20,377.9 | 20,447.0 | 21,794.9 | 21,076.2 | |
| Face Value | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 | 1.00 | 1.00 | 1.00 | 1.00 | |
| Filed Roa | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | — | 0.01 | 0.01 | 0.02 | 0.02 | |
| Gnpa Pct | 0.02 | 0.01 | 0.01 | 0.01 | 0.02 | 0.01 | 0.02 | — | 0.01 | 0.01 | 0.01 | 0.01 | |
| Gross Npa | 6,981.2 | 6,002.5 | 6,251.4 | 6,834.7 | 7,218.2 | 7,112.3 | 7,726.3 | — | 7,397.9 | 7,045.7 | 7,157.7 | 7,096.4 | |
| Net Npa | 1,487.0 | 1,567.1 | 1,688.8 | 2,066.5 | 2,070.4 | 1,751.6 | 1,980.2 | — | 1,998.1 | 1,730.3 | 1,825.2 | 1,818.6 | |
| Nnpa Pct | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | 0.00 | 0.00 | 0.00 | 0.00 | |
| Paid Up Equity Capital | 993.8 | 994.0 | 994.0 | 994.1 | 994.1 | 994.1 | 994.2 | 994.3 | 994.6 | 994.7 | 994.7 | 994.8 | |
| Pat Ordinary | 4,202.4 | 5,242.3 | 7,399.4 | 4,997.8 | 4,639.6 | 4,908.9 | 4,429.1 | 4,445.9 | 4,904.0 | 5,401.6 | 5,487.1 | 5,634.1 | |
| Share Of Associates | 62.4 | 95.0 | 48.8 | 46.3 | 61.4 | 23.8 | 43.1 | 22.3 | 20.3 | 21.6 | -6.6 | 11.3 | |
Filed with NSE on Saturday, 24 October 2026 at 1:17 pm IST
Kotak Mahindra Bank (NSE: KOTAKBANK) reported its Q2 FY27 results (July–September 2026) on Saturday, 24 October 2026 at 1:17 pm IST. Standalone net profit was ₹4,212 crore, up 29.5% from ₹3,253 crore in Q2 FY26 and up 2.2% from ₹4,123 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹8,459 crore, up 15.7% on the year.
Standalone net profit was ₹4,212 crore, up 29.5% from ₹3,253 crore in Q2 FY26 and up 2.2% from ₹4,123 crore in Q1 FY27.
Net interest income (interest earned less interest paid) was ₹8,459 crore, up 15.7% on the year. Operating profit before provisions was ₹6,382 crore, and provisions were ₹804 crore.
Gross non-performing assets (NPAs) were ₹6,081 crore, 1.04% of gross advances, against 1.39% a year earlier and 1.18% in Q1 FY27. Net NPAs were 0.24% of net advances (0.32% a year earlier).
Both grew from a year earlier: net profit was up 29.5% at ₹4,212 crore and net interest income was up 15.7% at ₹8,459 crore. Gross NPAs were 1.04% of advances, against 1.39% a year earlier. Against Q1 FY27, net profit was up 2.2% and net interest income up 6.7%.
On 30 September 2026, deposits were ₹6,51,491 crore, up 23.2% from ₹5,28,776 crore a year earlier, and advances (loans) were ₹5,77,295 crore, up 24.8% from ₹4,62,688 crore a year earlier.
Standalone net profit for the first half of FY27 (April–September 2026) was ₹8,335 crore, up 27.5% from ₹6,535 crore in the same months a year earlier. Net interest income was ₹16,387 crore, up 12.5%.
Basic earnings per share were ₹4.23.
Standalone net profit was ₹14,008 crore in FY26 (April 2025–March 2026), down 14.8% from ₹16,450 crore in FY25. It was ₹13,782 crore in FY24 and ₹10,939 crore in FY23: up 28.0% over three years, 8.6% a year on average.
On Saturday, 24 October 2026 at 1:17 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 25 October 2025.
Net profit by quarter: ₹3,446 crore in Q3 FY26, ₹4,027 crore in Q4 FY26, ₹4,123 crore in Q1 FY27 and ₹4,212 crore in Q2 FY27. That is ₹15,808 crore over the four quarters, up 18.0% from ₹13,392 crore in the four quarters before. Net interest income: ₹7,565 crore, ₹7,875 crore, ₹7,928 crore and ₹8,459 crore.
Net interest income was ₹30,010 crore in FY26 (April 2025–March 2026), up 5.9% from ₹28,342 crore in FY25. It was ₹25,993 crore in FY24 and ₹21,552 crore in FY23: up 39.2% over three years, 11.7% a year on average.
Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.
From Kotak Mahindra Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 24 October 2026). Growth compares the same standalone figures a year and a quarter earlier.
Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.