Kotak Mahindra Bank quarterly results

Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income29,42724,901+18.2%
Net interest income11,1759,866+13.3%
Operating profit8,3517,017+19.0%
Net profit5,6344,446+26.7%
EPS₹5.68₹22.47−74.7%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023Earlier quartersAlpha Plus
Interest income
Earlier quartersEvery year the company has filed comes with Alpha Plus.
14,17613,22212,89112,71812,42612,35112,15612,01211,77711,36310,93010,593
4,6244,2704,1194,0534,1214,2684,0603,9934,0693,8683,6273,379
784659635568470471386490459479371431
27220318116818315816913812212722791.8
19,85618,35517,82717,50717,19917,24816,77216,63316,42715,83715,15614,495
8,6817,7037,3767,3847,3337,5297,1607,1717,1396,8056,2125,985
11,17510,65210,45110,1229,8669,7199,6129,4629,2889,0328,9448,509
9,57111,71410,28010,3447,7039,45610,4027,31310,4539,23912,7519,588
29,42730,06928,10827,85124,90126,70427,17423,94626,88025,07627,90724,083
Operating
3,3693,3003,3393,4353,0803,1103,2362,9592,9592,8092,8492,601
9,02710,7929,7339,5587,4728,6909,2876,5829,2458,67911,6309,221
12,39614,09213,07112,99310,55211,80012,5239,54112,20411,48914,47811,822
8,3518,2747,6617,4737,0177,3757,4917,2347,5376,7827,2176,276
8207655859401,0541,3211,1401,054890774442662
Profit
7,5307,5097,4436,5335,9636,0536,3516,1806,6479,8116,7755,614
1,8962,0222,0421,6291,5171,6241,4421,5401,6492,4121,5331,411
5,6345,4875,4024,9044,4464,4294,9094,6404,9987,3995,2424,202
5,6455,4805,4234,9244,4684,4724,9334,7015,0447,4485,3374,265
Per share
₹5.68₹5.51₹5.45₹4.95₹22.47₹22.49₹24.81₹23.64₹25.37₹37.47₹26.66₹21.46
₹5.67₹5.51₹5.45₹4.95₹22.47₹22.49₹24.81₹23.64₹25.37₹37.47₹26.65₹21.46
0.00.00.00.00.00.00.00.00.00.00.00.0
Per share — as-filed variants
₹5.68₹5.51₹5.45₹4.95₹22.47₹22.49₹24.81₹23.64₹25.37₹37.47₹26.66₹21.46
₹5.67₹5.51₹5.45₹4.95₹22.47₹22.49₹24.81₹23.64₹25.37₹37.47₹26.65₹21.46
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

KOTAKBANK₹459.00

Kotak Mahindra Bank Ltd.

· Banking & Finance
AnnualQuarterly₹ CrorePeersHDFCBANKICICIBANKAXISBANKSBINBAJAJFINSVBAJFINANCEHDFCLIFEJIOFINMcap ₹91,309 Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills10,592.910,930.011,362.611,777.012,012.512,156.112,351.412,425.612,717.912,891.213,222.314,176.3
+ Income on Investments3,378.83,627.53,867.94,068.93,993.34,060.34,268.14,120.74,052.94,119.54,270.44,623.8
+ Interest on RBI / Interbank431.5371.3479.0459.0489.9386.3470.9469.8567.8635.3659.2784.1
+ Other Interest91.8227.5127.3122.1137.5169.3157.9182.6168.2181.4202.7271.8
Interest Earned14,495.015,156.215,836.816,427.016,633.116,771.917,248.317,198.717,506.817,827.418,354.619,855.9
Interest Expended5,985.56,212.26,805.37,139.07,170.77,159.67,529.37,332.67,384.47,375.97,702.58,680.6
Net Interest Income8,509.58,944.09,031.59,288.09,462.49,612.49,719.09,866.210,122.410,451.510,652.011,175.3
Other Income9,588.212,751.29,239.110,453.17,312.710,402.59,455.67,702.710,344.010,280.211,714.09,571.0
Total Income24,083.227,907.325,075.926,880.023,945.827,174.426,703.924,901.427,850.828,107.630,068.629,426.9
Operating
+ Employee Cost2,601.32,848.52,809.32,959.22,958.83,236.43,110.23,079.83,435.33,338.53,300.53,368.8
+ Other Operating Expenses9,220.811,629.68,679.39,244.66,582.09,287.18,689.87,471.99,558.19,732.610,791.99,026.7
Operating Expenses11,822.114,478.111,488.612,203.89,540.812,523.511,800.010,551.612,993.413,071.114,092.412,395.6
Operating Profit (PPOP)6,275.67,217.16,782.07,537.27,234.37,491.47,374.67,017.27,472.97,660.68,273.78,350.7
Provisions & Contingencies662.0442.1774.4890.41,054.21,140.31,321.21,054.4939.6585.2764.8820.4
Profit
Pretax Income5,613.66,775.09,811.06,646.96,180.16,351.16,053.45,962.86,533.37,443.27,508.97,530.3
Tax Expense1,411.21,532.82,411.61,649.11,540.51,442.21,624.31,516.81,629.32,041.72,021.81,896.2
Net Income4,202.45,242.37,399.44,997.84,639.64,908.94,429.14,445.94,904.05,401.65,487.15,634.1
Net Income to Common4,264.85,337.27,448.25,044.14,701.04,932.84,472.24,468.34,924.35,423.25,480.55,645.4
Per Share
Basic EPS21.4626.6637.4725.3723.6424.8122.4922.474.955.455.515.68
Diluted EPS21.4626.6537.4725.3723.6424.8122.4922.474.955.455.515.67
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Per Share — as-filed variants
Basic EPS before Extraordinary Items21.4626.6637.4725.3723.6424.8122.4922.474.955.455.515.68
Diluted EPS before Extraordinary Items21.4626.6537.4725.3723.6424.8122.4922.474.955.455.515.67
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio0.000.010.01—————————
Cet1 Ratio0.180.210.220.220.220.210.230.220.220.220.230.22
Exceptional Items0.00.03,803.40.00.00.00.00.00.0367.80.00.0
Expenditure Ex Provisions17,807.620,690.318,293.819,342.816,711.519,683.119,329.417,884.220,377.920,447.021,794.921,076.2
Face Value5.005.005.005.005.005.005.005.001.001.001.001.00
Filed Roa0.010.010.010.010.010.010.01—0.010.010.020.02
Gnpa Pct0.020.010.010.010.020.010.02—0.010.010.010.01
Gross Npa6,981.26,002.56,251.46,834.77,218.27,112.37,726.3—7,397.97,045.77,157.77,096.4
Net Npa1,487.01,567.11,688.82,066.52,070.41,751.61,980.2—1,998.11,730.31,825.21,818.6
Nnpa Pct0.000.000.000.000.000.000.00—0.000.000.000.00
Paid Up Equity Capital993.8994.0994.0994.1994.1994.1994.2994.3994.6994.7994.7994.8
Pat Ordinary4,202.45,242.37,399.44,997.84,639.64,908.94,429.14,445.94,904.05,401.65,487.15,634.1
Share Of Associates62.495.048.846.361.423.843.122.320.321.6-6.611.3
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Kotak Mahindra Bank Q2 FY27 results (July–September 2026)

Filed with NSE on Saturday, 24 October 2026 at 1:17 pm IST

Kotak Mahindra Bank (NSE: KOTAKBANK) reported its Q2 FY27 results (July–September 2026) on Saturday, 24 October 2026 at 1:17 pm IST. Standalone net profit was ₹4,212 crore, up 29.5% from ₹3,253 crore in Q2 FY26 and up 2.2% from ₹4,123 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹8,459 crore, up 15.7% on the year.

Q2 FY26 results (a year earlier)
25 October 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹4,212 Cr+29.5% vs Q2 FY26+2.2% vs Q1 FY27
Net interest income
₹8,459 Cr+15.7% vs Q2 FY26+6.7% vs Q1 FY27
Operating profit (before provisions)
₹6,382 Cr+21.1% vs Q2 FY26+4.1% vs Q1 FY27
Gross NPA
1.04%1.39% in Q2 FY261.18% in Q1 FY27₹6,081 Cr · net NPA 0.24%
Deposits
₹6,51,491 Cr+23.2% vs Q2 FY26
Advances (loans)
₹5,77,295 Cr+24.8% vs Q2 FY26

Questions

What was Kotak Mahindra Bank's net profit in Q2 FY27?

Standalone net profit was ₹4,212 crore, up 29.5% from ₹3,253 crore in Q2 FY26 and up 2.2% from ₹4,123 crore in Q1 FY27.

What was Kotak Mahindra Bank's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹8,459 crore, up 15.7% on the year. Operating profit before provisions was ₹6,382 crore, and provisions were ₹804 crore.

What were Kotak Mahindra Bank's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹6,081 crore, 1.04% of gross advances, against 1.39% a year earlier and 1.18% in Q1 FY27. Net NPAs were 0.24% of net advances (0.32% a year earlier).

How were Kotak Mahindra Bank's Q2 FY27 results?

Both grew from a year earlier: net profit was up 29.5% at ₹4,212 crore and net interest income was up 15.7% at ₹8,459 crore. Gross NPAs were 1.04% of advances, against 1.39% a year earlier. Against Q1 FY27, net profit was up 2.2% and net interest income up 6.7%.

How much did Kotak Mahindra Bank's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹6,51,491 crore, up 23.2% from ₹5,28,776 crore a year earlier, and advances (loans) were ₹5,77,295 crore, up 24.8% from ₹4,62,688 crore a year earlier.

What was Kotak Mahindra Bank's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹8,335 crore, up 27.5% from ₹6,535 crore in the same months a year earlier. Net interest income was ₹16,387 crore, up 12.5%.

What was Kotak Mahindra Bank's EPS in Q2 FY27?

Basic earnings per share were ₹4.23.

What was Kotak Mahindra Bank's net profit in FY26?

Standalone net profit was ₹14,008 crore in FY26 (April 2025–March 2026), down 14.8% from ₹16,450 crore in FY25. It was ₹13,782 crore in FY24 and ₹10,939 crore in FY23: up 28.0% over three years, 8.6% a year on average.

When did Kotak Mahindra Bank announce its Q2 FY27 results?

On Saturday, 24 October 2026 at 1:17 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 25 October 2025.

How has Kotak Mahindra Bank's profit changed over the last four quarters?

Net profit by quarter: ₹3,446 crore in Q3 FY26, ₹4,027 crore in Q4 FY26, ₹4,123 crore in Q1 FY27 and ₹4,212 crore in Q2 FY27. That is ₹15,808 crore over the four quarters, up 18.0% from ₹13,392 crore in the four quarters before. Net interest income: ₹7,565 crore, ₹7,875 crore, ₹7,928 crore and ₹8,459 crore.

What was Kotak Mahindra Bank's net interest income in FY26?

Net interest income was ₹30,010 crore in FY26 (April 2025–March 2026), up 5.9% from ₹28,342 crore in FY25. It was ₹25,993 crore in FY24 and ₹21,552 crore in FY23: up 39.2% over three years, 11.7% a year on average.

When will Kotak Mahindra Bank announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these Kotak Mahindra Bank figures come from?

From Kotak Mahindra Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 24 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.