| ₹ crore | Q2 FY27 | Q2 FY26 | Change |
|---|---|---|---|
| Revenue | 1,699 | 981 | +73.2% |
| Profit before tax | 533 | 566 | −5.8% |
| Net profit | 340 | 695 | −51.0% |
| EPS | ₹0.51 | ₹1.10 | −53.6% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 |
|---|
| 1,30,335 | — | — | — | — | |
| 386 | 715 | 352 | 67.2 | — | |
| 21,768 | 21,768 | 3,970 | 0.0 | — | |
| 1,51,717 | — | — | — | — | |
| 5,623 | 3,513 | 2,043 | 1,854 | 41.6 | |
| — | +72.0% | +10.2% | +4,353.2% | — | |
| 2,305 | 2,305 | 1,548 | 1,558 | 46.1 | |
| 41.0% | 65.6% | 75.8% | 84.1% | 110.8% | |
| 2,275 | 2,275 | 1,526 | 1,537 | 46.1 | |
| 1,712 | 1,561 | 1,613 | 1,605 | 31.3 | |
| 30.4% | 44.4% | 78.9% | 86.6% | 75.1% | |
| ₹2.69 | ₹2.46 | ₹2.54 | ₹2.53 | ₹0.05 | |
| — | −3.2% | +0.5% | +5,034.6% | — | |
| — | −15,439 | −10,083 | −678 | 2,055 | |
| — | −105 | −41.8 | −0.8 | 0.0 | |
| −15,544 | −15,544 | −10,125 | −678 | 2,055 | |
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|---|---|
| Market Capitalization | — | — | — | — | 1,30,334.7 | |
| - Cash, Equiv & ST Investments | — | 67.2 | 352.3 | 715.0 | 385.8 | |
| + Total Debt | — | 0.0 | 3,970.0 | 21,768.4 | 21,768.4 | |
| Enterprise Value | — | — | — | — | 1,51,717.2 | |
| Revenue | 41.6 | 1,853.9 | 2,042.9 | 3,513.3 | 5,623.2 | |
| Growth %, YoY | — | +4,353.2 | +10.2 | +72.0 | — | |
| EBITDA | 46.1 | 1,558.4 | 1,548.3 | 2,304.9 | 2,304.9 | |
| Margin % | 110.81 | 84.06 | 75.79 | 65.60 | 40.99 | |
| EBIT | 46.1 | 1,536.8 | 1,525.7 | 2,275.4 | 2,275.4 | |
| Net Income | 31.3 | 1,604.6 | 1,612.6 | 1,560.9 | 1,711.9 | |
| Margin % | 75.07 | 86.55 | 78.94 | 44.43 | 30.44 | |
| EPS, Adj (current shares) | 0.05 | 2.53 | 2.54 | 2.46 | 2.69 | |
| Growth %, YoY | — | +5,034.6 | +0.5 | -3.2 | — | |
| Cash from Operations | 2,054.9 | -677.6 | -10,083.4 | -15,438.6 | — | |
| Capital Expenditures | -0.0 | -0.8 | -41.8 | -105.5 | — | |
| Free Cash Flow | 2,054.9 | -678.4 | -10,125.2 | -15,544.1 | -15,544.1 | |
Prices at the 29 October 2026 close · figures from the company's filings with NSE
Jio Financial Services (NSE: JIOFIN) had a market capitalisation of ₹1,36,685 crore at the 29 October 2026 close (₹207.00 a share), a PE ratio of 79.8 on the last four quarters' profit and a price-to-book ratio of 1.05. In FY26 its consolidated net profit was ₹1,561 crore on revenue of ₹3,513 crore; in Q2 FY27 (July–September 2026) it was ₹340 crore, down 51.0% year on year. Promoters held 49.13% of the shares on 30 September 2026.
Jio Financial's PE ratio is 79.8 at the 29 October 2026 close (₹207.00 a share): a market capitalisation of ₹1,36,685 crore divided by consolidated net profit of ₹1,712 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹1,561 crore) it is 87.6.
Jio Financial's debt-to-equity ratio was 0.32 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹41,325 crore against total equity of ₹1,29,596 crore. A year earlier, on 30 September 2025, it was 0.08.
Jio Financial's dividend yield is 0.29% at the 29 October 2026 close: dividends of ₹0.60 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹207.00. They were ₹0.60 on 10 August 2026.
Jio Financial's price-to-book (PB) ratio is 1.05 at the 29 October 2026 close: a market capitalisation of ₹1,36,685 crore divided by shareholders' equity (book value) of ₹1,29,596 crore on 30 September 2026. That is a book value of ₹196.26 per share against a share price of ₹207.00.
Jio Financial's net worth — shareholders' equity in its consolidated balance sheet — was ₹1,29,596 crore (₹1.30 lakh crore) on 30 September 2026, down 3.8% from ₹1,34,739 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,36,685 crore at the 29 October 2026 close.
Jio Financial's book value per share was ₹196.26 on 30 September 2026: shareholders' equity of ₹1,29,596 crore divided by the 660.31 crore shares in issue, down 7.5% from ₹212.08 a year earlier. The share price at the 29 October 2026 close was ₹207.00.
Jio Financial's market capitalisation was ₹1,36,685 crore (₹1.37 lakh crore) at the 29 October 2026 close: 660.31 crore shares at ₹207.00 each.
In FY26, Jio Financial's return on equity (ROE) was 1.2%. ROE is net profit divided by average shareholders' equity (the start and end of the year).
Jio Financial's basic earnings per share (EPS) were ₹2.41 in FY26, against ₹2.54 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹2.63.
In 2026, Jio Financial has declared one dividend: ₹0.60 with record date 10 August 2026.
Promoters held 49.13% of Jio Financial on 30 September 2026, unchanged from the previous quarter and up 2.01 percentage points from 47.12% a year earlier, according to the shareholding pattern filed with NSE.
On FY26 consolidated figures, against Bajaj Finance, Paytm and HDFC Life: Jio Financial's return on equity of 1.2% is the lowest of the four (Bajaj Finance 18.1%, Paytm 3.6%, HDFC Life 11.3%; peer average 11.0%).
On 30 September 2026, Jio Financial's shares were held by promoters 49.13%, foreign portfolio investors (FII/FPI) 10.65%, domestic institutions (DII) 13.39% (including mutual funds at 5.08%) and retail and other non-institutional investors 26.75%. Over the year, FII holding was down 1.19 percentage points from 11.84% and DII holding was down 1.49 percentage points from 14.88%.
At the 29 October 2026 closing prices, on FY26 net profit, Jio Financial's PE ratio is 87.6, the second highest of the four: Bajaj Finance 30.7, Paytm 195.2 and HDFC Life 58.5, a peer average of 94.8. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26, Jio Financial earned net profit of ₹1,561 crore on revenue of ₹3,513 crore, against ₹19,017 crore on ₹81,982 crore for Bajaj Finance. At the 29 October 2026 close, Jio Financial's market capitalisation was ₹1,36,685 crore against ₹5,84,362 crore for Bajaj Finance, and its PE ratio on FY26 profit 87.6 against 30.7.
Jio Financial's latest results are for Q2 FY27 (July–September 2026): consolidated net profit ₹340 crore, down 51.0% from ₹695 crore in Q2 FY26; revenue from operations ₹1,699 crore, up 73.2% year on year.
In FY26 (April 2025–March 2026), Jio Financial's consolidated net profit was ₹1,561 crore, down 3.2% from ₹1,613 crore in FY25, on revenue from operations of ₹3,513 crore (up 72.0%). Over three years, from FY23, net profit was null.
Jio Financial has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.
From Jio Financial Services' own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.