Jio Financial Services financials

Latest results Q2 FY27 · Jul–Sep 2026
Revenue
₹1,699cr+73.2% on Q2 FY26
Net profit
₹340cr−51.0% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Revenue1,699981+73.2%
Profit before tax533566−5.8%
Net profit340695−51.0%
EPS₹0.51₹1.10−53.6%

Over time

Q2 FY27 · Jul–Sep 2026latest
Revenue₹1,699 crNet profit₹340 crNet margin20.0%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023
1,30,335————
38671535267.2—
21,76821,7683,9700.0—
1,51,717————
5,6233,5132,0431,85441.6
—+72.0%+10.2%+4,353.2%—
2,3052,3051,5481,55846.1
41.0%65.6%75.8%84.1%110.8%
2,2752,2751,5261,53746.1
1,7121,5611,6131,60531.3
30.4%44.4%78.9%86.6%75.1%
₹2.69₹2.46₹2.54₹2.53₹0.05
—−3.2%+0.5%+5,034.6%—
—−15,439−10,083−6782,055
—−105−41.8−0.80.0
−15,544−15,544−10,125−6782,055
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

JIOFIN₹205.15

Jio Financial Services Ltd.

· Banking & Finance
₹ CrorePeersBAJFINANCEPAYTMHDFCLIFESBILIFESHRIRAMFINBANKBARODACANBKPNBMcap ₹1.30L Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————1,30,334.7
- Cash, Equiv & ST Investments—67.2352.3715.0385.8
+ Total Debt—0.03,970.021,768.421,768.4
Enterprise Value————1,51,717.2
Revenue41.61,853.92,042.93,513.35,623.2
Growth %, YoY—+4,353.2+10.2+72.0—
EBITDA46.11,558.41,548.32,304.92,304.9
Margin %110.8184.0675.7965.6040.99
EBIT46.11,536.81,525.72,275.42,275.4
Net Income31.31,604.61,612.61,560.91,711.9
Margin %75.0786.5578.9444.4330.44
EPS, Adj (current shares)0.052.532.542.462.69
Growth %, YoY—+5,034.6+0.5-3.2—
Cash from Operations2,054.9-677.6-10,083.4-15,438.6—
Capital Expenditures-0.0-0.8-41.8-105.5—
Free Cash Flow2,054.9-678.4-10,125.2-15,544.1-15,544.1
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Jio Financial financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Jio Financial Services (NSE: JIOFIN) had a market capitalisation of ₹1,36,685 crore at the 29 October 2026 close (₹207.00 a share), a PE ratio of 79.8 on the last four quarters' profit and a price-to-book ratio of 1.05. In FY26 its consolidated net profit was ₹1,561 crore on revenue of ₹3,513 crore; in Q2 FY27 (July–September 2026) it was ₹340 crore, down 51.0% year on year. Promoters held 49.13% of the shares on 30 September 2026.

Jio Financial Q2 FY27 results
July–September 2026
Share price used
₹207.00 · 29 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026
Share price and live chart
₹207.00 · 29 Oct close

Jio Financial at a glance · consolidated

Market cap
₹1,36,685 Crat ₹207.00 · 29 Oct close
PE ratio (last 4 quarters)
79.887.6 on FY26 profit
Price to book (PB)
1.05book value ₹196.26 a share
ROE (FY26)
1.2%
Debt to equity
0.32net debt ₹28,866 Cr
Promoter holding
49.13%unchanged vs 30 Jun 202630 September 2026
Dividend yield
0.29%₹0.60 a share in 12 months
Net worth
₹1,29,596 Cr−3.8% vs 30 Sep 202530 September 2026
EPS (FY26)
₹2.41

Questions

What is the Jio Financial PE ratio today?

Jio Financial's PE ratio is 79.8 at the 29 October 2026 close (₹207.00 a share): a market capitalisation of ₹1,36,685 crore divided by consolidated net profit of ₹1,712 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹1,561 crore) it is 87.6.

What is the Jio Financial debt to equity ratio?

Jio Financial's debt-to-equity ratio was 0.32 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹41,325 crore against total equity of ₹1,29,596 crore. A year earlier, on 30 September 2025, it was 0.08.

What is the Jio Financial dividend yield?

Jio Financial's dividend yield is 0.29% at the 29 October 2026 close: dividends of ₹0.60 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹207.00. They were ₹0.60 on 10 August 2026.

What is the Jio Financial PB ratio (price to book value)?

Jio Financial's price-to-book (PB) ratio is 1.05 at the 29 October 2026 close: a market capitalisation of ₹1,36,685 crore divided by shareholders' equity (book value) of ₹1,29,596 crore on 30 September 2026. That is a book value of ₹196.26 per share against a share price of ₹207.00.

What is the Jio Financial net worth?

Jio Financial's net worth — shareholders' equity in its consolidated balance sheet — was ₹1,29,596 crore (₹1.30 lakh crore) on 30 September 2026, down 3.8% from ₹1,34,739 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹1,36,685 crore at the 29 October 2026 close.

What is the Jio Financial book value per share?

Jio Financial's book value per share was ₹196.26 on 30 September 2026: shareholders' equity of ₹1,29,596 crore divided by the 660.31 crore shares in issue, down 7.5% from ₹212.08 a year earlier. The share price at the 29 October 2026 close was ₹207.00.

What is the Jio Financial market cap?

Jio Financial's market capitalisation was ₹1,36,685 crore (₹1.37 lakh crore) at the 29 October 2026 close: 660.31 crore shares at ₹207.00 each.

What is the Jio Financial ROE?

In FY26, Jio Financial's return on equity (ROE) was 1.2%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the Jio Financial EPS?

Jio Financial's basic earnings per share (EPS) were ₹2.41 in FY26, against ₹2.54 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹2.63.

What is the Jio Financial dividend in 2026 and its record date?

In 2026, Jio Financial has declared one dividend: ₹0.60 with record date 10 August 2026.

What is the Jio Financial promoter holding?

Promoters held 49.13% of Jio Financial on 30 September 2026, unchanged from the previous quarter and up 2.01 percentage points from 47.12% a year earlier, according to the shareholding pattern filed with NSE.

How does Jio Financial compare with its peers?

On FY26 consolidated figures, against Bajaj Finance, Paytm and HDFC Life: Jio Financial's return on equity of 1.2% is the lowest of the four (Bajaj Finance 18.1%, Paytm 3.6%, HDFC Life 11.3%; peer average 11.0%).

What is the Jio Financial shareholding pattern?

On 30 September 2026, Jio Financial's shares were held by promoters 49.13%, foreign portfolio investors (FII/FPI) 10.65%, domestic institutions (DII) 13.39% (including mutual funds at 5.08%) and retail and other non-institutional investors 26.75%. Over the year, FII holding was down 1.19 percentage points from 11.84% and DII holding was down 1.49 percentage points from 14.88%.

How does the Jio Financial PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit, Jio Financial's PE ratio is 87.6, the second highest of the four: Bajaj Finance 30.7, Paytm 195.2 and HDFC Life 58.5, a peer average of 94.8. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Jio Financial vs Bajaj Finance: how do they compare?

In FY26, Jio Financial earned net profit of ₹1,561 crore on revenue of ₹3,513 crore, against ₹19,017 crore on ₹81,982 crore for Bajaj Finance. At the 29 October 2026 close, Jio Financial's market capitalisation was ₹1,36,685 crore against ₹5,84,362 crore for Bajaj Finance, and its PE ratio on FY26 profit 87.6 against 30.7.

What are the Jio Financial latest quarterly results?

Jio Financial's latest results are for Q2 FY27 (July–September 2026): consolidated net profit ₹340 crore, down 51.0% from ₹695 crore in Q2 FY26; revenue from operations ₹1,699 crore, up 73.2% year on year.

What is the Jio Financial revenue and profit in FY26?

In FY26 (April 2025–March 2026), Jio Financial's consolidated net profit was ₹1,561 crore, down 3.2% from ₹1,613 crore in FY25, on revenue from operations of ₹3,513 crore (up 72.0%). Over three years, from FY23, net profit was null.

When are the Jio Financial next results?

Jio Financial has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

Where do these Jio Financial figures come from?

From Jio Financial Services' own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.