Jio Financial Services cash flow

Latest FY26

Cash from operations: −₹15,439cr−₹10,083 cr in FY25
Capital spending: ₹105cr+152.3% on FY25
Free cash flow: −₹15,544cr−₹10,125 cr in FY25
Cash from financing: ₹21,454cr+441.4% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023

Adjustments to reconcile profit — non-cash items
	—	29.4	22.5	21.5	0.0
	—	66.2	40.4	2.1	—
	—	12.9	7.7	10.3	0.0
	—	−1,902	−853	−938	−38.3
	—	−269	−241	−217	−0.3
	—	−745	−794	−548	—
	—	−28.6	0.0	0.0	—
	—	−1.8	0.0	0.0	—
Changes in working capital
	—	−340	2.2	−66.4	0.0
	—	0.0	0.0	−175	—
	—	66.2	−109	−58.6	—
	—	758	291	96.1	0.0
Cash from operating activities
	2,157	1,588	1,554	1,527	49.3
	—	−2,354	−1,633	−1,873	—
	—	−765	−79.1	−345	—
	—	1,231	151	2.3	—
	—	−15,634	−9,875	0.0	—
	—	270	280	335	7.8
	—	−15,439	−10,083	−678	2,055
Cash from investing activities
	—	105	41.8	0.8	0.0
	—	69,014	28,924	17,049	3,471
	—	62,470	27,427	21,882	—
	—	857	428	6.5	—
	—	0.0	0.0	0.3	—
	—	441	403	217	0.3
	—	598	860	960	38.3
	—	770	7,110	−4,562	—
	—	−5,697	6,406	1,441	−1,166
Cash from financing activities
	—	3,956	0.0	0.0	—
	—	46,101	3,968	0.0	—
	—	28,284	0.0	743	—
	—	2.1	0.0	0.0	—
	—	0.0	5.3	10.3	—
	—	318	0.0	0.0	889
	—	21,454	3,962	−753	−889
	—	318	285	10.6	—
	—	318	285	10.6	—
	—	—	352	67.2	—
Reference items
	2,305	2,305	1,548	1,558	46.1
	41.0%	65.6%	75.8%	84.1%	110.8%
	−15,544	−15,544	−10,125	−678	2,055
	—	—	−6,161	—	—
	−₹24.47	−₹24.47	−₹15.94	−₹1.07	₹3.23
	—	−9.89×	−6.25×	−0.42×	65.76×
	—	270	280	335	7.8
	—	—	5.3	10.3	—

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

JIOFIN₹205.15

Jio Financial Services Ltd.

· Banking & Finance

₹ CrorePeersBAJFINANCE PAYTM HDFCLIFE SBILIFE SHRIRAMFIN BANKBARODA CANBK PNBMcap ₹1.30L Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	0.0	21.5	22.5	29.4	—
+ Impairment Loss / (Reversal)	—	2.1	40.4	66.2	—
+ Finance Costs	0.0	10.3	7.7	12.9	—
+ Interest Income	-38.3	-937.7	-852.5	-1,901.9	—
+ Dividend Income	-0.3	-216.9	-240.9	-269.0	—
+ Fair Value (Gains) / Losses	—	-547.6	-794.3	-745.4	—
+ Other Non-cash Items	—	0.0	0.0	-28.6	—
+ Other Reconciling Items	—	0.0	0.0	-1.8	—
Changes in Working Capital
+ Trade Receivables — Current	0.0	-66.4	2.2	-340.2	—
+ Other Financial Assets — Current	—	-175.4	0.0	0.0	—
+ Other Bank Balances	—	-58.6	-109.1	66.2	—
+ Trade Payables — Current	0.0	96.1	291.1	758.5	—
Cash from Operating Activities
Profit Before Tax (per I/S)	49.3	1,527.4	1,554.1	1,588.3	2,156.9
+ Total Adjustments (incl. Working Capital)	—	-1,872.5	-1,633.2	-2,353.6	—
Cash from Operations (pre-tax)	—	-345.2	-79.1	-765.3	—
+ Interest Received — Operating	—	2.3	150.9	1,230.6	—
+ Other Inflows / (Outflows) — Operating	—	0.0	-9,875.2	-15,634.4	—
+ Income Taxes Paid	7.8	334.7	280.0	269.6	—
Cash from Operating Activities	2,054.9	-677.6	-10,083.4	-15,438.6	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	0.0	0.8	41.8	105.5	—
+ Purchase of Investments (Equity / Debt)	3,470.7	17,048.6	28,923.9	69,013.8	—
+ Sale of Investments (Equity / Debt)	—	21,881.9	27,426.8	62,470.5	—
+ Acq of Interests in Joint Ventures	—	6.5	427.9	857.2	—
+ Disp of Subsidiaries / Businesses (net)	—	0.3	0.0	0.0	—
+ Dividends Received — Investing	0.3	216.9	402.7	440.9	—
+ Interest Received — Investing	38.3	959.8	860.3	598.3	—
+ Other Inflows / (Outflows) — Investing	—	-4,561.7	7,110.0	770.2	—
Cash from Investing Activities	-1,166.3	1,441.2	6,406.2	-5,696.6	—
Cash from Financing Activities
+ Proceeds from Other Equity Instruments	—	0.0	0.0	3,956.3	—
+ Proceeds from Borrowings	—	0.0	3,967.7	46,100.9	—
+ Repayment of Borrowings	—	742.8	0.0	28,283.7	—
+ Payment of Lease Liabilities	—	0.0	0.0	2.1	—
+ Interest Paid	—	10.3	5.3	0.0	—
+ Dividends Paid	888.9	0.0	0.0	317.7	—
Cash from Financing Activities	-888.9	-753.0	3,962.4	21,453.7	—
Net Changes in Cash (pre-FX)	—	10.6	285.1	318.5	—
Net Changes in Cash	—	10.6	285.1	318.5	—
Closing Cash	—	67.2	352.3	—	—
Reference Items
EBITDA	46.1	1,558.4	1,548.3	2,304.9	2,304.9
EBITDA Margin %	110.81	84.06	75.79	65.60	40.99
Free Cash Flow (CFO − Capex)	2,054.9	-678.4	-10,125.2	-15,544.1	-15,544.1
Free Cash Flow to Equity	—	—	-6,160.5	—	—
Free Cash Flow per Basic Share	3.23	-1.07	-15.94	-24.47	-24.47
Cash Flow to Net Income	65.76	-0.42	-6.25	-9.89	—
Cash Paid for Taxes	7.8	334.7	280.0	269.6	—
Cash Paid for Interest	—	10.3	5.3	—	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.