In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Adjustments to Reconcile Profit — Non-cash Items | |||||
| + Depreciation & Amortisation | 900.1 | 1,170.3 | 1,291.4 | — | |
| + Interest Income | -53,793.2 | -67,449.1 | -79,956.0 | — | |
| + Dividend Income | -158.0 | -174.5 | -218.6 | — | |
| + Share-based Payments | 392.5 | 545.6 | 631.8 | — | |
| + Other Reconciling Items | 20,137.6 | 29,480.3 | 38,966.1 | — | |
| Changes in Working Capital | |||||
| + Trade Receivables — Current | -2,598.2 | -2,378.3 | -1,298.5 | — | |
| + Other Financial Assets — Current | -87,844.2 | -90,495.5 | -95,644.6 | — | |
| + Other Current Assets | -7,702.0 | -6,396.2 | -6,034.3 | — | |
| + Trade Payables — Current | 296.2 | 116.7 | 1,174.1 | — | |
| + Other Current Liabilities | 2,608.0 | 3,567.0 | 4,445.1 | — | |
| + Other Non-current Liabilities | 15,241.9 | 15,306.8 | 14,887.5 | — | |
| Cash from Operating Activities | |||||
| Profit Before Tax (per I/S) | 21,366.9 | 23,730.2 | 26,866.7 | 28,590.8 | |
| + Total Adjustments (incl. Working Capital) | -1,12,519.3 | -1,16,706.9 | -1,21,756.1 | — | |
| Cash from Operations (pre-tax) | -91,152.3 | -92,976.7 | -94,889.4 | — | |
| + Interest Received — Operating | 45,855.7 | 60,530.1 | 73,341.3 | — | |
| + Interest Paid — Operating | 17,040.6 | 22,421.4 | 25,946.8 | — | |
| + Other Inflows / (Outflows) — Operating | -361.8 | -240.9 | -414.4 | — | |
| + Income Taxes Paid | 5,975.2 | 7,004.5 | 7,392.1 | — | |
| Cash from Operating Activities | -68,674.2 | -62,113.3 | -55,301.4 | — | |
| Cash from Investing Activities | |||||
| + Acq of Fixed Assets (Capex) | 961.3 | 1,323.2 | 1,014.3 | — | |
| + Acq of Intangible Assets | 474.2 | 540.4 | 433.9 | — | |
| + Disp of Fixed Assets | 123.4 | 148.3 | 130.6 | — | |
| + Purchase of Investments (Equity / Debt) | 2,68,700.8 | 1,99,741.2 | 2,25,191.1 | — | |
| + Sale of Investments (Equity / Debt) | 2,52,464.0 | 1,87,309.1 | 2,07,729.5 | — | |
| + Dividends Received — Investing | 5,814.8 | 6,560.1 | 7,582.7 | — | |
| + Interest Received — Investing | 1,158.6 | 0.0 | 0.0 | — | |
| + Other Inflows / (Outflows) — Investing | -384.2 | -399.3 | -1,438.4 | — | |
| Cash from Investing Activities | -10,959.7 | -7,986.5 | -12,634.9 | — | |
| Cash from Financing Activities | |||||
| + Proceeds from Issue of Shares | 9,134.6 | 515.0 | 694.7 | — | |
| + Buyback / Redemption of Own Shares | 0.0 | 0.0 | 2,510.9 | — | |
| + Proceeds — Change in Ownership of Subsidiaries | 0.0 | 6,460.5 | 1,380.2 | — | |
| + Proceeds from Borrowings | 1,09,449.8 | 1,04,281.2 | 1,21,459.6 | — | |
| + Repayment of Borrowings | 34,375.9 | 39,124.5 | 52,123.8 | — | |
| + Payment of Lease Liabilities | 0.0 | 399.2 | 441.8 | — | |
| + Payment of Finance Lease Liabilities | 316.4 | — | — | — | |
| + Dividends Paid | 1,183.4 | 1,541.7 | 1,847.7 | — | |
| Cash from Financing Activities | 82,708.7 | 70,191.3 | 66,610.3 | — | |
| Net Changes in Cash (pre-FX) | 3,074.8 | 91.5 | -1,326.0 | — | |
| Net Changes in Cash | 3,074.8 | 91.5 | -1,326.0 | — | |
| Closing Cash | 8,579.2 | — | — | — | |
| Reference Items | |||||
| EBITDA | 40,665.5 | 49,209.2 | 56,742.7 | 59,568.1 | |
| EBITDA Margin % | 36.84 | 36.77 | 37.70 | 37.79 | |
| Free Cash Flow (CFO − Capex) | -70,109.7 | -63,976.8 | -56,749.6 | -56,749.6 | |
| Free Cash Flow per Basic Share | -438.54 | -400.18 | -354.97 | -354.97 | |
| Cash Flow to Net Income | -4.40 | -3.54 | -2.81 | — | |
| Cash Paid for Taxes | 5,975.2 | 7,004.5 | 7,392.1 | — | |