| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 16.1% | 16.1% | 18.0% | 18.9% | 17.2% | ||
| 2.0% | 2.0% | 2.0% | 2.1% | 1.8% | ||
Margins & efficiency | ||||||
| 3.8% | 3.8% | 3.9% | 4.0% | 3.8% | ||
| 62.9% | 62.9% | 62.2% | 60.4% | 60.8% | ||
| 0.4% | 0.4% | 0.4% | 0.3% | 0.7% | ||
| 5.1% | 5.1% | 5.1% | 4.5% | 4.4% | ||
| 37.5% | 37.5% | 36.8% | 32.4% | 35.0% | ||
| 89.9% | 89.9% | 86.5% | 87.3% | 89.5% | ||
| 41.1% | 41.1% | 41.5% | 41.9% | 45.5% | ||
As filed — the bank's own definitions (average balances) | ||||||
| — | 2.3% | 2.4% | 2.4% | 2.2% | ||
Additional | ||||||
| 24.6% | 26.3% | 26.5% | 25.9% | 25.7% | ||
| — | 14.5% | 13.8% | 12.4% | 10.2% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 17.21 | 18.89 | 18.01 | 16.13 | 16.13 | |
| Return on Assets | 1.83 | 2.08 | 2.04 | 1.95 | 1.95 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on assets) | 3.80 | 3.95 | 3.89 | 3.82 | 3.82 | |
| Cost to Income | 60.78 | 60.39 | 62.17 | 62.93 | 62.93 | |
| Credit Cost (provisions / avg advances) | 0.69 | 0.32 | 0.37 | 0.37 | 0.37 | |
| Operating Expenses / Avg Assets | 4.44 | 4.52 | 5.11 | 5.05 | 5.05 | |
| Other Income Share of Total Income | 34.97 | 32.42 | 36.75 | 37.45 | 37.45 | |
| Credit-Deposit Ratio | 89.51 | 87.34 | 86.54 | 89.87 | 89.87 | |
| CASA Ratio | 45.48 | 41.90 | 41.53 | 41.05 | 41.05 | |
| As Filed — the bank's own definitions (average balances) | ||||||
| Return on Assets (as filed, working funds) | 2.16 | 2.37 | 2.41 | 2.33 | — | |
| Additional | ||||||
| Effective Tax Rate | 25.73 | 25.85 | 26.54 | 26.34 | 24.57 | |
| Dvd Payout Ratio | 10.22 | 12.44 | 13.80 | 14.49 | — | |