ICICI Bank profitability ratios

Per cent unless marked ×
Tap a line for its trendLast 12Mto Sep 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
Returns
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
16.1%16.1%18.0%18.9%17.2%
2.0%2.0%2.0%2.1%1.8%
Margins & efficiency
3.8%3.8%3.9%4.0%3.8%
62.9%62.9%62.2%60.4%60.8%
0.4%0.4%0.4%0.3%0.7%
5.1%5.1%5.1%4.5%4.4%
37.5%37.5%36.8%32.4%35.0%
89.9%89.9%86.5%87.3%89.5%
41.1%41.1%41.5%41.9%45.5%
As filed — the bank's own definitions (average balances)
—2.3%2.4%2.4%2.2%
Additional
24.6%26.3%26.5%25.9%25.7%
—14.5%13.8%12.4%10.2%
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

ICICIBANK₹1,377.60

ICICI Bank Ltd.

· Banking & Finance
₹ CrorePeersHDFCBANKAXISBANKKOTAKBANKSBINBAJAJFINSVBAJFINANCEHDFCLIFEJIOFINMcap ₹9.87L Cr
ProfitabilityGrowthAsset QualityCapitalYield Analysis
Ratios — % unless marked ×
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/09/2026
Returns
Return on Common Equity17.2118.8918.0116.1316.13
Return on Assets1.832.082.041.951.95
Margins & Efficiency
Net Interest Margin (on assets)3.803.953.893.823.82
Cost to Income60.7860.3962.1762.9362.93
Credit Cost (provisions / avg advances)0.690.320.370.370.37
Operating Expenses / Avg Assets4.444.525.115.055.05
Other Income Share of Total Income34.9732.4236.7537.4537.45
Credit-Deposit Ratio89.5187.3486.5489.8789.87
CASA Ratio45.4841.9041.5341.0541.05
As Filed — the bank's own definitions (average balances)
Return on Assets (as filed, working funds)2.162.372.412.33—
Additional
Effective Tax Rate25.7325.8526.5426.3424.57
Dvd Payout Ratio10.2212.4413.8014.49—
No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 359%.