In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Interest Income | |||||
| + Interest on Advances / Bills | 1,16,589.8 | 1,33,243.7 | 1,37,804.3 | 1,40,715.9 | |
| + Income on Investments | 38,107.1 | 47,302.5 | 49,688.7 | 49,406.6 | |
| + Interest on RBI / Interbank | 2,649.9 | 3,428.7 | 4,180.8 | 4,335.0 | |
| + Other Interest | 2,169.2 | 2,356.6 | 3,544.7 | 3,921.9 | |
| Interest Earned | 1,59,515.9 | 1,86,331.5 | 1,95,218.5 | 1,98,379.4 | |
| + Interest on Deposits | 58,784.5 | 71,647.9 | 73,950.4 | — | |
| + Interest on Borrowings / RBI | 15,323.7 | 17,379.8 | 15,078.2 | — | |
| Interest Expended | 74,108.2 | 89,027.7 | 89,028.6 | 89,002.2 | |
| Net Interest Income | 85,407.8 | 97,303.8 | 1,06,189.9 | 1,09,377.1 | |
| + Commission, Exchange & Brokerage | 23,571.9 | 27,766.2 | 29,330.2 | — | |
| + Profit on Sale of Investments | 3,668.9 | 3,697.6 | 5,225.9 | — | |
| + FX & Derivative Income | 3,086.1 | 3,950.5 | 5,307.2 | — | |
| + Insurance Premium Earned | 45,852.8 | 70,900.8 | 77,624.2 | — | |
| Other Income | 76,521.8 | 1,08,255.5 | 1,16,899.9 | 1,18,852.2 | |
| Total Income | 2,36,037.7 | 2,94,586.9 | 3,12,118.4 | 3,17,231.6 | |
| Operating | |||||
| + Employee Cost | 19,172.0 | 23,629.9 | 25,258.6 | 25,532.0 | |
| + Depreciation | 1,935.2 | 2,627.3 | 3,061.0 | — | |
| + Insurance Claims & Benefits Paid | 7,828.2 | 22,545.1 | 30,306.7 | — | |
| + Other Operating Expenses | 68,847.4 | 78,997.6 | 81,767.3 | 1,18,713.7 | |
| Operating Expenses | 97,782.8 | 1,27,800.0 | 1,40,393.6 | 1,44,245.6 | |
| Operating Profit (PPOP) | 64,146.8 | 77,759.3 | 82,696.2 | 83,983.7 | |
| Provisions & Contingencies | 3,712.4 | 4,905.8 | 5,638.8 | 5,113.7 | |
| Profit | |||||
| Pretax Income | 59,684.0 | 69,464.0 | 73,591.6 | 78,870.0 | |
| Tax Expense | 15,427.6 | 18,434.8 | 19,383.9 | 19,380.6 | |
| Net Income | 45,006.7 | 51,029.2 | 54,207.7 | 59,489.3 | |
| + Net Income before Minority Interest | 46,080.5 | 54,418.7 | 57,673.4 | — | |
| - Minority Interest | 1,824.1 | 3,540.2 | 3,728.6 | 3,666.0 | |
| Net Income to Common | 44,256.4 | 51,029.2 | 54,207.7 | 56,090.2 | |
| Per Share | |||||
| Basic EPS | 63.19 | 72.41 | 75.89 | 78.41 | |
| Diluted EPS | 61.96 | 71.14 | 74.77 | 77.36 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | |||||
| + Adjustments to Profit / (Loss) | 6,558.7 | 4,050.4 | 6,872.2 | — | |
| + Minority Interest | 1,824.1 | 3,540.2 | 3,728.6 | 3,666.0 | |
| Per Share — as-filed variants | |||||
| Basic EPS before Extraordinary Items | 63.19 | 72.41 | 75.89 | 78.41 | |
| Diluted EPS before Extraordinary Items | 61.96 | 71.14 | 74.77 | 77.36 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Casa Ratio | 0.42 | 0.42 | 0.41 | — | |
| Cet1 Ratio | 0.16 | 0.16 | 0.16 | 0.62 | |
| Expenditure Ex Provisions | 1,71,891.0 | 2,16,827.6 | 2,29,422.2 | 2,33,247.9 | |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Roa | 0.02 | 0.02 | 0.02 | 0.09 | |
| Gnpa Pct | 0.02 | 0.02 | 0.01 | 0.06 | |
| Gross Npa | 27,960.8 | 24,331.0 | 23,427.3 | 95,776.5 | |
| Net Npa | 5,835.9 | 6,155.4 | 6,095.7 | 25,310.8 | |
| Nnpa Pct | 0.00 | 0.00 | 0.00 | 0.02 | |
| Paid Up Equity Capital | 1,404.7 | 1,424.6 | 1,432.2 | 1,434.9 | |
| Pat Minority | 1,824.1 | 3,540.2 | 3,728.5 | — | |
| Pat Ordinary | 45,006.7 | 54,418.7 | 57,673.4 | 59,489.3 | |
| Pbt Before Exceptional | — | 72,853.6 | 77,057.3 | — | |
| Revenue | 1,59,515.9 | 1,86,331.5 | 1,95,218.5 | — | |
| Share Of Associates | 1,073.8 | 150.7 | 262.9 | 266.8 | |