| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Interest income | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 1,47,145 | 1,37,804 | 1,33,244 | 1,16,590 | 87,929 | ||
| 50,038 | 49,689 | 47,303 | 38,107 | 27,905 | ||
| 4,861 | 4,181 | 3,429 | 2,650 | 2,305 | ||
| 4,146 | 3,545 | 2,357 | 2,169 | 2,927 | ||
| 2,06,190 | 1,95,218 | 1,86,331 | 1,59,516 | 1,21,067 | ||
| — | 73,950 | 71,648 | 58,784 | 39,477 | ||
| — | 15,078 | 17,380 | 15,324 | 11,067 | ||
| 92,641 | 89,029 | 89,028 | 74,108 | 50,543 | ||
| 1,13,549 | 1,06,190 | 97,304 | 85,408 | 70,523 | ||
| — | 29,330 | 27,766 | 23,572 | 19,648 | ||
| — | 5,226 | 3,698 | 3,669 | 1,273 | ||
| — | 5,307 | 3,951 | 3,086 | 3,051 | ||
| — | 77,624 | 70,901 | 45,853 | 41,137 | ||
| 1,23,056 | 1,16,900 | 1,08,255 | 76,522 | 65,112 | ||
| 3,29,246 | 3,12,118 | 2,94,587 | 2,36,038 | 1,86,179 | ||
Operating | ||||||
| 26,331 | 25,259 | 23,630 | 19,172 | 15,234 | ||
| — | 3,061 | 2,627 | 1,935 | 1,515 | ||
| — | 30,307 | 22,545 | 7,828 | 5,343 | ||
| 1,22,254 | 81,767 | 78,998 | 68,847 | 60,348 | ||
| 1,48,585 | 1,40,394 | 1,27,800 | 97,783 | 82,439 | ||
| 88,020 | 82,696 | 77,759 | 64,147 | 53,196 | ||
| 5,100 | 5,639 | 4,906 | 3,712 | 6,940 | ||
Profit | ||||||
| 82,920 | 73,592 | 69,464 | 59,684 | 45,830 | ||
| 20,375 | 19,384 | 18,435 | 15,428 | 11,793 | ||
| 62,545 | 54,208 | 51,029 | 45,007 | 34,037 | ||
| — | 57,673 | 54,419 | 46,081 | 35,461 | ||
| 3,761 | 3,729 | 3,540 | 1,824 | 1,425 | ||
| 59,066 | 54,208 | 51,029 | 44,256 | 34,037 | ||
Per share | ||||||
| ₹82.46 | ₹75.89 | ₹72.41 | ₹63.19 | ₹48.86 | ||
| ₹81.43 | ₹74.77 | ₹71.14 | ₹61.96 | ₹47.84 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
Profit build-up — alternate / pre-Ind-AS tags | ||||||
| — | 6,872 | 4,050 | 6,559 | 9,937 | ||
Per share — as-filed variants | ||||||
| ₹82.46 | ₹75.89 | ₹72.41 | ₹63.19 | ₹14.12 | ||
| ₹81.43 | ₹74.77 | ₹71.14 | ₹61.96 | ₹13.84 | ||
Regulatory disclosures — filed alongside, not part of the P&L | ||||||
| 0.0% | — | — | — | — | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Interest Income | ||||||
| + Interest on Advances / Bills | 87,929.2 | 1,16,589.8 | 1,33,243.7 | 1,37,804.3 | 1,47,145.0 | |
| + Income on Investments | 27,905.0 | 38,107.1 | 47,302.5 | 49,688.7 | 50,037.6 | |
| + Interest on RBI / Interbank | 2,305.5 | 2,649.9 | 3,428.7 | 4,180.8 | 4,861.4 | |
| + Other Interest | 2,927.1 | 2,169.2 | 2,356.6 | 3,544.7 | 4,146.3 | |
| Interest Earned | 1,21,066.8 | 1,59,515.9 | 1,86,331.5 | 1,95,218.5 | 2,06,190.4 | |
| + Interest on Deposits | 39,476.5 | 58,784.5 | 71,647.9 | 73,950.4 | — | |
| + Interest on Borrowings / RBI | 11,066.8 | 15,323.7 | 17,379.8 | 15,078.2 | — | |
| Interest Expended | 50,543.4 | 74,108.2 | 89,027.7 | 89,028.6 | 92,641.1 | |
| Net Interest Income | 70,523.4 | 85,407.8 | 97,303.8 | 1,06,189.9 | 1,13,549.2 | |
| + Commission, Exchange & Brokerage | 19,648.5 | 23,571.9 | 27,766.2 | 29,330.2 | — | |
| + Profit on Sale of Investments | 1,273.0 | 3,668.9 | 3,697.6 | 5,225.9 | — | |
| + FX & Derivative Income | 3,050.9 | 3,086.1 | 3,950.5 | 5,307.2 | — | |
| + Insurance Premium Earned | 41,136.8 | 45,852.8 | 70,900.8 | 77,624.2 | — | |
| Other Income | 65,112.0 | 76,521.8 | 1,08,255.5 | 1,16,899.9 | 1,23,055.8 | |
| Total Income | 1,86,178.8 | 2,36,037.7 | 2,94,586.9 | 3,12,118.4 | 3,29,246.1 | |
| Operating | ||||||
| + Employee Cost | 15,234.2 | 19,172.0 | 23,629.9 | 25,258.6 | 26,331.1 | |
| + Depreciation | 1,514.6 | 1,935.2 | 2,627.3 | 3,061.0 | — | |
| + Insurance Claims & Benefits Paid | 5,342.7 | 7,828.2 | 22,545.1 | 30,306.7 | — | |
| + Other Operating Expenses | 60,347.6 | 68,847.4 | 78,997.6 | 81,767.3 | 1,22,254.2 | |
| Operating Expenses | 82,439.0 | 97,782.8 | 1,27,800.0 | 1,40,393.6 | 1,48,585.3 | |
| Operating Profit (PPOP) | 53,196.4 | 64,146.8 | 77,759.3 | 82,696.2 | 88,019.8 | |
| Provisions & Contingencies | 6,939.9 | 3,712.4 | 4,905.8 | 5,638.8 | 5,099.6 | |
| Profit | ||||||
| Pretax Income | 45,830.1 | 59,684.0 | 69,464.0 | 73,591.6 | 82,920.2 | |
| Tax Expense | 11,793.4 | 15,427.6 | 18,434.8 | 19,383.9 | 20,375.4 | |
| Net Income | 34,036.6 | 45,006.7 | 51,029.2 | 54,207.7 | 62,544.8 | |
| + Net Income before Minority Interest | 35,461.3 | 46,080.5 | 54,418.7 | 57,673.4 | — | |
| - Minority Interest | 1,424.7 | 1,824.1 | 3,540.2 | 3,728.6 | 3,760.6 | |
| Net Income to Common | 34,036.6 | 44,256.4 | 51,029.2 | 54,207.7 | 59,066.3 | |
| Per Share | ||||||
| Basic EPS | 48.86 | 63.19 | 72.41 | 75.89 | 82.46 | |
| Diluted EPS | 47.84 | 61.96 | 71.14 | 74.77 | 81.43 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | ||||||
| + Adjustments to Profit / (Loss) | 9,936.6 | 6,558.7 | 4,050.4 | 6,872.2 | — | |
| Per Share — as-filed variants | ||||||
| Basic EPS before Extraordinary Items | 14.12 | 63.19 | 72.41 | 75.89 | 82.46 | |
| Diluted EPS before Extraordinary Items | 13.84 | 61.96 | 71.14 | 74.77 | 81.43 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | ||||||
| Government of India Shareholding % | — | — | — | — | 0.00 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | ||||||
| At1 Ratio | 0.00 | — | — | — | — | |
| Casa Ratio | 0.45 | 0.42 | 0.42 | 0.41 | — | |
| Cet1 Ratio | 0.17 | 0.16 | 0.16 | 0.16 | 0.16 | |
| Expenditure Ex Provisions | 1,32,982.4 | 1,71,891.0 | 2,16,827.6 | 2,29,422.2 | 2,41,226.4 | |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Roa | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | |
| Gnpa Pct | 0.03 | 0.02 | 0.02 | 0.01 | 0.01 | |
| Gross Npa | 31,247.0 | 27,960.8 | 24,331.0 | 23,427.3 | 23,577.0 | |
| Net Npa | 5,796.3 | 5,835.9 | 6,155.4 | 6,095.7 | 6,271.6 | |
| Nnpa Pct | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Paid Up Equity Capital | — | 1,404.7 | 1,424.6 | 1,432.2 | 1,436.0 | |
| Pat Minority | 1,424.7 | 1,824.1 | 3,540.2 | 3,728.5 | — | |
| Pat Ordinary | 34,463.0 | 45,006.7 | 54,418.7 | 57,673.4 | 62,544.8 | |
| Pbt Before Exceptional | — | — | 72,853.6 | 77,057.3 | — | |
| Revenue | 1,21,066.8 | 1,59,515.9 | 1,86,331.5 | 1,95,218.5 | — | |
| Share Of Associates | 998.3 | 1,073.8 | 150.7 | 262.9 | 282.0 | |