State Bank of India cash flow

Latest FY26

Cash from operations: ₹38,097cr−21.4% on FY25
Cash from investing: −₹691cr−₹5,635 cr in FY25
Cash from financing: −₹3,427cr−₹13,739 cr in FY25
Capital spending: ₹8,363cr+48.4% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Jun 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Changes in working capital
Adjustments to reconcile profit — non-cash items						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	—	4,830	3,991	3,849	3,696
	—	7,397	11,923	9,662	0.0
	—	21,551	19,461	7,705	18,184
	—	−54.8	−6,670	−6,278	4,952
	—	−1,870	−1,456	−1,054	−910
	—	−7,46,533	−4,85,064	−5,28,612	3,81,125
	—	−2,24,776	−61,349	−2,36,694	−2,02,129
	—	6,03,199	4,73,361	4,98,002	−4,84,653
	—	2,96,648	21,685	2,15,081	1,30,298
	—	−71,461	−51,367	−52,223	−1,75,359
Cash from operating activities
	1,17,683	1,12,158	1,04,909	90,186	74,488
	—	−39,608	−24,118	−38,339	−1,49,438
	—	74,420	82,248	52,901	−74,040
	—	0.0	0.0	0.0	6,544
	—	0.0	0.0	0.0	−1,194
	—	36,323	33,761	31,268	17,324
	—	38,097	48,486	21,632	−86,014
	—	38,097	48,486	21,632	−86,014
Cash from investing activities
	—	8,363	5,637	4,175	4,671
	—	0.0	0.0	0.0	627
	—	108	−1.0	82.2	0.0
	—	7,779	0.0	0.0	0.0
	—	0.0	9.0	5.6	2.7
	—	0.9	−7.5	0.0	0.0
	—	−691	−5,635	−4,252	−4,041
	—	−691	−5,635	−4,252	−4,041
Cash from financing activities
	—	24,995	—	20,165	19,533
	—	24,995	0.0	0.0	0.0
	—	13,739	21,500	20,165	19,533
	—	7,722	10,271	8,589	6,325
	—	14,190	12,227	10,085	6,337
	—	0.0	0.0	0.0	1.2
	—	−20,207	−12,741	−11,387	−484
	—	−3,427	−13,739	−9,896	6,386
	—	−3,427	−13,739	−9,896	6,386
	—	33,979	29,112	7,484	−83,668
	—	9,931	2,248	776	3,075
	—	43,910	31,361	8,260	−80,593
	—	4,01,843	3,57,933	3,26,572	3,18,312
Reference items
	29,734	29,734	42,849	17,457	−90,685
	₹32.21	₹32.21	₹46.42	₹18.91	−₹98.24
	29.70×	—	—	—	—
	—	0.46×	0.63×	0.32×	−1.55×
	—	36,323	33,761	31,268	17,324
	—	7,722	10,271	8,589	6,325

Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

SBIN₹956.80

State Bank of India

· Banking & Finance

₹ CrorePeersHDFCBANK ICICIBANK BANKBARODA AXISBANK KOTAKBANK BAJAJFINSV BAJFINANCE HDFCLIFEMcap ₹8.83L Cr

View

In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	3,695.6	3,849.1	3,991.5	4,829.7	—
+ Finance Costs	0.0	9,661.5	11,922.8	7,397.3	—
+ Other Non-cash Items	18,184.3	7,705.0	19,461.2	21,551.3	—
+ Other — Cash Effects are Investing / Financing	4,951.6	-6,278.3	-6,669.9	-54.8	—
+ Other Reconciling Items	-910.3	-1,053.6	-1,455.8	-1,869.7	—
Changes in Working Capital
+ Trade Receivables	3,81,124.9	-5,28,612.4	-4,85,063.6	-7,46,532.6	—
+ Other Current Assets	-2,02,129.1	-2,36,694.0	-61,348.9	-2,24,776.3	—
+ Trade Payables	-4,84,653.0	4,98,002.0	4,73,360.5	6,03,199.1	—
+ Other Current Liabilities	1,30,297.8	2,15,081.4	21,684.6	2,96,648.4	—
Total Working Capital Changes	-1,75,359.4	-52,223.1	-51,367.3	-71,461.3	—
Cash from Operating Activities
Profit Before Tax (per I/S)	74,488.3	90,186.4	1,04,909.5	1,12,158.3	1,17,682.7
+ Total Adjustments (incl. Working Capital)	-1,49,438.1	-38,339.3	-24,117.6	-39,607.6	—
Cash from Operations (pre-tax)	-74,039.6	52,900.7	82,247.7	74,420.4	—
+ Interest Received — Operating	6,543.7	0.0	0.0	0.0	—
+ Other Inflows / (Outflows) — Operating	-1,194.1	0.0	0.0	0.0	—
+ Income Taxes Paid	17,323.7	31,268.3	33,761.5	36,323.0	—
Cash from Operating — before Extraordinary Items	-86,013.7	21,632.4	48,486.3	38,097.4	—
Cash from Operating Activities	-86,013.7	21,632.4	48,486.3	38,097.4	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	4,671.0	4,175.1	5,637.2	8,363.0	—
+ Disp of Fixed Assets	627.4	0.0	0.0	0.0	—
+ Acq of Subsidiaries / Businesses (net)	0.0	82.2	-1.0	108.3	—
+ Disp of Subsidiaries / Businesses (net)	0.0	0.0	0.0	7,779.4	—
+ Dividends Received — Investing	2.7	5.6	9.0	0.0	—
+ Other Inflows / (Outflows) — Investing	0.0	0.0	-7.5	0.9	—
Cash from Investing — before Extraordinary Items	-4,041.0	-4,251.7	-5,634.7	-690.9	—
Cash from Investing Activities	-4,041.0	-4,251.7	-5,634.7	-690.9	—
Cash from Financing Activities
+ Proceeds from Issue of Shares	19,533.1	20,164.6	—	24,994.5	—
+ Proceeds from Issue of Shares (unclassified)	0.0	0.0	0.0	24,994.5	—
+ Proceeds from Debentures / Notes / Bonds	19,533.1	20,164.7	21,500.0	13,738.5	—
+ Interest Paid	6,324.6	8,589.3	10,270.9	7,721.7	—
+ Dividends Paid	6,336.7	10,084.8	12,226.7	14,190.1	—
+ Income Taxes (Paid) / Refund — Financing	1.2	0.0	0.0	0.0	—
+ Other Inflows / (Outflows) — Financing	-484.1	-11,386.9	-12,741.5	-20,207.3	—
Cash from Financing — before Extraordinary Items	6,386.4	-9,896.3	-13,739.1	-3,427.1	—
Cash from Financing Activities	6,386.4	-9,896.3	-13,739.1	-3,427.1	—
Net Changes in Cash (pre-FX)	-83,668.3	7,484.4	29,112.5	33,979.4	—
+ Effect of FX Rate Changes on Cash	3,075.1	776.0	2,248.2	9,930.9	—
Net Changes in Cash	-80,593.2	8,260.4	31,360.6	43,910.3	—
Closing Cash	3,18,311.9	3,26,572.3	3,57,932.9	4,01,843.2	—
Reference Items
Free Cash Flow (CFO − Capex)	-90,684.7	17,457.3	42,849.1	29,734.4	29,734.4
Free Cash Flow per Basic Share	-98.24	18.91	46.42	32.21	32.21
Price to Free Cash Flow	—	—	—	—	29.70
Cash Flow to Net Income	-1.55	0.32	0.63	0.46	—
Cash Paid for Taxes	17,323.7	31,268.3	33,761.5	36,323.0	—
Cash Paid for Interest	6,324.6	8,589.3	10,270.9	7,721.7	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 239%.