In ₹ Crore except Per Share Latest Annual	SBIN FY26	HDFCBANK FY26	ICICIBANK FY26	BANKBARODA FY26	Peer Average
Valuation — at last close
P/E	10.50×	13.84×	18.15×	◆ 6.04×	12.68× -17%
P/B	1.48×	1.81×	2.74×	◆ 0.72×	1.76× -16%
Market Cap	₹8.83L Cr	₹10.55L Cr	₹9.87L Cr	₹1.20L Cr	₹7.20L Cr +23%
Growth
Revenue CAGR 3Y	13.64%	◆ 42.63%	17.26%	12.28%	24.06% -43%
Revenue CAGR 5Y	13.11%	◆ 30.97%	16.97%	12.00%	19.98% -34%
Net Income CAGR 3Y	14.39%	◆ 18.23%	16.78%	9.86%	14.96% -4%
Revenue YoY (latest Q)	7.83%	9.11%	◆ 15.78%	7.58%	10.82% -28%
Net Income YoY (latest Q)	13.65%	5.55%	◆ 21.43%	-53.08%	-8.70% +257%
Profitability
NIM (banks)	2.56%	3.51%	◆ 3.82%	2.65%	3.33% -23%
Net Income Margin	16.18%	15.34%	◆ 27.77%	12.42%	18.51% -13%
Return on Common Equity	15.38%	13.83%	◆ 16.13%	12.47%	14.14% +9%
Return on Assets	1.07%	1.63%	◆ 1.95%	0.98%	1.52% -30%
Credit & Quality
Gross NPA (banks)	1.49%	◆ 1.15%	1.41%	1.89%	1.48% 0%
CAR (banks)	—	◆ 19.71%	17.18%	—	18.45%
Cost/Income (banks)	66.05%	58.45%	62.93%	◆ 51.65%	57.68% +15%
Scale — latest FY
Revenue / Total Income	₹5.15L Cr	₹4.95L Cr	₹1.95L Cr	₹1.57L Cr	₹2.83L Cr +82%
Net Income	₹83,299 Cr	₹76,026 Cr	₹54,208 Cr	₹19,477 Cr	₹49,904 Cr +67%
Total Assets	₹83.22L Cr	₹49.08L Cr	₹29.14L Cr	₹21.02L Cr	₹33.08L Cr +152%
EPS	₹91.16	₹49.5	₹75.89	₹38.38	₹54.59 +67%
Book Value per Share	₹645.82	₹377.77	₹503.24	₹320.35	₹400.45 +61%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 239%.