SBIN1,004.30

State Bank of India

· Banking & Finance
₹ CrorePeersHDFCBANKICICIBANKBANKBARODAAXISBANKKOTAKBANKBAJAJFINSVBAJFINANCEHDFCLIFEMcap ₹9.27L Cr
Comp Set
In ₹ Crore except Per Share
Latest Annual
SBIN
FY26
HDFCBANK
FY26
ICICIBANK
FY26
BANKBARODA
FY26
Peer
Median
Valuation — at last close
P/E11.02×13.95×18.15×6.17×13.95× -21%
P/B1.51×1.83×2.60×0.74×1.83× -18%
Market Cap₹9.27L Cr₹10.63L Cr₹9.86L Cr₹1.23L Cr₹9.86L Cr -6%
Growth
Revenue CAGR 3Y13.64%42.63%17.26%12.28%17.26% -21%
Revenue CAGR 5Y13.11%30.97%16.97%12.00%16.97% -23%
Net Income CAGR 3Y14.39%18.23%16.78%9.86%16.78% -14%
Revenue YoY (latest Q)7.83%0.04%6.86%7.58%6.86% +14%
Net Income YoY (latest Q)13.65%19.26%12.62%-53.08%12.62% +8%
Profitability
EBITDA Margin-15.68%-20.62%-20.62% +24%
NIM (banks)2.40%3.32%3.64%2.50%3.32% -28%
Net Income Margin16.18%15.34%27.77%12.42%15.34% +5%
Return on Common Equity13.55%13.07%14.28%11.74%13.07% +4%
Return on Assets1.02%1.55%1.98%0.93%1.55% -34%
Credit & Quality
Gross NPA (banks)1.49%1.15%1.41%1.89%1.41% +6%
CAR (banks)19.71%17.18%18.45%
Cost/Income (banks)66.56%58.45%62.93%51.65%58.45% +14%
Scale — latest FY
Revenue / Total Income₹5.15L Cr₹4.95L Cr₹1.95L Cr₹1.57L Cr₹1.95L Cr +164%
Net Income₹83,299 Cr₹76,026 Cr₹54,208 Cr₹19,477 Cr₹54,208 Cr +54%
Total Assets₹83.22L Cr₹49.08L Cr₹29.14L Cr₹21.02L Cr₹29.14L Cr +186%
EPS₹91.16₹49.5₹75.89₹38.38₹49.5 +84%
Book Value per Share₹666.15₹377.77₹530.04₹320.35₹377.77 +76%
◆ best value in the comp set per metric · Δ = subject vs median of the other companies.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 232%.