alphaveHDFCLIFE₹524.45

HDFC Life Insurance Company Ltd.

Annual Quarterly₹ CrorePeersSBILIFE ICICIPRULI LICI JIOFIN SHRIRAMFIN BANKBARODA CANBK PNB

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In ₹ Crore except Per Share 12 Months Ending	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Total Income	23,965.4	29,285.0	20,422.1	29,157.6	19,905.8	33,541.7
Expenses
Total Expenses	23,799.2	29,200.3	20,592.4	29,170.9	19,456.9	33,224.5
Profit
+ Current Tax	14.5	40.2	3.4	4.2	47.0	46.9
Revenue Detail — as filed
+ Investment Income	328.7	321.5	362.1	419.9	379.2	345.4
+ Income from Investments (net)	19.0	14,602.3	1,417.4	10,656.3	-6,487.6	16,685.5
Expense Detail — as filed
+ Advertisement & Publicity	310.0	0.0	0.0	0.0	0.0	0.0
+ Employee Remuneration & Welfare	866.2	880.5	991.7	1,110.7	967.9	921.9
+ Commission	2,582.4	1,750.7	2,341.8	2,272.5	2,780.8	2,111.2
+ Commission (net)	2,583.9	1,751.8	2,344.3	2,275.2	2,784.8	2,114.7
+ Provision — Diminution in Investments	28.9	-4.2	-46.0	4.6	58.4	-37.7
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit / (Loss) before Tax	485.9	563.6	468.0	441.0	489.7	630.2
+ Current Taxes	10.6	15.2	19.8	22.8	-5.4	19.0
+ Provision for Tax	14.5	40.2	3.4	4.2	47.0	46.9
+ Provisions for Taxes	10.6	15.2	19.8	22.8	-7.8	19.0
+ Deferred Taxes	0.0	0.0	0.0	0.0	-2.4	0.0
PAT before Extraordinary Items	475.4	548.4	448.3	418.2	497.5	611.2
PAT after Extraordinary Items	475.4	548.4	448.3	418.2	497.5	611.2
Profit Carried to Balance Sheet	9,621.4	10,169.8	10,165.6	10,583.8	11,081.3	11,692.5
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)	2.21	2.55	2.08	1.94	2.31	2.83
Basic & Diluted EPS after Extraordinary (not annualised)	2.21	2.54	2.08	1.94	2.30	2.83
Appropriations & Transfers
Reserves & Surplus excl. Revaluation Reserve	13,555.0	14,192.1	14,269.7	14,771.8	15,301.8	16,910.1
+ Final Dividend	0.0	0.0	0.0	0.0	0.0	0.0
Insurance — Revenue Account (Policyholders')
+ Gross Premium Income	24,044.2	14,887.4	19,314.0	18,828.3	26,463.7	17,232.3
+ Net Premium Income	23,843.0	14,539.4	18,871.2	18,351.4	25,998.4	16,727.6
+ First-year Premium	4,406.4	2,559.5	3,599.6	3,343.6	4,456.7	2,746.3
+ Renewal Premium	13,064.5	7,606.0	10,343.6	10,480.0	14,884.4	9,033.3
+ Single Premium	6,573.3	4,721.9	5,370.8	5,004.7	7,122.6	5,452.7
+ Commission — First-year Premium	2,156.9	1,426.5	1,328.7	1,145.9	1,488.0	960.9
+ Commission — Renewal Premium	199.6	129.5	155.2	175.9	213.8	173.0
+ Commission — Single Premium	225.8	194.7	857.9	950.7	1,079.1	977.4
+ Expenses of Management	4,310.9	3,272.3	4,137.5	4,548.0	4,936.7	3,900.0
+ Operating Expenses — Insurance Business	1,727.0	1,520.5	1,793.1	2,272.8	2,151.8	1,785.4
+ Expenses — Non-insurance	75.1	79.5	82.0	83.0	91.9	102.5
+ Benefits Paid (net)	11,096.5	8,720.7	9,379.8	9,229.0	11,270.1	8,238.2
+ Change in Actuarial Liability	8,209.6	17,044.6	6,996.6	15,377.7	3,137.1	21,068.3
+ Bonus Allocated to Policyholders	870.6	0.0	0.0	0.0	835.6	0.0
+ Interim Bonus Paid	760.8	504.1	717.3	791.0	952.2	603.9
+ Terminal Bonus Paid	174.8	94.4	139.9	175.4	257.8	151.8
+ GST on Linked Charges	138.8	126.7	121.1	7.5	7.8	8.6
Surplus in the Revenue Account	166.2	84.7	-170.3	-13.3	448.8	317.2
Net Surplus / (Deficit)	166.2	84.7	-170.3	-13.3	448.8	317.2
+ Funds for Future Appropriation	-83.3	-282.9	-387.4	-153.2	-27.8	-55.4
+ Policyholders' Liabilities to Shareholders' Fund	20.3	19.9	20.2	20.4	20.2	19.5
Insurance — Shareholders' Account
+ Income under Shareholders' Account	348.8	342.7	385.4	444.4	412.5	388.1
+ Shareholders' Account Income	598.4	710.3	602.5	584.3	889.1	760.7
+ Shareholders' Account Expenses	112.4	146.7	134.5	143.3	399.4	130.5
+ Shareholders' Provision — Diminution in Investments	11.9	-2.2	-1.5	2.1	16.3	-5.9
+ Transfer from Policyholders' Account	249.5	367.6	217.1	139.9	476.6	372.6
+ Transfer of Funds to Policyholders' Account	25.5	69.4	54.0	58.2	291.2	34.0
+ Transferred to Shareholders' Account	249.5	367.6	217.1	139.9	476.6	372.6
Shareholders' Fund — with Unrealised Gains	0.0	0.0	0.0	0.0	-0.0	0.0
Shareholders' Fund — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0
Insurance — Fund NPAs
+ Gross NPAs — Shareholders' Fund	13.4	13.4	13.4	13.4	13.4	13.4
+ Gross NPAs — Linked Non-participating	59.9	59.9	59.9	59.9	59.9	59.9
+ Gross NPA % — Linked Non-participating	0.00	0.00	0.00	0.00	0.00	0.00
+ Linked Non-participating — with Unrealised Gains	-0.0	0.0	0.0	0.0	-0.0	0.0
+ Linked Non-participating — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0
+ Gross NPAs — Non-linked Participating	9.2	9.2	9.2	9.2	9.2	9.2
+ Gross NPA % — Non-linked Participating	0.00	0.00	0.00	0.00	0.00	0.00
+ Non-linked Participating — with Unrealised Gains	0.0	0.0	-0.0	0.0	-0.0	0.0
+ Non-linked Participating — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0
+ Gross NPAs — Non-linked Non-participating	8.0	8.0	8.0	8.0	8.0	8.0
+ Gross NPA % — Non-linked Non-participating	0.00	0.00	0.00	0.00	0.00	0.00
+ Non-linked Non-participating — with Unrealised Gains	0.0	-0.0	-0.0	0.0	-0.0	0.0
+ Non-linked Non-participating — without Unrealised Gains	0.0	0.0	0.0	0.0	0.0	0.0
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio	1.94	1.92	1.75	1.80	1.77	1.85
Conservation Ratio	0.85	0.87	0.86	0.85	0.85	0.89
Expenses of Management Ratio	0.18	0.22	0.21	0.24	0.19	0.23
Persistency — 13th Month	0.83	0.83	0.81	0.79	0.82	0.80
Persistency — 25th Month	0.77	0.80	0.72	0.73	0.73	0.74
Persistency — 37th Month	0.71	0.69	0.70	0.70	0.73	0.76
Persistency — 49th Month	0.70	0.70	0.70	0.69	0.69	0.67
Persistency — 61st Month	0.62	0.61	0.63	0.62	0.65	0.65
Other Filed Concepts — mapped but not yet placed in the schedule
Other Operating Expenses	550.8	640.0	801.4	1,162.1	1,184.0	863.5

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.