HDFC Life Insurance Company profit and loss

·Banking & FinanceChart ›
Latest FY26
Revenue
₹98,770cr+2.7% on FY25
EBITDA
₹1,962cr+8.6% on FY25
Net profit
₹1,912cr+5.6% on FY25
EPS
₹8.86+5.4% on FY25
₹ crore except per share
Tap a line for its trendLast 12Mto Sep 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
——71.15,8959,278
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
1,06,83098,77096,184——
Expenses
1,05,78898,42195,131——
2,1011,9621,8071,51,0711,18,943
2,1011,9621,8071,51,0711,18,943
Profit
———1,56,9671,28,221
2,1011,9621,8781,56,9671,28,221
13694.8−588——
——67.1−442−8,607
2,0481,9121,8111,57,4081,36,828
——1,8111,57,4081,36,828
Per share
₹9.48₹8.86₹8.41——
Revenue detail — as filed
1,5541,4831,130——
23,02520,18825,955——
Expense detail — as filed
0.00.01,043——
4,0433,9513,213——
9,8499,1467,838——
9,8649,1567,844——
−28.712.882.3——
Profit build-up — alternate / pre-Ind-AS tags
2,1011,9621,878——
57.252.467.1——
13694.8−588——
52.950.067.1——
−4.3−2.40.0——
2,0481,9121,811——
2,0481,9121,811——
11,75811,0819,621——
Per share — as-filed variants
₹2.41₹8.87₹8.41——
₹2.41₹8.86₹8.41——
Appropriations & transfers
16,99315,30213,555——
0.00.00.0——
Insurance — revenue account (Policyholders')
85,02679,49371,075——
82,93377,76069,837——
14,54713,95913,003——
45,84343,31437,683——
24,63622,22020,389——
4,9455,3895,863——
744674590——
4,1603,0821,385——
18,32116,89414,095——
8,4577,7386,251——
379336210——
39,23538,60039,498——
48,09242,55641,555——
836836871——
3,1192,9652,435——
791667664——
33.1263489——
1,0423501,053——
1,0423501,053——
−223−85146.2——
80.220.220.3——
—40,52941,170——
—81,53173,406——
Insurance — Shareholders' account
1,7031,5851,201——
2,9682,7862,208——
866824330——
10.114.712.6——
1,2651,2011,007——
477473107——
1,2651,2011,007——
−0.00.00.1——
0.00.10.1——
Insurance — result & transfers
5,7874,8175,023——
395349285——
14910271.1——
477473107——
Insurance — fund NPAs
53.713.413.4——
₹0.00₹0.00₹0.00——
24059.959.9——
₹0.00₹0.00₹0.00——
0.0−0.00.0——
0.00.00.0——
36.99.29.2——
₹0.00₹0.00₹0.00——
0.00.00.0——
0.00.00.0——
32.08.08.0——
₹0.00₹0.00₹0.00——
0.0−0.00.0——
0.00.00.0——
Insurance — IRDAI ratios (as filed, not percentages)
1.77×1.77×1.94×——
₹1.80₹1.77₹1.94——
₹0.82₹0.86₹0.85——
₹0.22₹0.21₹0.20——
₹0.79₹0.85₹0.87——
₹0.70₹0.77₹0.78——
₹0.68₹0.73₹0.74——
₹0.69₹0.71₹0.70——
₹0.66₹0.64₹0.64——
Direct-method operating receipts — filed in the P&L block
—435413——
—14,75211,702——
Adjusted (ex-exceptional items) — derived
———1,56,9671,28,221
——1,8111,57,4081,36,828
——₹8.41——
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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

HDFCLIFE₹514.10

HDFC Life Insurance Company Ltd.

· Banking & Finance
AnnualQuarterly₹ CrorePeersSBILIFEICICIPRULILICIJIOFINSHRIRAMFINBANKBARODACANBKPNBMcap ₹1.11L Cr
View
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/09/2026
Other Income9,278.35,895.271.1——
Total Income——96,184.098,770.41,06,830.4
Expenses
Total Expenses——95,130.998,420.51,05,788.3
EBITDA1,18,942.71,51,071.51,806.81,962.32,101.4
EBIT1,18,942.71,51,071.51,806.81,962.32,101.4
Profit
PBT before Exceptional Items1,28,221.01,56,966.6———
Pretax Income1,28,221.01,56,966.61,877.91,962.32,101.4
+ Current Tax——-588.294.8136.3
Tax Expense-8,606.8-441.667.1——
Net Income1,36,827.71,57,408.21,810.81,912.32,048.5
+ Net Income — Continuing Ops1,36,827.71,57,408.21,810.8——
Per Share
Basic EPS——8.418.869.48
Revenue Detail — as filed
+ Investment Income——1,130.01,482.71,554.3
+ Income from Investments (net)——25,954.820,188.423,025.2
Expense Detail — as filed
+ Advertisement & Publicity——1,043.50.00.0
+ Employee Remuneration & Welfare——3,213.43,950.84,043.5
+ Commission——7,837.99,145.79,848.6
+ Commission (net)——7,844.59,156.29,864.1
+ Provision — Diminution in Investments——82.312.8-28.7
Profit Build-up — Alternate / Pre-Ind-AS Tags
Profit / (Loss) before Tax——1,877.91,962.32,101.4
+ Current Taxes——67.152.457.2
+ Provision for Tax——-588.294.8136.3
+ Provisions for Taxes——67.150.052.9
+ Deferred Taxes——0.0-2.4-4.3
PAT before Extraordinary Items——1,810.81,912.32,048.5
PAT after Extraordinary Items——1,810.81,912.32,048.5
Profit Carried to Balance Sheet——9,621.411,081.311,757.8
Per Share — as-filed variants
Basic & Diluted EPS before Extraordinary (not annualised)——8.418.872.41
Basic & Diluted EPS after Extraordinary (not annualised)——8.418.862.41
Appropriations & Transfers
Reserves & Surplus excl. Revaluation Reserve——13,555.015,301.816,993.1
+ Final Dividend——0.00.00.0
Insurance — Revenue Account (Policyholders')
+ Gross Premium Income——71,075.179,493.485,026.4
+ Net Premium Income——69,837.077,760.582,933.3
+ First-year Premium——13,003.013,959.314,547.5
+ Renewal Premium——37,682.943,314.045,842.6
+ Single Premium——20,389.222,220.024,636.4
+ Commission — First-year Premium——5,862.95,389.04,944.8
+ Commission — Renewal Premium——589.6674.4743.5
+ Commission — Single Premium——1,385.43,082.34,160.4
+ Expenses of Management——14,095.216,894.418,321.2
+ Operating Expenses — Insurance Business——6,250.87,738.28,457.1
+ Expenses — Non-insurance——210.2336.3379.1
+ Benefits Paid (net)——39,497.738,599.639,234.6
+ Change in Actuarial Liability——41,554.642,555.948,091.9
+ Bonus Allocated to Policyholders——870.6835.6835.6
+ Interim Bonus Paid——2,435.02,964.63,118.6
+ Terminal Bonus Paid——664.4667.4791.0
+ GST on Linked Charges——489.2263.133.1
Surplus in the Revenue Account——1,053.1349.91,042.1
Net Surplus / (Deficit)——1,053.1349.91,042.1
+ Funds for Future Appropriation——46.2-851.3-222.6
+ Policyholders' Liabilities to Shareholders' Fund——20.320.280.2
+ Payments — Premiums, Claims, Annuities & Benefits——41,170.240,528.9—
+ Receipts — Premiums, Claims, Annuities & Benefits——73,405.781,530.9—
Insurance — Shareholders' Account
+ Income under Shareholders' Account——1,201.11,585.01,703.0
+ Shareholders' Account Income——2,208.02,786.22,967.7
+ Shareholders' Account Expenses——330.1823.8866.3
+ Shareholders' Provision — Diminution in Investments——12.614.710.1
+ Transfer from Policyholders' Account——1,006.91,201.11,264.7
+ Transfer of Funds to Policyholders' Account——107.3472.8477.1
+ Transferred to Shareholders' Account——1,006.91,201.11,264.7
Shareholders' Fund — with Unrealised Gains——0.10.0-0.0
Shareholders' Fund — without Unrealised Gains——0.10.10.0
Insurance — Result & Transfers
Surplus / (Deficit)——5,023.14,817.45,787.3
+ Other Income — Policyholders' Account——284.9348.7394.9
+ Other Income — Shareholders' Account——71.1102.4148.7
+ Transfer of Funds from Shareholders' Account——107.3472.8477.1
Insurance — Fund NPAs
+ Gross NPAs — Shareholders' Fund——13.413.453.7
+ Gross NPA % — Shareholders' Fund——0.000.000.00
+ Gross NPAs — Linked Non-participating——59.959.9239.6
+ Gross NPA % — Linked Non-participating——0.000.000.00
+ Linked Non-participating — with Unrealised Gains——0.0-0.00.0
+ Linked Non-participating — without Unrealised Gains——0.00.00.0
+ Gross NPAs — Non-linked Participating——9.29.236.9
+ Gross NPA % — Non-linked Participating——0.000.000.00
+ Non-linked Participating — with Unrealised Gains——0.00.00.0
+ Non-linked Participating — without Unrealised Gains——0.00.00.0
+ Gross NPAs — Non-linked Non-participating——8.08.032.0
+ Gross NPA % — Non-linked Non-participating——0.000.000.00
+ Non-linked Non-participating — with Unrealised Gains——0.0-0.00.0
+ Non-linked Non-participating — without Unrealised Gains——0.00.00.0
Insurance — IRDAI Ratios (as filed, not percentages)
Solvency Ratio (x, one scale)——1.941.771.77
Solvency Ratio (as filed)——1.941.771.80
Conservation Ratio——0.850.860.82
Expenses of Management Ratio——0.200.210.22
Persistency — 13th Month——0.870.850.79
Persistency — 25th Month——0.780.770.70
Persistency — 37th Month——0.740.730.68
Persistency — 49th Month——0.700.710.69
Persistency — 61st Month——0.640.640.66
Direct-method Operating Receipts — filed in the P&L block
+ Other Operating Cash Receipts——412.5434.9—
+ Other Operating Cash Payments——11,701.714,752.3—
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)1,28,221.01,56,966.6———
Net Income Adj (tax-effected)1,36,827.71,57,408.21,810.8——
EPS Adj——8.41——
Other Filed Concepts — mapped but not yet placed in the schedule
Other Operating Expenses——1,993.93,787.44,413.7
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.