In ₹ Crore except Per Share 12 Months Ending | Q2 FY24 30/09/2023 | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 8,883.8 | 9,300.7 | 9,904.3 | 9,605.0 | 10,089.5 | 10,698.3 | 11,454.2 | 11,536.3 | 11,912.4 | 12,170.8 | 12,513.4 | 13,400.4 | |
| Other Income | 9.2 | 5.1 | 14.0 | 4.7 | 7.1 | 7.2 | 6.0 | 6.1 | 8.9 | 25.8 | 18.9 | 18.3 | |
| Total Income | 8,893.0 | 9,305.8 | 9,918.3 | 9,609.7 | 10,096.7 | 10,705.5 | 11,460.3 | 11,542.4 | 11,921.3 | 12,196.5 | 12,532.4 | 13,418.7 | |
| Expenses | |||||||||||||
| + Employee Benefit Expense | 851.5 | 877.0 | 895.6 | 868.4 | 906.7 | 970.4 | 905.7 | 977.4 | 945.3 | 1,238.5 | 969.6 | 1,144.3 | |
| + Finance Costs | 3,798.0 | 3,893.0 | 4,197.5 | 4,128.9 | 4,350.4 | 4,751.3 | 5,224.0 | 5,400.8 | 5,524.8 | 5,259.4 | 5,336.1 | 5,204.5 | |
| + Depreciation & Amortisation | 141.4 | 151.8 | 159.1 | 153.5 | 158.9 | 161.9 | 171.1 | 173.1 | 174.5 | 176.6 | 174.7 | 182.8 | |
| + Other Expenses | 452.9 | 489.0 | 530.3 | 490.9 | 547.4 | 582.6 | 654.1 | 657.1 | 663.5 | 645.0 | 640.8 | 680.1 | |
| Total Expenses | 6,488.8 | 6,793.2 | 7,175.5 | 6,943.1 | 7,345.2 | 7,946.3 | 8,688.3 | 8,636.2 | 8,808.4 | 8,833.0 | 8,614.9 | 8,793.0 | |
| EBITDA | 6,334.3 | 6,552.4 | 7,085.4 | 6,944.3 | 7,253.7 | 7,665.2 | 8,161.0 | 8,474.0 | 8,803.4 | 8,773.7 | 9,409.3 | 9,994.7 | |
| EBIT | 6,193.0 | 6,400.5 | 6,926.3 | 6,790.8 | 7,094.8 | 7,503.3 | 7,990.0 | 8,300.9 | 8,628.9 | 8,597.1 | 9,234.6 | 9,811.9 | |
| Profit | |||||||||||||
| PBT before Exceptional Items | 2,404.2 | 2,512.6 | 2,742.9 | 2,666.6 | 2,751.5 | 2,759.2 | 2,772.0 | 2,906.2 | 3,113.0 | 3,363.5 | 3,917.5 | 4,625.7 | |
| + Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1,553.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Pretax Income | 2,404.2 | 2,512.6 | 2,742.9 | 2,666.6 | 2,751.5 | 4,312.8 | 2,772.0 | 2,906.2 | 3,113.0 | 3,363.5 | 3,917.5 | 4,625.7 | |
| + Current Tax | 822.5 | 885.2 | 1,013.8 | 995.3 | 815.2 | 1,282.4 | 498.0 | 979.4 | 1,030.2 | 1,119.3 | 1,032.0 | 1,397.6 | |
| + Deferred Tax | -207.7 | -244.9 | -289.3 | -309.3 | -134.9 | -201.7 | 134.6 | -228.4 | -227.0 | -279.8 | -129.7 | -219.1 | |
| Tax Expense | 614.9 | 640.2 | 724.5 | 686.0 | 680.3 | 1,080.7 | 632.6 | 751.0 | 803.2 | 839.5 | 902.3 | 1,178.5 | |
| + Share of Associates & JVs | 2.6 | 1.2 | 3.0 | 1.2 | 3.4 | 3.4 | 4.4 | 4.2 | 4.4 | 5.7 | 6.2 | 5.5 | |
| Net Income | 1,791.8 | 1,873.6 | 2,021.3 | 2,030.6 | 2,153.3 | 3,248.6 | 2,143.8 | 2,159.4 | 2,314.2 | 2,529.7 | 3,021.0 | 3,452.8 | |
| + Net Income — Continuing Ops | 1,789.3 | 1,872.4 | 2,018.3 | 1,980.6 | 2,071.3 | 3,232.1 | 2,139.4 | 2,155.3 | 2,309.8 | 2,524.0 | 3,015.1 | 3,447.3 | |
| + Net Income — Discontinued Ops | 0.0 | 0.0 | 0.0 | 48.9 | 78.6 | 13.2 | 0.0 | -0.1 | -0.1 | -0.0 | -0.4 | 0.0 | |
| + Other Comprehensive Income | 98.6 | -49.8 | -59.9 | 6.6 | 67.8 | 105.6 | -381.3 | 37.2 | 184.3 | 68.5 | 598.3 | -106.4 | |
| Total Comprehensive Income | 1,890.4 | 1,823.8 | 1,961.4 | 2,037.2 | 2,221.1 | 3,354.2 | 1,762.5 | 2,196.6 | 2,498.5 | 2,598.1 | 3,619.3 | 3,346.3 | |
| Net Income to Common | 1,786.1 | 1,866.2 | 2,008.8 | 2,022.8 | 2,140.4 | 3,246.9 | 2,143.8 | 2,159.4 | 2,314.2 | 2,529.7 | 3,020.9 | 3,452.8 | |
| Minority Interest | 5.7 | 7.4 | 12.5 | 7.8 | 12.9 | 1.8 | 0.0 | -0.0 | -0.0 | 0.0 | 0.0 | 0.0 | |
| Per Share | |||||||||||||
| Basic EPS | 47.61 | 49.70 | 53.47 | 53.82 | 56.93 | 17.27 | 11.40 | 11.48 | 12.30 | 13.45 | 16.06 | 14.86 | |
| Diluted EPS | 47.45 | 49.57 | 53.36 | 53.73 | 56.85 | 17.25 | 11.39 | 11.47 | 12.29 | 13.44 | 16.05 | 14.85 | |
| Revenue Detail — as filed | |||||||||||||
| + Rental Income | 0.1 | — | 0.0 | — | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| + Dividend Income | 1.5 | — | 0.0 | — | 1.7 | 0.0 | 0.0 | 0.0 | 1.8 | 0.0 | 0.0 | 0.0 | |
| + Fees & Commission Income | 125.4 | — | 196.1 | — | 114.3 | 133.3 | 330.6 | 99.6 | 109.7 | 137.0 | 147.6 | 127.4 | |
| + Net Gain on Fair Value Changes | 12.8 | — | 31.2 | — | 15.1 | 87.3 | 111.3 | 135.0 | 97.4 | 57.0 | 65.6 | 185.5 | |
| + Net Gain on Derecognition — Amortised Cost | 147.9 | — | 112.2 | — | 47.0 | 28.8 | 13.6 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Expense Detail — as filed | |||||||||||||
| + Fees & Commission Expense | 105.0 | — | 128.0 | — | 146.8 | 154.3 | 170.1 | 142.3 | 166.9 | 203.3 | 84.1 | 118.1 | |
| + Impairment on Financial Instruments | 1,140.1 | — | 1,265.0 | — | 1,235.0 | 1,325.8 | 1,563.3 | 1,285.6 | 1,333.3 | 1,310.3 | 1,409.7 | 1,463.3 | |
| Continuing & Discontinued Operations | |||||||||||||
| + Discontinued Operations — before Tax | 0.0 | 0.0 | 0.0 | 64.2 | 97.2 | 21.4 | 0.0 | -0.1 | -0.1 | -0.0 | -0.4 | 0.0 | |
| + Tax — Discontinued Operations | 0.0 | 0.0 | 0.0 | 15.3 | 18.6 | 8.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Other Comprehensive Income — detail | |||||||||||||
| + Other Comprehensive Income | 98.6 | — | -59.9 | — | 67.8 | 105.6 | -381.3 | 37.2 | 184.3 | 68.5 | 598.3 | -106.4 | |
| + Items NOT to be Reclassified to P&L | -15.9 | -18.5 | -28.1 | 1.5 | -12.2 | 39.3 | -11.7 | -7.4 | 6.2 | 14.4 | 42.3 | -39.1 | |
| + Tax on Items NOT to be Reclassified | — | — | — | — | — | — | -2.9 | -1.7 | 2.4 | 0.8 | 10.0 | -8.2 | |
| + Tax on Items NOT to be Reclassified — alt tag | -4.0 | -4.7 | -7.1 | 0.4 | -3.1 | 10.2 | — | — | — | — | — | — | |
| + Items to be Reclassified to P&L | 147.7 | -48.2 | -51.9 | 7.3 | 102.8 | 102.2 | -497.9 | 57.2 | 241.2 | 73.2 | 756.4 | -101.1 | |
| + Tax on Items to be Reclassified | — | — | — | — | — | — | -125.3 | 14.4 | 60.7 | 18.4 | 190.4 | -25.4 | |
| + Tax on Items to be Reclassified — alt tag | 37.2 | -12.1 | -13.0 | 1.8 | 25.9 | 25.7 | — | — | — | — | — | — | |
| Comprehensive Income — Owners of Parent | 1,884.8 | 1,816.2 | 1,949.1 | 2,029.5 | 2,208.2 | 106.5 | 1,762.5 | 2,196.6 | 184.3 | 2,598.1 | 3,619.2 | 3,346.3 | |
| Comprehensive Income — Non-controlling Interests | 5.6 | 7.6 | 12.4 | 7.7 | 12.9 | -1.0 | 0.0 | -0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS — Continuing Operations | 47.61 | 49.70 | 53.47 | 52.73 | 55.18 | 17.21 | 11.40 | 11.48 | 12.30 | 13.45 | 16.06 | 14.86 | |
| Diluted EPS — Continuing Operations | 47.45 | 49.57 | 53.36 | 52.64 | 55.10 | 17.19 | 11.39 | 11.47 | 12.29 | 13.44 | 16.05 | 14.85 | |
| Basic EPS — Discontinued Operations | 0.00 | 0.00 | 0.00 | 1.09 | 1.75 | 0.06 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Diluted EPS — Discontinued Operations | 0.00 | 0.00 | 0.00 | 1.09 | 1.75 | 0.06 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||||||||||
| Gross Profit | 8,883.8 | 9,300.7 | 9,904.3 | 9,605.0 | 10,089.5 | 10,698.3 | 11,454.2 | 11,536.3 | 11,912.4 | 12,170.8 | 12,513.4 | 13,400.4 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||||||||||
| Pretax Income (Adjusted, as filed) | 2,404.2 | 2,512.6 | 2,742.9 | 2,666.6 | 2,751.5 | 2,759.2 | 2,772.0 | 2,906.2 | 3,113.0 | 3,363.5 | 3,917.5 | 4,625.7 | |
| − Exceptional Items (reconciliation) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1,553.7 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Net Income Adj (tax-effected) | 1,791.8 | 1,873.6 | 2,021.3 | 2,030.6 | 2,153.3 | 2,084.3 | 2,143.8 | 2,159.4 | 2,314.2 | 2,529.7 | 3,021.0 | 3,452.8 | |
| EPS Adj | 47.61 | 49.70 | 53.47 | 53.82 | 56.93 | 11.08 | 11.40 | 11.48 | 12.30 | 13.45 | 16.06 | 14.86 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Debt Equity | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.04 | 0.02 | |
| Interest Earned | 8,478.1 | — | 9,400.1 | — | 9,814.5 | 10,340.8 | 10,789.5 | 11,173.6 | 11,551.4 | 11,839.3 | 12,093.6 | 12,916.3 | |
| Paid Up Equity Capital | 375.4 | 375.6 | 375.8 | 375.9 | 376.0 | 376.1 | 376.1 | 376.1 | 376.2 | 376.3 | 376.3 | 470.6 | |