Bajaj Finance profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	18.1%	18.1%	19.2%	22.1%	23.5%
	3.8%	3.8%	4.0%	4.4%	4.7%
	8.6%	8.6%	8.7%	9.1%	—
	26.5%	26.5%	27.4%	28.7%	—
	2.1%	2.1%	2.2%	1.4%	—
	24.4%	23.6%	24.1%	26.3%	27.8%
Leverage
	4.79×	4.79×	4.71×	4.90×	—
	3.72×	3.72×	3.65×	3.82×	—
Additional
	25.3%	25.1%	24.0%	25.2%	25.9%
	—	18.0%	13.3%	12.6%	10.5%

Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

BAJFINANCE₹938.90

Bajaj Finance Ltd.

· Banking & Finance

₹ CrorePeersCHOLAFIN SHRIRAMFIN JIOFIN BAJAJFINSV KOTAKBANK ICICIBANK HDFCBANK AXISBANKMcap ₹5.84L Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	23.46	22.05	19.19	18.05	18.05
Return on Assets	4.72	4.44	3.99	3.77	3.77
Margins & Efficiency
Net Interest Margin (on avg assets)	—	9.09	8.65	8.60	8.60
Cost to Income	—	28.67	27.42	26.48	26.48
Credit Cost (impairment / avg loans)	—	1.42	2.17	2.09	2.09
Net Income Margin	27.80	26.29	24.08	23.58	24.37
Leverage
Leverage (Assets/Equity)	—	4.90	4.71	4.79	4.79
Total Debt/Equity	—	3.82	3.65	3.72	3.72
Additional
Effective Tax Rate	25.89	25.17	24.02	25.13	25.29
Dvd Payout Ratio	10.49	12.56	13.26	17.98	—

No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 199%.