Comp Set BAJFINANCE CHOLAFIN× SHRIRAMFIN× JIOFIN× + BAJAJFINSV + KOTAKBANK + ICICIBANK + HDFCBANK + AXISBANK + SBIN + HDFCLIFE + SBILIFE + BANKBARODA
In ₹ Crore except Per Share
Latest Annual
BAJFINANCE
FY26
CHOLAFIN
FY26
SHRIRAMFIN
FY26
JIOFIN
FY26
Peer
Average
Valuation — at last close P/E 30.68× 25.88× ◆ 15.78×85.89× 42.52× -28% P/B 5.12× 4.49× 2.40× ◆ 0.98×2.62× +95% EV/EBITDA — — — 64.94× 64.94× Market Cap ₹5.84L Cr ₹1.37L Cr ₹1.58L Cr ₹1.32L Cr ₹1.42L Cr +311% Growth Revenue CAGR 3Y 25.58% 34.10% 16.45% ◆ 338.63%129.73% -80% Revenue CAGR 5Y 25.18% ◆ 26.53%22.54% — 24.54% +3% Net Income CAGR 3Y 18.88% 25.22% 18.53% ◆ 268.28%104.01% -82% Revenue YoY (latest Q) 21.64% 25.40% 15.78% ◆ 73.15%38.11% -43% Net Income YoY (latest Q) 28.68% 40.59% ◆ 59.19%-51.02% 16.25% +76% Profitability EBITDA Margin — — — 65.60% 65.60% NIM (banks) ◆ 8.60%6.27% 8.17% — 7.22% +19% Net Income Margin 23.58% 16.84% 20.83% ◆ 44.43%27.37% -14% Return on Common Equity 18.05% ◆ 19.33%16.38% 1.21% 12.31% +47% Return on Assets ◆ 3.77%2.34% 3.26% 1.05% 2.22% +70% Credit & Quality Total Debt/Equity 3.72× 6.96× 3.80× ◆ 0.16×3.64× +2% Interest Coverage — — — 3.05× 3.05× Cost/Income (banks) ◆ 26.48%38.74% 27.88% — 33.31% -21% Scale — latest FY Revenue / Total Income ₹81,982 Cr ₹31,073 Cr ₹48,133 Cr ₹3,513 Cr ₹27,573 Cr +197% Net Income ₹19,332 Cr ₹5,233 Cr ₹10,024 Cr ₹1,561 Cr ₹5,606 Cr +245% Total Assets ₹5.60L Cr ₹2.45L Cr ₹3.21L Cr ₹1.63L Cr ₹2.43L Cr +130% EPS ₹30.6 ₹61.98 ₹53.29 ₹2.41 ₹39.23 -22% Book Value per Share ₹183.34 ₹357.33 ₹350.34 ₹210.69 ₹306.12 -40%
◆ best value in the comp set per metric · Δ = subject vs average of the other companies.
« ‹ › » Latest: FY26 · Consolidated CHART » ALPHA AI » COMP » FA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 199% .
