In ₹ Crore except Per Share Latest Annual | BAJFINANCE FY26 | CHOLAFIN FY26 | SHRIRAMFIN FY26 | JIOFIN FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | 33.89× | 30.01× | ◆ 19.39× | 95.22× | 30.01× +13% | |
| P/B | 5.51× | 5.20× | 2.95× | ◆ 1.09× | 2.95× +87% | |
| Market Cap | ₹6.45L Cr | ₹1.59L Cr | ₹1.94L Cr | ₹1.46L Cr | ₹1.59L Cr +307% | |
| Growth | ||||||
| Revenue CAGR 3Y | 25.58% | 34.10% | 16.45% | ◆ 338.63% | 34.10% -25% | |
| Revenue CAGR 5Y | 25.18% | ◆ 26.53% | 22.54% | — | 24.54% +3% | |
| Net Income CAGR 3Y | 18.88% | 25.22% | 18.53% | ◆ 268.28% | 25.22% -25% | |
| Revenue YoY (latest Q) | 18.65% | 21.87% | 16.16% | ◆ 227.28% | 21.87% -15% | |
| Net Income YoY (latest Q) | 27.60% | 45.56% | 59.90% | ◆ 155.73% | 59.90% -54% | |
| Profitability | ||||||
| EBITDA Margin | 67.98% | 68.15% | ◆ 73.67% | 65.60% | 68.15% -0% | |
| Net Income Margin | 23.58% | 16.84% | 20.83% | ◆ 44.43% | 20.83% +13% | |
| Return on Common Equity | 16.26% | ◆ 17.18% | 15.21% | 1.17% | 15.21% +7% | |
| Return on Assets | ◆ 3.45% | 2.13% | 3.12% | 0.95% | 2.13% +62% | |
| Credit & Quality | ||||||
| Interest Coverage | 1.91× | 1.45× | 1.62× | ◆ 3.05× | 1.62× +18% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹81,982 Cr | ₹31,073 Cr | ₹48,133 Cr | ₹3,513 Cr | ₹31,073 Cr +164% | |
| Net Income | ₹19,332 Cr | ₹5,233 Cr | ₹10,024 Cr | ₹1,561 Cr | ₹5,233 Cr +269% | |
| Total Assets | ₹5.60L Cr | ₹2.45L Cr | ₹3.21L Cr | ₹1.63L Cr | ₹2.45L Cr +128% | |
| EPS | ₹30.6 | ₹61.98 | ₹53.29 | ₹2.41 | ₹53.29 -43% | |
| Book Value per Share | ₹188.14 | ₹357.33 | ₹350.34 | ₹210.69 | ₹350.34 -46% | |