Poonawalla Fincorp profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	5.9%	5.9%	−1.2%	22.0%	10.6%
	1.1%	1.1%	−0.3%	7.1%	3.5%
	7.1%	7.1%	8.0%	8.2%	6.2%
	52.0%	52.0%	47.2%	36.8%	56.8%
	2.5%	2.5%	5.3%	0.4%	−1.0%
	12.2%	8.0%	−2.4%	54.1%	35.3%
Leverage
	5.82×	5.82×	4.29×	2.95×	3.38×
	4.65×	4.65×	3.17×	1.85×	1.62×
Additional
	25.2%	25.1%	27.4%	22.6%	24.1%
	—	0.0%	0.0%	18.3%	4.5%

Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

POONAWALLA₹441.50

Poonawalla Fincorp Ltd.

· Banking & Finance

₹ CrorePeersBAJFINANCE CHOLAFIN SHRIRAMFIN PNBHOUSING RBLBANK PIRAMALFIN APTUS MANAPPURAMMcap ₹35,671 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	10.58	21.96	-1.20	5.85	5.85
Return on Assets	3.45	7.12	-0.33	1.14	1.14
Margins & Efficiency
Net Interest Margin (on avg assets)	6.15	8.24	7.98	7.08	7.08
Cost to Income	56.83	36.75	47.16	52.01	52.01
Credit Cost (impairment / avg loans)	-0.96	0.39	5.33	2.49	2.49
Net Income Margin	35.34	54.13	-2.35	7.98	12.23
Leverage
Leverage (Assets/Equity)	3.38	2.95	4.29	5.82	5.82
Total Debt/Equity	1.62	1.85	3.17	4.65	4.65
Additional
Effective Tax Rate	24.13	22.62	27.37	25.12	25.19
Dvd Payout Ratio	4.47	18.26	-0.00	0.00	—

No consensus estimates → no Est columns. Click any row to chart it.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.