Paisalo Digital profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	14.3%	14.3%	14.0%	14.4%	8.1%
	4.1%	4.1%	4.3%	4.8%	2.8%
	9.2%	9.2%	7.9%	8.5%	—
	36.5%	36.5%	33.8%	35.0%	—
	0.8%	0.8%	0.6%	0.3%	—
	25.6%	25.1%	26.0%	27.2%	19.8%
Leverage
	3.51×	3.51×	3.42×	3.10×	—
	2.43×	2.43×	2.32×	2.00×	—
Additional
	25.3%	25.5%	25.4%	25.8%	25.8%
	—	3.8%	4.5%	2.5%	4.8%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

PAISALO₹79.40

Paisalo Digital Limited

· Banking & Finance

₹ CrorePeersMASFIN NORTHARC AYE SGFIN INDOSTAR MUFIN ARMANFIN PFSMcap ₹7,222 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	8.05	14.36	13.97	14.26	14.26
Return on Assets	2.79	4.79	4.27	4.11	4.11
Margins & Efficiency
Net Interest Margin (on avg assets)	—	8.53	7.85	9.18	9.18
Cost to Income	—	35.04	33.81	36.45	36.45
Credit Cost (impairment / avg loans)	—	0.30	0.57	0.77	0.77
Net Income Margin	19.78	27.17	25.95	25.14	25.56
Leverage
Leverage (Assets/Equity)	—	3.10	3.42	3.51	3.51
Total Debt/Equity	—	2.00	2.32	2.43	2.43
Additional
Effective Tax Rate	25.84	25.79	25.43	25.50	25.32
Dvd Payout Ratio	4.79	2.50	4.48	3.83	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.