SG Finserve financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹161cr+115.5% on Q2 FY26
Net interest income
₹84.7cr+100.3% on Q2 FY26
Net profit
₹58.8cr+107.1% on Q2 FY26
EPS
₹8.97+76.6% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income16174.7+115.5%
Net interest income84.742.3+100.3%
Net profit58.828.4+107.1%
EPS₹8.97₹5.08+76.6%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹161 crNet profit₹58.8 crNet interest margin5.7%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026
4,797—
489334
264186
4.5%4.5%
12.7%12.7%
0.1%0.1%
187128
₹28.69₹19.56
8.7%8.7%
3.1%3.1%
Balance sheet
5,6793,924
2,7042,704
1.85×1.85×
2.86×2.86×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

SGFIN₹734.95

SG Finserve Limited

· Banking & Finance
₹ CrorePeersAYENORTHARCINDOSTARMASFINPAISALOMUFINARMANFINPFSMcap ₹4,797 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization—4,796.8
Total Income333.7489.1
Net Interest Income185.7264.0
NIM %, on assets4.454.45
Cost to Income %12.6912.69
Credit Cost %, on avg loans0.060.06
Net Income127.7187.2
EPS, Adj (current shares)19.5628.69
ROE %8.748.74
ROA %3.063.06
Balance Sheet
Loans3,924.25,679.1
Total Borrowings2,704.22,704.2
Debt/Equity ×1.851.85
Leverage (Assets/Equity) ×2.862.86
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

SG Finserve financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

SG Finserve (NSE: SGFIN) had a market capitalisation of ₹4,540 crore at the 30 October 2026 close (₹689.00 a share), a PE ratio of 24.3 on the last four quarters' profit and a price-to-book ratio of 2.84. In FY26 its consolidated net profit was ₹128 crore on revenue of ₹333 crore; in Q2 FY27 (July–September 2026) it was ₹58.8 crore, up 107.1% year on year. Promoters held 56.95% of the shares on 30 September 2026.

SG Finserve Q2 FY27 results
filed 16 October 2026
Share price used
₹689.00 · 30 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

SG Finserve at a glance · consolidated

Market cap
₹4,540 Crat ₹689.00 · 30 Oct close
PE ratio (last 4 quarters)
24.335.6 on FY26 profit
Price to book (PB)
2.84book value ₹242.54 a share
Debt to equity
2.73net debt ₹4,245 Cr
Promoter holding
56.95%unchanged vs 30 Jun 202630 September 2026
Net worth
₹1,598 Cr+49.2% vs 30 Sep 202530 September 2026

Questions

What is the SG Finserve PE ratio today?

SG Finserve's PE ratio is 24.3 at the 30 October 2026 close (₹689.00 a share): a market capitalisation of ₹4,540 crore divided by consolidated net profit of ₹187 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹128 crore) it is 35.6.

What is the SG Finserve PB ratio (price to book value)?

SG Finserve's price-to-book (PB) ratio is 2.84 at the 30 October 2026 close: a market capitalisation of ₹4,540 crore divided by shareholders' equity (book value) of ₹1,598 crore on 30 September 2026. That is a book value of ₹242.54 per share against a share price of ₹689.00.

What is the SG Finserve net worth?

SG Finserve's net worth — shareholders' equity in its consolidated balance sheet — was ₹1,598 crore on 30 September 2026, up 49.2% from ₹1,071 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹4,540 crore at the 30 October 2026 close.

What is the SG Finserve market cap?

SG Finserve's market capitalisation was ₹4,540 crore at the 30 October 2026 close: 6.59 crore shares at ₹689.00 each.

What is the SG Finserve debt to equity ratio?

SG Finserve's debt-to-equity ratio was 2.73 on 30 September 2026: borrowings of ₹4,363 crore against total equity of ₹1,598 crore. A year earlier, on 30 September 2025, it was 1.77.

What is the SG Finserve book value per share?

SG Finserve's book value per share was ₹242.54 on 30 September 2026: shareholders' equity of ₹1,598 crore divided by the 6.59 crore shares in issue. The share price at the 30 October 2026 close was ₹689.00.

What is the SG Finserve EPS?

SG Finserve's basic earnings per share (EPS) were ₹22.75 in FY26.

What is the SG Finserve promoter holding?

Promoters held 56.95% of SG Finserve on 30 September 2026, unchanged from the previous quarter and up 8.57 percentage points from 48.38% a year earlier, according to the shareholding pattern filed with NSE.

What is the SG Finserve revenue and profit in FY26?

In FY26 (April 2025–March 2026), SG Finserve's consolidated net profit was ₹128 crore, on revenue from operations of ₹333 crore.

What is the SG Finserve shareholding pattern?

On 30 September 2026, SG Finserve's shares were held by promoters 56.95%, foreign portfolio investors (FII/FPI) 1.00%, domestic institutions (DII) 2.17% (including mutual funds at 1.42%) and retail and other non-institutional investors 39.88%. Over the year, FII holding was up 0.82 percentage points from 0.18% and DII holding was down 1.87 percentage points from 4.04%.

How does the SG Finserve PE ratio compare with its peers?

At the 30 October 2026 closing prices, on FY26 net profit, SG Finserve's PE ratio is 35.6, the highest of the four: Aye Finance 16.3, Northern Arc Capital 10.1 and IndoStar Capital Finance 21.1, a peer average of 15.8. Each is the company's market capitalisation at that price divided by its FY26 net profit.

SG Finserve vs Aye Finance: how do they compare?

In FY26, SG Finserve earned net profit of ₹128 crore on revenue of ₹333 crore, against ₹194 crore on ₹1,815 crore for Aye Finance. At the 30 October 2026 close, SG Finserve's market capitalisation was ₹4,540 crore against ₹3,161 crore for Aye Finance, and its PE ratio on FY26 profit 35.6 against 16.3.

What are the SG Finserve latest quarterly results?

SG Finserve's latest results are for Q2 FY27 (July–September 2026), filed on 16 October 2026: consolidated net profit ₹58.8 crore, up 107.1% from ₹28.4 crore in Q2 FY26; revenue from operations ₹161 crore, up 115.4% year on year.

When are the SG Finserve next results?

SG Finserve has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

Where do these SG Finserve figures come from?

From SG Finserve's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.