IndoStar Capital Finance financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹382cr+7.1% on Q2 FY26
Net interest income
₹202cr+34.0% on Q2 FY26
Net profit
₹13.2cr+25.6% on Q2 FY26
EPS
₹0.82+6.5% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income382357+7.1%
Net interest income202151+34.0%
Net profit13.210.5+25.6%
EPS₹0.82₹0.77+6.5%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹382 crNet profit₹13.2 crNet interest margin8.2%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
2,984————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
1,4421,3941,4101,3981,180
—−1.1%+0.9%+18.5%—
749642456—478
—+40.7%———
5.6%5.6%3.7%—5.1%
65.5%65.5%71.6%—66.9%
15.6%15.6%1.9%—−0.6%
−391140121116225
—+16.5%+4.0%−48.5%—
−₹24.20₹8.69₹7.46₹7.17₹13.94
—+16.5%+4.0%−48.5%—
3.8%3.8%3.5%3.7%7.5%
1.2%1.2%1.0%1.1%2.4%
Balance sheet
7,8927,4347,217—6,516
—+3.0%———
5,4775,4776,916—5,648
1.45×1.45×1.90×—1.82×
2.52×2.52×3.65×—2.93×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

INDOSTAR₹184.72

IndoStar Capital Finance Limited

· Banking & Finance
₹ CrorePeersSGFINAYENORTHARCMASFINPAISALOMUFINARMANFINPFSMcap ₹2,984 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————2,984.0
Total Income1,179.71,397.51,409.71,393.81,442.1
Growth %, YoY—+18.5+0.9-1.1—
Net Interest Income478.2—456.0641.6749.2
Growth %, YoY———+40.7—
NIM %, on assets5.09—3.745.635.63
Cost to Income %66.92—71.5865.4965.49
Credit Cost %, on avg loans-0.62—1.9115.6115.61
Net Income225.2115.8120.5140.5-391.0
Growth %, YoY—-48.5+4.0+16.5—
EPS, Adj (current shares)13.947.177.468.69-24.20
Growth %, YoY—-48.5+4.0+16.5—
ROE %7.453.653.513.793.79
ROA %2.401.140.991.231.23
Balance Sheet
Loans6,515.7—7,216.57,434.57,892.5
Growth %, YoY———+3.0—
Total Borrowings5,648.1—6,916.55,476.85,476.8
Debt/Equity ×1.82—1.901.451.45
Leverage (Assets/Equity) ×2.93—3.652.522.52
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

IndoStar Capital Finance financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

IndoStar Capital Finance (NSE: INDOSTAR) had a market capitalisation of ₹2,960 crore at the 30 October 2026 close (₹183.07 a share) and a price-to-book ratio of 0.78. In FY26 its consolidated net profit was ₹140 crore on revenue of ₹1,393 crore; in Q2 FY27 (July–September 2026) it was ₹13.2 crore, up 25.6% year on year. Promoters held 70.33% of the shares on 30 September 2026.

Share price used
₹183.07 · 30 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

IndoStar Capital Finance at a glance · consolidated

Market cap
₹2,960 Crat ₹183.07 · 30 Oct close
PE ratio
n/aloss over the last 4 quarters
Price to book (PB)
0.78book value ₹235.91 a share
ROE (FY26)
3.8%+0.3 pts vs FY25
Debt to equity
1.54net debt ₹5,463 Cr
Promoter holding
70.33%unchanged vs 30 Jun 202630 September 2026

Questions

What is the IndoStar Capital Finance PE ratio today?

IndoStar Capital Finance's PE ratio is not meaningful at the 30 October 2026 close: its consolidated net profit over the last four quarters (Q3 FY26 to Q2 FY27) was a loss of ₹391 crore, and a price-to-earnings ratio needs positive earnings. Its market capitalisation was ₹2,960 crore at ₹183.07 a share.

What is the IndoStar Capital Finance PB ratio (price to book value)?

IndoStar Capital Finance's price-to-book (PB) ratio is 0.78 at the 30 October 2026 close: a market capitalisation of ₹2,960 crore divided by shareholders' equity (book value) of ₹3,814 crore on 30 September 2026. That is a book value of ₹235.91 per share against a share price of ₹183.07.

What is the IndoStar Capital Finance net worth?

IndoStar Capital Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹3,814 crore on 30 September 2026, down 4.5% from ₹3,995 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹2,960 crore at the 30 October 2026 close.

What is the IndoStar Capital Finance market cap?

IndoStar Capital Finance's market capitalisation was ₹2,960 crore at the 30 October 2026 close: 16.17 crore shares at ₹183.07 each.

What is the IndoStar Capital Finance ROE?

In FY26, IndoStar Capital Finance's return on equity (ROE) was 3.8%. ROE is net profit divided by average shareholders' equity (the start and end of the year). In FY25, ROE was 3.5%.

What is the IndoStar Capital Finance book value per share?

IndoStar Capital Finance's book value per share was ₹235.91 on 30 September 2026: shareholders' equity of ₹3,814 crore divided by the 16.17 crore shares in issue. The share price at the 30 October 2026 close was ₹183.07.

What is the IndoStar Capital Finance debt to equity ratio?

IndoStar Capital Finance's debt-to-equity ratio was 1.54 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹5,873 crore against total equity of ₹3,814 crore. A year earlier, on 30 September 2025, it was 1.43.

What is the IndoStar Capital Finance promoter holding?

Promoters held 70.33% of IndoStar Capital Finance on 30 September 2026, down 0.03 percentage points from 70.36% the previous quarter and down 2.63 percentage points from 72.96% a year earlier, according to the shareholding pattern filed with NSE.

What are the IndoStar Capital Finance latest quarterly results?

IndoStar Capital Finance's latest results are for Q2 FY27 (July–September 2026), filed on 29 October 2026: consolidated net profit ₹13.2 crore, up 25.6% from ₹10.5 crore in Q2 FY26; revenue from operations ₹382 crore, up 7.1% year on year.

What is the IndoStar Capital Finance EPS?

IndoStar Capital Finance's basic earnings per share (EPS) were ₹9.73 in FY26, against ₹8.86 in FY25.

What is the IndoStar Capital Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), IndoStar Capital Finance's consolidated net profit was ₹140 crore, up 16.5% from ₹121 crore in FY25, on revenue from operations of ₹1,393 crore (down 0.8%). Over three years, from FY23, net profit was down 37.6%.

When are the IndoStar Capital Finance next results?

IndoStar Capital Finance has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the IndoStar Capital Finance shareholding pattern?

On 30 September 2026, IndoStar Capital Finance's shares were held by promoters 70.33%, foreign portfolio investors (FII/FPI) 2.75%, domestic institutions (DII) 1.73% (including mutual funds at 0.00%) and retail and other non-institutional investors 25.19%. Over the year, FII holding was down 0.15 percentage points from 2.90% and DII holding was down 0.76 percentage points from 2.49%.

How does the IndoStar Capital Finance PE ratio compare with its peers?

At the 30 October 2026 closing prices, on FY26 net profit, IndoStar Capital Finance's PE ratio is 21.1, the second highest of the four: SG Finserve 35.6, Aye Finance 16.3 and Northern Arc Capital 10.1, a peer average of 20.7. Each is the company's market capitalisation at that price divided by its FY26 net profit.

IndoStar Capital Finance vs SG Finserve: how do they compare?

In FY26, IndoStar Capital Finance earned net profit of ₹140 crore on revenue of ₹1,393 crore, against ₹128 crore on ₹333 crore for SG Finserve. At the 30 October 2026 close, IndoStar Capital Finance's market capitalisation was ₹2,960 crore against ₹4,540 crore for SG Finserve, and its PE ratio on FY26 profit 21.1 against 35.6.

How does IndoStar Capital Finance compare with its peers?

On FY26 consolidated figures, against SG Finserve, Aye Finance and Northern Arc Capital: IndoStar Capital Finance's return on equity of 3.8% is the lowest of the four (SG Finserve 8.7%, Aye Finance 7.7%, Northern Arc Capital 11.1%; peer average 9.2%).

Where do these IndoStar Capital Finance figures come from?

From IndoStar Capital Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.