In ₹ Crore except Per Share Latest Annual	INDOSTAR FY26	SGFIN FY26	AYE FY26	NORTHARC FY26	Peer Average
Valuation — at last close
P/E	16.76×	26.85×	13.61×	◆ 9.95×	16.80× 0%
P/B	◆ 0.70×	2.73×	1.28×	1.03×	1.68× -59%
Market Cap	₹2,635 Cr	₹3,987 Cr	₹3,237 Cr	₹4,019 Cr	₹3,748 Cr -30%
Growth
Revenue CAGR 3Y	5.86%	—	—	—	—
Revenue CAGR 5Y	1.71%	—	—	—	—
Net Income CAGR 3Y	-14.56%	—	—	—	—
Revenue YoY (latest Q)	7.13%	◆ 115.40%	—	28.80%	72.10% -90%
Net Income YoY (latest Q)	25.64%	◆ 107.06%	—	45.82%	76.44% -66%
Profitability
NIM (banks)	5.63%	4.45%	◆ 13.29%	10.12%	9.29% -39%
Net Income Margin	10.08%	◆ 38.29%	10.67%	15.00%	21.32% -53%
Return on Common Equity	3.79%	8.74%	7.65%	◆ 11.08%	9.16% -59%
Return on Assets	1.23%	◆ 3.06%	2.49%	2.66%	2.74% -55%
Credit & Quality
Total Debt/Equity	◆ 1.45×	1.85×	1.98×	3.14×	2.32× -38%
Cost/Income (banks)	65.49%	◆ 12.69%	51.11%	29.68%	31.16% +110%
Scale — latest FY
Revenue / Total Income	₹1,393 Cr	₹333 Cr	₹1,815 Cr	₹2,690 Cr	₹1,613 Cr -14%
Net Income	₹140 Cr	₹128 Cr	₹194 Cr	₹404 Cr	₹242 Cr -42%
Total Assets	₹9,517 Cr	₹4,173 Cr	₹7,773 Cr	₹16,745 Cr	₹9,564 Cr 0%
EPS	₹9.73	₹22.75	₹9.73	₹24.99	₹19.16 -49%
Book Value per Share	₹234.16	₹223.73	₹103.59	₹241.1	₹189.47 +24%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.