| ₹ crore | Q1 FY27 | Q1 FY26 | Change |
|---|---|---|---|
| Total income | 783 | 608 | +28.8% |
| Net interest income | 494 | 342 | +44.7% |
| Net profit | 114 | 78.2 | +45.8% |
| EPS | ₹7.08 | ₹5.02 | +41.0% |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 | FY25Mar 2025 |
|---|
| 4,303 | — | — | |
| 2,881 | 2,700 | 2,356 | |
| — | +14.6% | — | |
| 1,690 | 1,538 | 1,348 | |
| — | +14.1% | — | |
| 10.1% | 10.1% | 9.9% | |
| 29.7% | 29.7% | 29.2% | |
| 3.6% | 3.6% | 3.8% | |
| 439 | 404 | 301 | |
| — | +33.9% | — | |
| ₹27.19 | ₹25.13 | ₹18.85 | |
| — | +33.3% | — | |
| 11.1% | 11.1% | 8.9% | |
| 2.7% | 2.7% | 2.2% | |
Balance sheet | |||
| 12,493 | 12,493 | 10,572 | |
| — | +18.2% | — | |
| 12,258 | 12,258 | 9,860 | |
| 3.14× | 3.14× | 2.87× | |
| 4.29× | 4.29× | 3.97× | |
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY25 31/03/2025 | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|---|
| Market Capitalization | — | — | 4,302.7 | |
| Total Income | 2,355.7 | 2,700.3 | 2,880.9 | |
| Growth %, YoY | — | +14.6 | — | |
| Net Interest Income | 1,347.7 | 1,537.7 | 1,690.4 | |
| Growth %, YoY | — | +14.1 | — | |
| NIM %, on assets | 9.88 | 10.12 | 10.12 | |
| Cost to Income % | 29.19 | 29.68 | 29.68 | |
| Credit Cost %, on avg loans | 3.83 | 3.57 | 3.57 | |
| Net Income | 301.3 | 403.6 | 439.4 | |
| Growth %, YoY | — | +33.9 | — | |
| EPS, Adj (current shares) | 18.85 | 25.13 | 27.19 | |
| Growth %, YoY | — | +33.3 | — | |
| ROE % | 8.87 | 11.08 | 11.08 | |
| ROA % | 2.21 | 2.66 | 2.66 | |
| Balance Sheet | ||||
| Loans | 10,572.4 | 12,492.8 | 12,492.8 | |
| Growth %, YoY | — | +18.2 | — | |
| Total Borrowings | 9,860.0 | 12,258.3 | 12,258.3 | |
| Debt/Equity × | 2.87 | 3.14 | 3.14 | |
| Leverage (Assets/Equity) × | 3.97 | 4.29 | 4.29 | |
Prices at the 30 October 2026 close · figures from the company's filings with NSE
Northern Arc Capital (NSE: NORTHARC) had a market capitalisation of ₹4,086 crore at the 30 October 2026 close (₹252.80 a share), a PE ratio of 9.3 on the last four quarters' profit and a price-to-book ratio of 1.05. In FY26 its consolidated net profit was ₹406 crore on revenue of ₹2,690 crore; in Q1 FY27 (April–June 2026) it was ₹114 crore, up 41.1% year on year.
Northern Arc Capital's PE ratio is 9.3 at the 30 October 2026 close (₹252.80 a share): a market capitalisation of ₹4,086 crore divided by consolidated net profit of ₹439 crore over the last four quarters (Q2 FY26 to Q1 FY27). On FY26 net profit (₹406 crore) it is 10.1.
Northern Arc Capital's debt-to-equity ratio was 3.14 on 31 March 2026: borrowings, debt securities, deposits and subordinated debt of ₹12,258 crore against total equity of ₹3,901 crore. A year earlier, on 31 March 2025, it was 2.87.
Northern Arc Capital's net worth — shareholders' equity in its consolidated balance sheet — was ₹3,896 crore on 31 March 2026, up 13.4% from ₹3,434 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹4,086 crore at the 30 October 2026 close.
Northern Arc Capital's price-to-book (PB) ratio is 1.05 at the 30 October 2026 close: a market capitalisation of ₹4,086 crore divided by shareholders' equity (book value) of ₹3,896 crore on 31 March 2026. That is a book value of ₹241.04 per share against a share price of ₹252.80.
Northern Arc Capital's book value per share was ₹241.04 on 31 March 2026: shareholders' equity of ₹3,896 crore divided by the 16.16 crore shares in issue, up 13.3% from ₹212.81 a year earlier. The share price at the 30 October 2026 close was ₹252.80.
Northern Arc Capital has no promoter group: on 30 September 2026 promoters held 0% of its shares, according to the shareholding pattern filed with NSE. Foreign portfolio investors held 12.93% and domestic institutions 5.14%.
Northern Arc Capital's market capitalisation was ₹4,086 crore at the 30 October 2026 close: 16.16 crore shares at ₹252.80 each.
In FY26, Northern Arc Capital's return on equity (ROE) was 11.1%. ROE is net profit divided by average shareholders' equity (the start and end of the year).
Northern Arc Capital's basic earnings per share (EPS) were ₹24.99 in FY26, against ₹20.08 in FY25. Over the last four quarters (Q2 FY26 to Q1 FY27) they add up to ₹27.21.
On 30 September 2026, Northern Arc Capital's shares were held by foreign portfolio investors (FII/FPI) 12.93%, domestic institutions (DII) 5.14% (including mutual funds at 0.44%) and retail and other non-institutional investors 81.93%. Over the year, FII holding was up 5.34 percentage points from 7.59% and DII holding was down 2.30 percentage points from 7.44%.
At the 30 October 2026 closing prices, on FY26 net profit, Northern Arc Capital's PE ratio is 10.1, the lowest of the four: Aye Finance 16.3, SG Finserve 35.6 and IndoStar Capital Finance 21.1, a peer average of 24.3. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26, Northern Arc Capital earned net profit of ₹406 crore on revenue of ₹2,690 crore, against ₹194 crore on ₹1,815 crore for Aye Finance. At the 30 October 2026 close, Northern Arc Capital's market capitalisation was ₹4,086 crore against ₹3,161 crore for Aye Finance, and its PE ratio on FY26 profit 10.1 against 16.3.
Northern Arc Capital's latest results are for Q1 FY27 (April–June 2026), filed on 27 July 2026: consolidated net profit ₹114 crore, up 41.1% from ₹81.1 crore in Q1 FY26; revenue from operations ₹780 crore, up 28.8% year on year.
In FY26 (April 2025–March 2026), Northern Arc Capital's consolidated net profit was ₹406 crore, up 33.3% from ₹305 crore in FY25, on revenue from operations of ₹2,690 crore (up 14.9%).
On FY26 consolidated figures, against Aye Finance, SG Finserve and IndoStar Capital Finance: Northern Arc Capital's return on equity of 11.1% is the highest of the four (Aye Finance 7.7%, SG Finserve 8.7%, IndoStar Capital Finance 3.8%; peer average 6.7%).
Northern Arc Capital will announce its Q2 FY27 results (July–September 2026) on Tuesday, 3 November 2026, the date of the board meeting it has notified to the exchanges.
From Northern Arc Capital's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.