Paisalo Digital financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹277cr+23.8% on Q2 FY26
Net interest income
₹136cr+23.4% on Q2 FY26
Net profit
₹65.6cr+27.4% on Q2 FY26
EPS
₹0.72+26.3% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income277224+23.8%
Net interest income136110+23.4%
Net profit65.651.5+27.4%
EPS₹0.72₹0.57+26.3%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹277 crNet profit₹65.6 crNet interest margin7.1%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
7,222————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
1,039944771659473
—+22.4%+17.1%+39.2%—
584530368319—
—+44.1%+15.4%——
9.2%9.2%7.9%8.5%—
36.5%36.5%33.8%35.0%—
0.8%0.8%0.6%0.3%—
26523720017993.6
—+18.5%+11.8%+91.2%—
₹2.92₹2.61₹2.20₹1.97₹1.03
—+18.5%+11.8%+91.2%—
14.3%14.3%14.0%14.4%8.1%
4.1%4.1%4.3%4.8%2.8%
Balance sheet
7,1145,9304,9543,927—
—+19.7%+26.2%——
4,3604,3603,5592,655—
2.43×2.43×2.32×2.00×—
3.51×3.51×3.42×3.10×—
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

PAISALO₹79.40

Paisalo Digital Limited

· Banking & Finance
₹ CrorePeersMASFINNORTHARCAYESGFININDOSTARMUFINARMANFINPFSMcap ₹7,222 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————7,222.1
Total Income473.2658.7771.1943.71,038.6
Growth %, YoY—+39.2+17.1+22.4—
Net Interest Income—318.9368.1530.4584.4
Growth %, YoY——+15.4+44.1—
NIM %, on assets—8.537.859.189.18
Cost to Income %—35.0433.8136.4536.45
Credit Cost %, on avg loans—0.300.570.770.77
Net Income93.6179.0200.1237.2265.4
Growth %, YoY—+91.2+11.8+18.5—
EPS, Adj (current shares)1.031.972.202.612.92
Growth %, YoY—+91.2+11.8+18.5—
ROE %8.0514.3613.9714.2614.26
ROA %2.794.794.274.114.11
Balance Sheet
Loans—3,927.04,954.45,929.57,114.4
Growth %, YoY——+26.2+19.7—
Total Borrowings—2,655.43,559.54,359.74,359.7
Debt/Equity ×—2.002.322.432.43
Leverage (Assets/Equity) ×—3.103.423.513.51
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Paisalo Digital financials and key ratios

Prices at the 30 October 2026 close · figures from the company's filings with NSE

Paisalo Digital (NSE: PAISALO) had a market capitalisation of ₹7,188 crore at the 30 October 2026 close (₹78.63 a share), a PE ratio of 27.1 on the last four quarters' profit and a price-to-book ratio of 3.71. In FY26 its consolidated net profit was ₹237 crore on revenue of ₹944 crore; in Q2 FY27 (July–September 2026) it was ₹65.6 crore, up 27.4% year on year. Promoters held 45.22% of the shares on 1 October 2026.

Paisalo Digital Q2 FY27 results
filed 22 October 2026
Share price used
₹78.63 · 30 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
1 October 2026

Paisalo Digital at a glance · consolidated

Market cap
₹7,188 Crat ₹78.63 · 30 Oct close
PE ratio (last 4 quarters)
27.130.3 on FY26 profit
Price to book (PB)
3.71book value ₹21.18 a share
ROE (FY26)
14.3%
Debt to equity
2.83net debt ₹5,378 Cr
Promoter holding
45.22%−1.3 pts vs 30 Sep 20261 October 2026
Dividend yield
0.13%₹0.10 a share in 12 months
Net worth
₹1,936 Cr+16.2% vs 30 Sep 202530 September 2026
EPS (FY26)
₹2.62

Questions

What is the Paisalo Digital PE ratio today?

Paisalo Digital's PE ratio is 27.1 at the 30 October 2026 close (₹78.63 a share): a market capitalisation of ₹7,188 crore divided by consolidated net profit of ₹265 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹237 crore) it is 30.3.

What is the Paisalo Digital debt to equity ratio?

Paisalo Digital's debt-to-equity ratio was 2.83 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹5,481 crore against total equity of ₹1,936 crore. A year earlier, on 30 September 2025, it was 2.26.

What is the Paisalo Digital dividend yield?

Paisalo Digital's dividend yield is 0.13% at the 30 October 2026 close: dividends of ₹0.10 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹78.63. They were ₹0.10 on 11 September 2026.

What is the Paisalo Digital PB ratio (price to book value)?

Paisalo Digital's price-to-book (PB) ratio is 3.71 at the 30 October 2026 close: a market capitalisation of ₹7,188 crore divided by shareholders' equity (book value) of ₹1,936 crore on 30 September 2026. That is a book value of ₹21.18 per share against a share price of ₹78.63.

What is the Paisalo Digital net worth?

Paisalo Digital's net worth — shareholders' equity in its consolidated balance sheet — was ₹1,936 crore on 30 September 2026, up 16.2% from ₹1,666 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹7,188 crore at the 30 October 2026 close.

What is the Paisalo Digital book value per share?

Paisalo Digital's book value per share was ₹21.18 on 30 September 2026: shareholders' equity of ₹1,936 crore divided by the 91.42 crore shares in issue, up 15.6% from ₹18.32 a year earlier. The share price at the 30 October 2026 close was ₹78.63.

What is the Paisalo Digital market cap?

Paisalo Digital's market capitalisation was ₹7,188 crore at the 30 October 2026 close: 91.42 crore shares at ₹78.63 each.

What is the Paisalo Digital ROE?

In FY26, Paisalo Digital's return on equity (ROE) was 14.3%. ROE is net profit divided by average shareholders' equity (the start and end of the year).

What is the Paisalo Digital EPS?

Paisalo Digital's basic earnings per share (EPS) were ₹2.62 in FY26, against ₹2.23 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹2.92.

What is the Paisalo Digital dividend in 2026 and its record date?

In 2026, Paisalo Digital has declared one dividend: ₹0.10 with record date 14 September 2026 and ex-date 11 September 2026.

What is the Paisalo Digital promoter holding?

Promoters held 45.22% of Paisalo Digital on 1 October 2026, down 1.28 percentage points from 46.50% the previous quarter, according to the shareholding pattern filed with NSE.

When are the Paisalo Digital next results?

Paisalo Digital has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

What is the Paisalo Digital shareholding pattern?

On 1 October 2026, Paisalo Digital's shares were held by promoters 45.22%, foreign portfolio investors (FII/FPI) 7.17%, domestic institutions (DII) 5.73% (including mutual funds at 0.14%) and retail and other non-institutional investors 41.88%.

What are the Paisalo Digital latest quarterly results?

Paisalo Digital's latest results are for Q2 FY27 (July–September 2026), filed on 22 October 2026: consolidated net profit ₹65.6 crore, up 27.4% from ₹51.5 crore in Q2 FY26; revenue from operations ₹277 crore, up 23.8% year on year.

What is the Paisalo Digital revenue and profit in FY26?

In FY26 (April 2025–March 2026), Paisalo Digital's consolidated net profit was ₹237 crore, up 18.5% from ₹200 crore in FY25, on revenue from operations of ₹944 crore (up 22.4%). Over three years, from FY23, net profit was up 153.4%.

How does Paisalo Digital compare with its peers?

On FY26 consolidated figures, against MAS Financial Services, Northern Arc Capital and Aye Finance: Paisalo Digital's return on equity of 14.3% is the highest of the four (MAS Financial Services 13.3%, Northern Arc Capital 11.1%, Aye Finance 7.7%; peer average 10.7%).

How does the Paisalo Digital PE ratio compare with its peers?

At the 30 October 2026 closing prices, on FY26 net profit, Paisalo Digital's PE ratio is 30.3, the highest of the four: MAS Financial Services 12.0, Northern Arc Capital 10.1 and Aye Finance 16.3, a peer average of 12.8. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Paisalo Digital vs MAS Financial Services: how do they compare?

In FY26, Paisalo Digital earned net profit of ₹237 crore on revenue of ₹944 crore, against ₹371 crore on ₹1,995 crore for MAS Financial Services. At the 30 October 2026 close, Paisalo Digital's market capitalisation was ₹7,188 crore against ₹4,439 crore for MAS Financial Services, and its PE ratio on FY26 profit 30.3 against 12.0.

Where do these Paisalo Digital figures come from?

From Paisalo Digital's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 30 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.