In ₹ Crore except Per Share Latest Annual | PAISALO FY26 | MASFIN FY26 | NORTHARC FY26 | AYE FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | 31.56× | 14.44× | ◆ 12.40× | 18.35× | 14.44× +119% | |
| P/B | 4.20× | 1.76× | ◆ 1.28× | 1.72× | 1.72× +143% | |
| Market Cap | ₹7,522 Cr | ₹5,359 Cr | ₹5,009 Cr | ₹4,366 Cr | ₹5,009 Cr +50% | |
| Growth | ||||||
| Revenue CAGR 3Y | 25.87% | ◆ 26.41% | — | — | 26.41% -2% | |
| Revenue CAGR 5Y | 22.22% | ◆ 26.05% | — | — | 26.05% -15% | |
| Net Income CAGR 3Y | ◆ 36.33% | 22.23% | — | — | 22.23% +63% | |
| Revenue YoY (latest Q) | 19.01% | 20.70% | ◆ 28.80% | — | 24.75% -23% | |
| Net Income YoY (latest Q) | 29.98% | 27.21% | ◆ 45.82% | — | 36.52% -18% | |
| Profitability | ||||||
| EBITDA Margin | ◆ 74.79% | 71.01% | 53.81% | 41.83% | 53.81% +39% | |
| Net Income Margin | ◆ 25.14% | 18.83% | 15.00% | 10.67% | 15.00% +68% | |
| Return on Common Equity | ◆ 13.23% | 12.23% | 10.41% | 7.65% | 10.41% +27% | |
| Return on Assets | ◆ 3.77% | 2.73% | 2.41% | 2.49% | 2.49% +51% | |
| Credit & Quality | ||||||
| Interest Coverage | ◆ 1.85× | 1.55× | 1.60× | 1.37× | 1.55× +19% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹944 Cr | ₹1,995 Cr | ₹2,690 Cr | ₹1,815 Cr | ₹1,995 Cr -53% | |
| Net Income | ₹237 Cr | ₹376 Cr | ₹404 Cr | ₹194 Cr | ₹376 Cr -37% | |
| Total Assets | ₹6,300 Cr | ₹13,747 Cr | ₹16,745 Cr | ₹7,773 Cr | ₹13,747 Cr -54% | |
| EPS | ₹2.62 | ₹20.46 | ₹24.99 | ₹9.73 | ₹20.46 -87% | |
| Book Value per Share | ₹19.71 | ₹167.34 | ₹241.44 | ₹103.59 | ₹167.34 -88% | |