In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 658.7 | 771.1 | 943.7 | 1,204.0 | |
| Total Income | 658.7 | 771.1 | 943.7 | 1,204.0 | |
| Expenses | |||||
| + Employee Benefit Expense | 49.0 | 62.9 | 76.4 | 94.3 | |
| + Finance Costs | 270.1 | 328.3 | 374.3 | 489.9 | |
| + Depreciation & Amortisation | 3.4 | 5.5 | 12.2 | 16.6 | |
| + Other Expenses | 83.8 | 81.4 | 118.9 | 143.4 | |
| Total Expenses | 418.0 | 503.5 | 624.5 | 802.6 | |
| EBITDA | 514.2 | 601.3 | 705.8 | 907.9 | |
| EBIT | 510.8 | 595.9 | 693.5 | 891.3 | |
| Profit | |||||
| PBT before Exceptional Items | 240.7 | 267.6 | 319.2 | 401.4 | |
| + Exceptional Items | 0.5 | 0.8 | -0.8 | -0.8 | |
| Pretax Income | 241.2 | 268.4 | 318.4 | 400.6 | |
| + Current Tax | 70.3 | 54.6 | 73.1 | 95.0 | |
| + Deferred Tax | -8.1 | 13.6 | 8.1 | 7.1 | |
| Tax Expense | 62.2 | 68.2 | 81.2 | 102.1 | |
| Net Income | 179.0 | 200.1 | 237.2 | 298.5 | |
| + Net Income — Continuing Ops | 179.0 | 200.1 | 237.2 | 298.5 | |
| Total Comprehensive Income | 179.0 | 200.1 | 237.2 | 298.5 | |
| Net Income to Common | 179.0 | 200.1 | — | — | |
| Per Share | |||||
| Basic EPS | 3.87 | 2.23 | 2.62 | 3.29 | |
| Diluted EPS | 3.87 | 2.23 | 2.62 | 3.29 | |
| Revenue Detail — as filed | |||||
| + Dividend Income | 0.0 | 0.0 | 0.0 | 0.0 | |
| + Fees & Commission Income | 62.4 | 71.1 | 39.0 | 47.9 | |
| + Net Gain on Fair Value Changes | 1.0 | 0.3 | 0.0 | 0.8 | |
| + Net Loss on Fair Value Changes | 0.0 | 0.0 | 0.5 | 0.5 | |
| Expense Detail — as filed | |||||
| + Impairment on Financial Instruments | 11.8 | 25.5 | 42.2 | 57.9 | |
| Other Comprehensive Income — detail | |||||
| Comprehensive Income — Owners of Parent | 179.0 | — | — | — | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 3.87 | 2.23 | 2.62 | 3.29 | |
| Diluted EPS — Continuing Operations | 3.87 | 2.23 | 2.62 | 3.29 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 658.7 | 771.1 | 943.7 | 1,204.0 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 240.7 | 267.6 | 319.2 | 401.4 | |
| − Exceptional Items (reconciliation) | 0.5 | 0.8 | -0.8 | -0.8 | |
| Net Income Adj (tax-effected) | 178.6 | 199.5 | 237.8 | 299.1 | |
| EPS Adj | 3.86 | 2.22 | 2.63 | 3.30 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | |
| Filed Debt Equity | 0.02 | — | — | 0.03 | |
| Interest Earned | 589.0 | 696.4 | 904.7 | 1,155.2 | |
| Paid Up Equity Capital | 89.8 | 90.2 | 91.0 | 91.0 | |