alphavePAISALO₹82.70

Paisalo Digital Limited

Annual Quarterly₹ CrorePeersMASFIN NORTHARC AYE SGFIN INDOSTAR MUFIN ARMANFIN PFSMcap ₹7,522 Cr

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In ₹ Crore except Per Share 12 Months Ending	Q2 FY24 30/09/2023	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Revenue from Operations	144.7	182.6	195.3	186.6	187.0	203.8	193.8	218.7	442.7	240.1	260.9	260.3
Total Income	144.7	182.6	195.3	186.6	187.0	203.8	193.8	218.7	442.7	240.1	260.9	260.3
Expenses
+ Employee Benefit Expense	11.7	14.2	13.0	12.8	14.4	17.3	18.4	17.2	35.5	20.5	20.3	17.9
+ Finance Costs	60.2	64.2	86.0	83.1	77.3	82.1	85.8	94.3	192.0	94.7	87.6	115.6
+ Depreciation & Amortisation	0.9	0.9	0.9	1.0	1.0	1.2	2.2	2.2	4.4	3.1	4.7	4.3
+ Other Expenses	17.7	15.9	31.0	22.3	18.5	15.7	24.9	23.9	48.2	26.8	43.8	24.6
Total Expenses	81.1	106.6	146.2	130.8	119.9	121.4	131.4	155.1	310.1	150.5	163.9	178.1
EBITDA	124.6	141.0	136.0	139.8	145.5	165.6	150.4	160.1	329.0	187.4	189.3	202.1
EBIT	123.8	140.2	135.1	138.9	144.5	164.4	148.2	157.9	324.6	184.3	184.6	197.8
Profit
PBT before Exceptional Items	63.5	76.0	49.1	55.8	67.1	82.3	62.3	63.6	132.6	89.6	97.0	82.2
+ Exceptional Items	0.0	0.0	0.5	0.0	0.0	0.0	0.8	0.0	0.0	-0.8	0.0	0.0
Pretax Income	63.5	76.0	49.6	55.8	67.1	82.3	63.1	63.6	132.6	88.8	97.0	82.2
+ Current Tax	17.3	21.8	14.1	10.7	14.5	19.1	10.3	15.1	32.0	20.0	21.1	21.9
+ Deferred Tax	-1.3	-2.3	-1.1	3.7	2.7	0.8	6.5	1.3	1.9	2.5	3.7	-1.0
Tax Expense	16.0	19.5	13.0	14.3	17.2	19.9	16.8	16.4	33.9	22.5	24.8	20.9
Net Income	47.5	56.5	36.6	41.5	49.9	62.4	46.3	47.2	98.7	66.3	72.2	61.3
+ Net Income — Continuing Ops	47.5	56.5	36.6	41.5	49.9	62.4	46.3	47.2	98.7	66.3	72.2	61.3
Total Comprehensive Income	47.5	56.5	36.6	41.5	49.9	62.4	46.3	47.2	98.7	66.3	72.2	61.3
Net Income to Common	47.5	0.0	36.6	41.5	—	—	46.3	47.2	98.7	66.3	—	61.3
Per Share
Basic EPS	1.06	2.52	0.79	0.46	0.56	0.07	0.51	0.52	1.09	0.73	0.80	0.67
Diluted EPS	1.06	2.52	0.79	0.46	0.56	0.07	0.51	0.52	1.09	0.73	0.80	0.67
Revenue Detail — as filed
+ Dividend Income	—	—	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
+ Fees & Commission Income	—	—	33.9	20.1	19.1	21.1	10.8	17.4	34.1	-3.5	8.3	8.9
+ Net Gain on Fair Value Changes	—	—	0.3	1.4	0.4	-1.1	-0.5	0.5	0.0	0.0	0.0	0.8
+ Net Loss on Fair Value Changes	—	—	0.0	0.0	0.0	0.0	0.0	0.0	0.5	-0.3	0.3	0.0
Expense Detail — as filed
+ Impairment on Financial Instruments	—	—	15.3	11.6	8.7	5.1	0.1	17.6	29.5	5.5	7.1	15.7
Other Comprehensive Income — detail
Comprehensive Income — Owners of Parent	47.5	0.0	36.6	41.5	0.0	0.0	—	47.2	0.0	66.3	—	61.3
Per Share — as-filed variants
Basic EPS — Continuing Operations	1.06	1.26	0.79	0.46	0.56	0.07	0.51	0.52	1.09	0.73	0.80	0.67
Diluted EPS — Continuing Operations	1.06	1.26	0.79	0.46	0.56	0.07	0.51	0.52	1.09	0.73	0.80	0.67
Basic EPS — Discontinued Operations	0.00	1.26	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Diluted EPS — Discontinued Operations	0.00	1.26	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories)
Gross Profit	144.7	182.6	195.3	186.6	187.0	203.8	193.8	218.7	442.7	240.1	260.9	260.3
Gross Margin %	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	63.5	76.0	49.1	55.8	67.1	82.3	62.3	63.6	132.6	89.6	97.0	82.2
− Exceptional Items (reconciliation)	0.0	0.0	0.5	0.0	0.0	0.0	0.8	0.0	0.0	-0.8	0.0	0.0
Net Income Adj (tax-effected)	47.5	56.5	36.3	41.5	49.9	62.4	45.7	47.2	98.7	66.8	72.2	61.3
EPS Adj	1.06	2.52	0.78	0.46	0.56	0.07	0.50	0.52	1.09	0.74	0.80	0.67
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00
Filed Debt Equity	—	—	0.02	—	—	0.02	—	0.02	—	—	—	0.03
Interest Earned	—	—	161.2	165.1	167.5	181.7	182.1	200.9	408.6	243.6	252.6	250.5
Paid Up Equity Capital	44.9	44.9	89.8	89.8	89.8	89.8	90.2	90.2	91.0	91.0	91.0	91.0

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.