PAISALO82.70

Paisalo Digital Limited

· Banking & Finance
₹ CrorePeersMASFINNORTHARCAYESGFININDOSTARMUFINARMANFINPFSMcap ₹7,522 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation3.44.312.2
+ Impairment Loss / (Reversal)11.825.542.2
+ Finance Costs270.1328.3374.3
+ Dividend Income0.00.0-0.0
+ Fair Value (Gains) / Losses-1.0-0.33.4
+ Other Non-cash Items0.00.00.8
+ Other Reconciling Items2.54.64.4
Changes in Working Capital
+ Inventories-799.7-1,057.4-1,014.8
+ Other Financial Assets — Current-3.4-0.3-16.1
+ Other Current Assets0.00.0-27.3
+ Trade Payables — Current50.02.7-28.1
+ Other Financial Liabilities — Non-current0.0-17.20.0
Cash from Operating Activities
Profit Before Tax (per I/S)241.2268.4318.4400.6
+ Total Adjustments (incl. Working Capital)-466.3-709.8-649.1
Cash from Operations (pre-tax)-225.1-441.4-330.7
+ Interest Paid — Operating270.1328.3374.3
+ Other Inflows / (Outflows) — Operating-2.1-3.2-5.2
+ Income Taxes Paid72.568.972.6
Cash from Operating Activities-569.8-841.8-782.8
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)3.712.815.2
+ Disp of Fixed Assets0.10.10.0
+ Disp of Investment Property6.20.00.0
Cash from Investing Activities2.6-12.7-15.2
Cash from Financing Activities
+ Proceeds from Issue of Shares0.018.533.9
+ Proceeds from Debentures / Notes / Bonds204.6477.2129.9
+ Proceeds from Borrowings333.6533.6677.3
+ Repayment of Borrowings0.081.07.0
+ Dividends Paid4.59.09.1
+ Other Inflows / (Outflows) — Financing18.95.518.2
Cash from Financing Activities552.6944.7843.2
Net Changes in Cash (pre-FX)-14.590.245.2
Net Changes in Cash-14.590.245.2
Closing Cash14.6
Reference Items
EBITDA514.2601.3705.8907.9
EBITDA Margin %78.0577.9974.7975.41
Free Cash Flow (CFO − Capex)-573.5-854.6-798.0-798.0
Free Cash Flow per Basic Share-6.30-9.40-8.77-8.77
Cash Flow to Net Income-3.18-4.21-3.30
Cash Paid for Taxes72.568.972.6
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.