Aye Finance financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹527cr 
Net interest income
₹335cr 
Net profit
₹86.7cr 
EPS
₹3.51 

Quarterly results

Every quarter ›
₹ croreQ2 FY27Year beforeChange
Total income527——
Net interest income335——
Net profit86.7——
EPS₹3.51——

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹527 crNet profit₹86.7 crNet interest margin15.3%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026
3,285—
2,0171,863
1,0331,033
13.3%13.3%
51.1%51.1%
5.4%5.4%
290194
₹11.85₹7.92
7.7%7.7%
2.5%2.5%
Balance sheet
6,8506,266
5,0185,018
1.98×1.98×
3.07×3.07×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

AYE₹134.36

Aye Finance Limited

· Banking & Finance
₹ CrorePeersSGFINNORTHARCINDOSTARMASFINPAISALOMUFINARMANFINPFSMcap ₹3,285 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization—3,285.1
Total Income1,863.22,017.0
Net Interest Income1,033.41,033.4
NIM %, on assets13.2913.29
Cost to Income %51.1151.11
Credit Cost %, on avg loans5.365.36
Net Income193.6289.7
EPS, Adj (current shares)7.9211.85
ROE %7.657.65
ROA %2.492.49
Balance Sheet
Loans6,266.46,849.9
Total Borrowings5,017.65,017.6
Debt/Equity ×1.981.98
Leverage (Assets/Equity) ×3.073.07
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

Aye Finance financials and key ratios

Prices at the 29 October 2026 close · figures from the company's filings with NSE

Aye Finance (NSE: AYE) had a market capitalisation of ₹3,161 crore at the 29 October 2026 close (₹128.95 a share), a PE ratio of 10.9 on the last four quarters' profit and a price-to-book ratio of 1.17. In FY26 its consolidated net profit was ₹194 crore on revenue of ₹1,815 crore; in Q2 FY27 (July–September 2026) it was ₹86.7 crore.

Aye Finance Q2 FY27 results
filed 21 October 2026
Share price used
₹128.95 · 29 October 2026 close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

Aye Finance at a glance · consolidated

Market cap
₹3,161 Crat ₹128.95 · 29 Oct close
PE ratio (last 4 quarters)
10.916.3 on FY26 profit
Price to book (PB)
1.17book value ₹109.94 a share
Debt to equity
2.17net debt ₹4,517 Cr
FII holding
18.55%+2.9 pts vs 30 Jun 2026no promoter group
Net worth
₹2,695 Cr30 September 2026

Questions

What is the Aye Finance PE ratio today?

Aye Finance's PE ratio is 10.9 at the 29 October 2026 close (₹128.95 a share): a market capitalisation of ₹3,161 crore divided by consolidated net profit of ₹290 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹194 crore) it is 16.3.

What is the Aye Finance net worth?

Aye Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹2,695 crore on 30 September 2026. Its market value is a different figure: a market capitalisation of ₹3,161 crore at the 29 October 2026 close.

What is the Aye Finance shareholding pattern?

On 30 September 2026, Aye Finance's shares were held by foreign portfolio investors (FII/FPI) 18.55%, domestic institutions (DII) 23.33% (including mutual funds at 6.49%) and retail and other non-institutional investors 57.39%.

What is the Aye Finance PB ratio (price to book value)?

Aye Finance's price-to-book (PB) ratio is 1.17 at the 29 October 2026 close: a market capitalisation of ₹3,161 crore divided by shareholders' equity (book value) of ₹2,695 crore on 30 September 2026. That is a book value of ₹109.94 per share against a share price of ₹128.95.

What is the Aye Finance debt to equity ratio?

Aye Finance's debt-to-equity ratio was 2.17 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹5,858 crore against total equity of ₹2,695 crore.

What are the Aye Finance latest quarterly results?

Aye Finance's latest results are for Q2 FY27 (July–September 2026), filed on 21 October 2026: consolidated net profit ₹86.7 crore; revenue from operations ₹514 crore.

What is the Aye Finance market cap?

Aye Finance's market capitalisation was ₹3,161 crore at the 29 October 2026 close: 24.51 crore shares at ₹128.95 each.

What is the Aye Finance book value per share?

Aye Finance's book value per share was ₹109.94 on 30 September 2026: shareholders' equity of ₹2,695 crore divided by the 24.51 crore shares in issue. The share price at the 29 October 2026 close was ₹128.95.

What is the Aye Finance EPS?

Aye Finance's basic earnings per share (EPS) were ₹9.73 in FY26.

What is the Aye Finance promoter holding?

Aye Finance has no promoter group: on 30 September 2026 promoters held 0% of its shares, according to the shareholding pattern filed with NSE. Foreign portfolio investors held 18.55% and domestic institutions 23.33%.

What is the Aye Finance revenue and profit in FY26?

In FY26 (April 2025–March 2026), Aye Finance's consolidated net profit was ₹194 crore, on revenue from operations of ₹1,815 crore.

When are the Aye Finance next results?

Aye Finance has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

How does the Aye Finance PE ratio compare with its peers?

At the 29 October 2026 closing prices, on FY26 net profit, Aye Finance's PE ratio is 16.3, the third highest of the four: SG Finserve 35.6, Northern Arc Capital 10.1 and IndoStar Capital Finance 21.1, a peer average of 22.2. Each is the company's market capitalisation at that price divided by its FY26 net profit.

Aye Finance vs SG Finserve: how do they compare?

In FY26, Aye Finance earned net profit of ₹194 crore on revenue of ₹1,815 crore, against ₹128 crore on ₹333 crore for SG Finserve. At the 29 October 2026 close, Aye Finance's market capitalisation was ₹3,161 crore against ₹4,540 crore for SG Finserve, and its PE ratio on FY26 profit 16.3 against 35.6.

Where do these Aye Finance figures come from?

From Aye Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.