| ₹ crore | Q2 FY27 | Year before | Change |
|---|---|---|---|
| Total income | 527 | — | — |
| Net interest income | 335 | — | — |
| Net profit | 86.7 | — | — |
| EPS | ₹3.51 | — | — |
Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.
| Tap a line for its trend | Currentlast 12M | FY26Mar 2026 |
|---|
| 3,285 | — | |
| 2,017 | 1,863 | |
| 1,033 | 1,033 | |
| 13.3% | 13.3% | |
| 51.1% | 51.1% | |
| 5.4% | 5.4% | |
| 290 | 194 | |
| ₹11.85 | ₹7.92 | |
| 7.7% | 7.7% | |
| 2.5% | 2.5% | |
Balance sheet | ||
| 6,850 | 6,266 | |
| 5,018 | 5,018 | |
| 1.98× | 1.98× | |
| 3.07× | 3.07× | |
From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY26 31/03/2026 | Current/LTM TTM · last close | |
|---|---|---|---|
| Market Capitalization | — | 3,285.1 | |
| Total Income | 1,863.2 | 2,017.0 | |
| Net Interest Income | 1,033.4 | 1,033.4 | |
| NIM %, on assets | 13.29 | 13.29 | |
| Cost to Income % | 51.11 | 51.11 | |
| Credit Cost %, on avg loans | 5.36 | 5.36 | |
| Net Income | 193.6 | 289.7 | |
| EPS, Adj (current shares) | 7.92 | 11.85 | |
| ROE % | 7.65 | 7.65 | |
| ROA % | 2.49 | 2.49 | |
| Balance Sheet | |||
| Loans | 6,266.4 | 6,849.9 | |
| Total Borrowings | 5,017.6 | 5,017.6 | |
| Debt/Equity × | 1.98 | 1.98 | |
| Leverage (Assets/Equity) × | 3.07 | 3.07 | |
Prices at the 29 October 2026 close · figures from the company's filings with NSE
Aye Finance (NSE: AYE) had a market capitalisation of ₹3,161 crore at the 29 October 2026 close (₹128.95 a share), a PE ratio of 10.9 on the last four quarters' profit and a price-to-book ratio of 1.17. In FY26 its consolidated net profit was ₹194 crore on revenue of ₹1,815 crore; in Q2 FY27 (July–September 2026) it was ₹86.7 crore.
Aye Finance's PE ratio is 10.9 at the 29 October 2026 close (₹128.95 a share): a market capitalisation of ₹3,161 crore divided by consolidated net profit of ₹290 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit (₹194 crore) it is 16.3.
Aye Finance's net worth — shareholders' equity in its consolidated balance sheet — was ₹2,695 crore on 30 September 2026. Its market value is a different figure: a market capitalisation of ₹3,161 crore at the 29 October 2026 close.
On 30 September 2026, Aye Finance's shares were held by foreign portfolio investors (FII/FPI) 18.55%, domestic institutions (DII) 23.33% (including mutual funds at 6.49%) and retail and other non-institutional investors 57.39%.
Aye Finance's price-to-book (PB) ratio is 1.17 at the 29 October 2026 close: a market capitalisation of ₹3,161 crore divided by shareholders' equity (book value) of ₹2,695 crore on 30 September 2026. That is a book value of ₹109.94 per share against a share price of ₹128.95.
Aye Finance's debt-to-equity ratio was 2.17 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹5,858 crore against total equity of ₹2,695 crore.
Aye Finance's latest results are for Q2 FY27 (July–September 2026), filed on 21 October 2026: consolidated net profit ₹86.7 crore; revenue from operations ₹514 crore.
Aye Finance's market capitalisation was ₹3,161 crore at the 29 October 2026 close: 24.51 crore shares at ₹128.95 each.
Aye Finance's book value per share was ₹109.94 on 30 September 2026: shareholders' equity of ₹2,695 crore divided by the 24.51 crore shares in issue. The share price at the 29 October 2026 close was ₹128.95.
Aye Finance's basic earnings per share (EPS) were ₹9.73 in FY26.
Aye Finance has no promoter group: on 30 September 2026 promoters held 0% of its shares, according to the shareholding pattern filed with NSE. Foreign portfolio investors held 18.55% and domestic institutions 23.33%.
In FY26 (April 2025–March 2026), Aye Finance's consolidated net profit was ₹194 crore, on revenue from operations of ₹1,815 crore.
Aye Finance has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.
At the 29 October 2026 closing prices, on FY26 net profit, Aye Finance's PE ratio is 16.3, the third highest of the four: SG Finserve 35.6, Northern Arc Capital 10.1 and IndoStar Capital Finance 21.1, a peer average of 22.2. Each is the company's market capitalisation at that price divided by its FY26 net profit.
In FY26, Aye Finance earned net profit of ₹194 crore on revenue of ₹1,815 crore, against ₹128 crore on ₹333 crore for SG Finserve. At the 29 October 2026 close, Aye Finance's market capitalisation was ₹3,161 crore against ₹4,540 crore for SG Finserve, and its PE ratio on FY26 profit 16.3 against 35.6.
From Aye Finance's own consolidated results, balance sheets and shareholding patterns filed with NSE, and NSE prices (the latest used here: the 29 October 2026 close). Ratios are calculated by Alphave from those filings as each answer describes.
Consolidated figures from the company's filings with NSE; prices are NSE closing prices.