In ₹ Crore except Per Share 12 Months Ending | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|
| Revenue from Operations | 442.8 | 528.4 | 477.4 | |
| Other Income | 12.2 | 16.8 | 12.3 | |
| Total Income | 455.0 | 545.3 | 489.7 | |
| Expenses | ||||
| + Employee Benefit Expense | 123.2 | 135.0 | 138.6 | |
| + Finance Costs | 140.7 | 134.6 | 130.6 | |
| + Depreciation & Amortisation | 7.0 | 8.0 | 6.2 | |
| + Other Expenses | 41.7 | 46.7 | 35.7 | |
| Total Expenses | 401.1 | 434.4 | 392.5 | |
| EBITDA | 189.3 | 236.6 | 221.6 | |
| EBIT | 182.3 | 228.6 | 215.5 | |
| Profit | ||||
| PBT before Exceptional Items | 53.8 | 110.9 | 97.2 | |
| Pretax Income | 53.8 | 110.9 | 97.2 | |
| + Current Tax | 10.8 | 20.6 | 27.2 | |
| + Deferred Tax | 0.5 | 4.4 | -4.6 | |
| Tax Expense | 11.2 | 25.0 | 22.7 | |
| Net Income | 42.6 | 85.9 | 74.5 | |
| + Net Income — Continuing Ops | 42.6 | 85.9 | 74.5 | |
| + Other Comprehensive Income | -0.4 | 0.3 | -5.5 | |
| Total Comprehensive Income | 42.2 | 86.2 | 69.0 | |
| Per Share | ||||
| Basic EPS | 2.22 | 3.89 | 3.02 | |
| Diluted EPS | 2.19 | 3.85 | 3.00 | |
| Revenue Detail — as filed | ||||
| + Fees & Commission Income | 21.4 | 19.5 | 19.6 | |
| + Net Gain on Fair Value Changes | 10.1 | 48.0 | 5.1 | |
| + Net Loss on Fair Value Changes | 5.5 | 30.5 | 0.0 | |
| + Net Gain on Derecognition — Amortised Cost | 17.9 | 20.8 | 0.0 | |
| Expense Detail — as filed | ||||
| + Impairment on Financial Instruments | 83.1 | 79.7 | 81.4 | |
| Other Comprehensive Income — detail | ||||
| + Other Comprehensive Income | -0.4 | 0.3 | -5.5 | |
| + Items NOT to be Reclassified to P&L | -0.6 | 0.4 | -3.5 | |
| + Tax on Items NOT to be Reclassified | -0.1 | 0.1 | -0.9 | |
| + Items to be Reclassified to P&L | — | — | -3.9 | |
| + Tax on Items to be Reclassified | — | 0.0 | -1.0 | |
| Per Share — as-filed variants | ||||
| Basic EPS — Continuing Operations | 2.22 | 3.89 | 3.02 | |
| Diluted EPS — Continuing Operations | 2.19 | 3.85 | 3.00 | |
| Regulatory Disclosures — filed alongside, not part of the P&L | ||||
| Related-party Transactions — During the Period | — | 0.3 | — | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | ||||
| Gross Profit | 442.8 | 528.4 | 477.4 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | ||||
| Pretax Income (Adjusted, as filed) | 53.8 | 110.9 | 97.2 | |
| Net Income Adj (tax-effected) | 42.6 | 85.9 | 74.5 | |
| EPS Adj | 2.22 | 3.89 | 3.02 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | ||||
| Face Value | 2.00 | 2.00 | 2.00 | |
| Filed Debt Equity | 0.03 | 0.02 | 0.02 | |
| Interest Earned | 393.4 | 440.2 | 452.7 | |
| Paid Up Equity Capital | 37.9 | 48.9 | 49.4 | |