In ₹ Crore except Per Share Latest Annual	AYE FY26	SGFIN FY26	NORTHARC FY26	INDOSTAR FY26	Peer Average
Valuation — at last close
P/E	13.81×	32.31×	◆ 10.66×	18.98×	20.65× -33%
P/B	1.30×	3.28×	1.10×	◆ 0.79×	1.73× -25%
Market Cap	₹3,285 Cr	₹4,797 Cr	₹4,303 Cr	₹2,984 Cr	₹4,028 Cr -18%
Growth
Revenue CAGR 3Y	—	—	—	5.86%	5.86%
Revenue CAGR 5Y	—	—	—	1.71%	1.71%
Net Income CAGR 3Y	—	—	—	-14.56%	-14.56%
Revenue YoY (latest Q)	—	◆ 115.40%	28.80%	7.13%	50.44%
Net Income YoY (latest Q)	—	◆ 107.06%	45.82%	25.64%	59.51%
Profitability
NIM (banks)	◆ 13.29%	4.45%	10.12%	5.63%	6.73% +97%
Net Income Margin	10.67%	◆ 38.29%	15.00%	10.08%	21.12% -49%
Return on Common Equity	7.65%	8.74%	◆ 11.08%	3.79%	7.87% -3%
Return on Assets	2.49%	◆ 3.06%	2.66%	1.23%	2.32% +7%
Credit & Quality
Total Debt/Equity	1.98×	1.85×	3.14×	◆ 1.45×	2.15× -8%
Cost/Income (banks)	51.11%	◆ 12.69%	29.68%	65.49%	35.95% +42%
Scale — latest FY
Revenue / Total Income	₹1,815 Cr	₹333 Cr	₹2,690 Cr	₹1,393 Cr	₹1,472 Cr +23%
Net Income	₹194 Cr	₹128 Cr	₹404 Cr	₹140 Cr	₹224 Cr -14%
Total Assets	₹7,773 Cr	₹4,173 Cr	₹16,745 Cr	₹9,517 Cr	₹10,145 Cr -23%
EPS	₹9.73	₹22.75	₹24.99	₹9.73	₹19.16 -49%
Book Value per Share	₹103.59	₹223.73	₹241.1	₹234.16	₹233 -56%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.