MAS Financial Services financials

·Banking & FinanceChart ›
Latest results Q2 FY27 · Jul–Sep 2026
Total income
₹592cr+22.7% on Q2 FY26
Net interest income
₹253cr+45.4% on Q2 FY26
Net profit
₹115cr+25.9% on Q2 FY26
EPS
₹6.24+25.3% on Q2 FY26

Quarterly results

Every quarter ›
₹ croreQ2 FY27Q2 FY26Change
Total income592482+22.7%
Net interest income253174+45.4%
Net profit11591.4+25.9%
EPS₹6.24₹4.98+25.3%

Over time

Q2 FY27 · Jul–Sep 2026latest
Total income₹592 crNet profit₹115 crNet interest margin6.5%

Amounts on the left scale in ₹ crore; per cent on the right, dashed. L = lakh crore, K = thousand crore. Touch the chart to read any period.

Key numbersby financial year

₹ crore except per share
Tap a line for its trendCurrentlast 12MFY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
4,582————
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
2,2072,0021,6001,286990
—+25.1%+24.5%+29.8%—
898742596430347
—+24.4%+38.6%+23.9%—
5.7%5.7%5.5%4.9%4.8%
25.6%25.6%26.3%25.0%22.7%
1.8%1.8%1.5%1.3%1.0%
423376314254206
—+19.7%+23.6%+23.4%—
₹22.98₹20.46₹17.11₹13.84₹11.20
—+19.6%+23.6%+23.5%—
13.3%13.3%14.0%14.9%14.2%
2.9%2.9%2.9%2.9%2.9%
Balance sheet
12,91211,1189,1747,7196,246
—+21.2%+18.8%+23.6%—
10,31410,3149,1567,4266,128
3.40×3.40×3.45×4.08×3.97×
4.53×4.53×4.60×5.25×5.19×
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

MASFIN₹252.50

MAS Financial Services Limited

· Banking & Finance
₹ CrorePeersNORTHARCPAISALOAYESGFININDOSTARMUFINARMANFINPFSMcap ₹4,582 Cr
HighlightsEnterprise ValueMultiplesPer ShareAnnuals · FY-end closes
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Current/LTM
TTM · last close
Market Capitalization————4,581.6
Total Income990.31,285.71,600.22,002.32,206.9
Growth %, YoY—+29.8+24.5+25.1—
Net Interest Income347.3430.4596.5742.0897.8
Growth %, YoY—+23.9+38.6+24.4—
NIM %, on assets4.844.905.495.725.72
Cost to Income %22.6625.0226.3325.5625.56
Credit Cost %, on avg loans0.971.301.521.771.77
Net Income205.8254.0314.0375.8423.1
Growth %, YoY—+23.4+23.6+19.7—
EPS, Adj (current shares)11.2013.8417.1120.4622.98
Growth %, YoY—+23.5+23.6+19.6—
ROE %14.2014.9314.0213.3013.30
ROA %2.872.892.892.902.90
Balance Sheet
Loans6,246.27,719.49,174.111,117.912,911.6
Growth %, YoY—+23.6+18.8+21.2—
Total Borrowings6,127.57,425.99,155.710,314.110,314.1
Debt/Equity ×3.974.083.453.403.40
Leverage (Assets/Equity) ×5.195.254.604.534.53
Market Cap/EV/multiples pair each (split/bonus-adjusted) FY-end close with the latest filed share count; Current column uses the last close. Market Capitalization is a market-level figure — identical across Consolidated/Standalone (the accounting rows below differ). No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

MAS Financial Services financials and key ratios

Prices at the previous close · figures from the company's filings with NSE

MAS Financial Services (NSE: MASFIN) had a market capitalisation of ₹4,582 crore at the previous close (₹252.50 a share), a PE ratio of 11.0 on the last four quarters' profit and a price-to-book ratio of 1.42. In FY26 its consolidated net profit attributable to shareholders was ₹371 crore on revenue of ₹1,995 crore; in Q2 FY27 (July–September 2026) it was ₹113 crore, up 25.4% year on year. Promoters held 66.66% of the shares on 30 September 2026.

Share price used
₹252.50 · previous close
Latest balance sheet
30 September 2026
Shareholding pattern
30 September 2026

MAS Financial Services at a glance · consolidated

Market cap
₹4,582 Crat ₹252.50 · previous close
PE ratio (last 4 quarters)
11.012.3 on FY26 profit
Price to book (PB)
1.42book value ₹177.55 a share
ROE (FY26)
13.3%
Debt to equity
3.58net debt ₹10,794 Cr
Promoter holding
66.66%unchanged vs 30 Jun 202630 September 2026
Dividend yield
0.79%₹2 a share in 12 months
Net worth
₹3,222 Cr+14.6% vs 30 Sep 202530 September 2026
EPS (FY26)
₹20.46

Questions

What is the MAS Financial Services PE ratio today?

MAS Financial Services' PE ratio is 11.0 at the previous close (₹252.50 a share): a market capitalisation of ₹4,582 crore divided by consolidated net profit attributable to shareholders of ₹417 crore over the last four quarters (Q3 FY26 to Q2 FY27). On FY26 net profit attributable to shareholders (₹371 crore) it is 12.3.

What is the MAS Financial Services PB ratio (price to book value)?

MAS Financial Services' price-to-book (PB) ratio is 1.42 at the previous close: a market capitalisation of ₹4,582 crore divided by shareholders' equity (book value) of ₹3,222 crore on 30 September 2026. That is a book value of ₹177.55 per share against a share price of ₹252.50.

What is the MAS Financial Services debt to equity ratio?

MAS Financial Services' debt-to-equity ratio was 3.58 on 30 September 2026: borrowings, debt securities, deposits and subordinated debt of ₹11,783 crore against total equity of ₹3,287 crore. A year earlier, on 30 September 2025, it was 3.47.

What is the MAS Financial Services market cap?

MAS Financial Services' market capitalisation was ₹4,582 crore at the previous close: 18.15 crore shares at ₹252.50 each.

What is the MAS Financial Services ROE?

In FY26, MAS Financial Services' return on equity (ROE) was 13.3%. ROE is net profit attributable to shareholders divided by average shareholders' equity (the start and end of the year).

What is the MAS Financial Services EPS?

MAS Financial Services' basic earnings per share (EPS) were ₹20.46 in FY26, against ₹17.48 in FY25. Over the last four quarters (Q3 FY26 to Q2 FY27) they add up to ₹22.99.

What is the MAS Financial Services net worth?

MAS Financial Services' net worth — shareholders' equity in its consolidated balance sheet — was ₹3,222 crore on 30 September 2026, up 14.6% from ₹2,811 crore a year earlier. Its market value is a different figure: a market capitalisation of ₹4,582 crore at the previous close.

What is the MAS Financial Services book value per share?

MAS Financial Services' book value per share was ₹177.55 on 30 September 2026: shareholders' equity of ₹3,222 crore divided by the 18.15 crore shares in issue, up 14.6% from ₹154.92 a year earlier. The share price at the previous close was ₹252.50.

What is the MAS Financial Services dividend yield?

MAS Financial Services' dividend yield is 0.79% at the previous close: dividends of ₹2 a share that went ex-dividend in the 12 months before that day, divided by the share price of ₹252.50. They were ₹0.75 on 25 August 2026 and ₹1.25 on 4 February 2026 (interim).

What is the MAS Financial Services dividend in 2026 and its record date?

In 2026, MAS Financial Services has declared two dividends totalling ₹2 a share: ₹1.25 (interim) with record date 4 February 2026 and ₹0.75 with record date 26 August 2026 and ex-date 25 August 2026.

What is the MAS Financial Services promoter holding?

Promoters held 66.66% of MAS Financial Services on 30 September 2026, up 0.01 percentage points from 66.65% the previous quarter and up 0.03 percentage points from 66.63% a year earlier, according to the shareholding pattern filed with NSE.

MAS Financial Services vs Northern Arc Capital: how do they compare?

In FY26, MAS Financial Services earned net profit attributable to shareholders of ₹371 crore on revenue of ₹1,995 crore, against ₹406 crore on ₹2,690 crore for Northern Arc Capital.

What is the MAS Financial Services shareholding pattern?

On 30 September 2026, MAS Financial Services' shares were held by promoters 66.66%, foreign portfolio investors (FII/FPI) 2.67%, domestic institutions (DII) 19.99% (including mutual funds at 15.18%) and retail and other non-institutional investors 10.68%. Over the year, FII holding was down 0.51 percentage points from 3.18% and DII holding was down 0.17 percentage points from 20.16%.

What are the MAS Financial Services latest quarterly results?

MAS Financial Services' latest results are for Q2 FY27 (July–September 2026), filed on 28 October 2026: consolidated net profit attributable to shareholders ₹113 crore, up 25.4% from ₹90.3 crore in Q2 FY26; revenue from operations ₹589 crore, up 22.7% year on year.

What is the MAS Financial Services revenue and profit in FY26?

In FY26 (April 2025–March 2026), MAS Financial Services' consolidated net profit attributable to shareholders was ₹371 crore, up 19.6% from ₹310 crore in FY25, on revenue from operations of ₹1,995 crore (up 25.0%). Over three years, from FY23, net profit was up 82.6%.

When are the MAS Financial Services next results?

MAS Financial Services has reported Q2 FY27. Its next results, for Q3 FY27 (October–December 2026), are due by 14 February 2027 under SEBI's 45-day rule; the company notifies the board-meeting date at least two working days before.

How does MAS Financial Services compare with its peers?

On FY26 consolidated figures, against Northern Arc Capital, Paisalo Digital and Aye Finance: MAS Financial Services' return on equity of 13.3% is the second highest of the four (Northern Arc Capital 11.1%, Paisalo Digital 14.3%, Aye Finance 7.7%; peer average 11.0%).

Where do these MAS Financial Services figures come from?

From MAS Financial Services' own consolidated results, balance sheets and shareholding patterns filed with NSE. Ratios are calculated by Alphave from those filings as each answer describes.

Consolidated figures from the company's filings with NSE; prices are NSE closing prices.