In ₹ Crore except Per Share Latest Annual | MASFIN FY26 | NORTHARC FY26 | PAISALO FY26 | AYE FY26 | Peer Median | |
|---|---|---|---|---|---|---|
| Valuation — at last close | ||||||
| P/E | 14.44× | ◆ 12.40× | 31.56× | 18.35× | 18.35× -21% | |
| P/B | 1.76× | ◆ 1.28× | 4.20× | 1.72× | 1.72× +2% | |
| Market Cap | ₹5,359 Cr | ₹5,009 Cr | ₹7,522 Cr | ₹4,366 Cr | ₹5,009 Cr +7% | |
| Growth | ||||||
| Revenue CAGR 3Y | ◆ 26.41% | — | 25.87% | — | 25.87% +2% | |
| Revenue CAGR 5Y | ◆ 26.05% | — | 22.22% | — | 22.22% +17% | |
| Net Income CAGR 3Y | 22.23% | — | ◆ 36.33% | — | 36.33% -39% | |
| Revenue YoY (latest Q) | 20.70% | ◆ 28.80% | 19.01% | — | 23.91% -13% | |
| Net Income YoY (latest Q) | 27.21% | ◆ 45.82% | 29.98% | — | 37.90% -28% | |
| Profitability | ||||||
| EBITDA Margin | 71.01% | 53.81% | ◆ 74.79% | 41.83% | 53.81% +32% | |
| Net Income Margin | 18.83% | 15.00% | ◆ 25.14% | 10.67% | 15.00% +26% | |
| Return on Common Equity | 12.23% | 10.41% | ◆ 13.23% | 7.65% | 10.41% +17% | |
| Return on Assets | 2.73% | 2.41% | ◆ 3.77% | 2.49% | 2.49% +10% | |
| Credit & Quality | ||||||
| Interest Coverage | 1.55× | 1.60× | ◆ 1.85× | 1.37× | 1.60× -3% | |
| Scale — latest FY | ||||||
| Revenue / Total Income | ₹1,995 Cr | ₹2,690 Cr | ₹944 Cr | ₹1,815 Cr | ₹1,815 Cr +10% | |
| Net Income | ₹376 Cr | ₹404 Cr | ₹237 Cr | ₹194 Cr | ₹237 Cr +58% | |
| Total Assets | ₹13,747 Cr | ₹16,745 Cr | ₹6,300 Cr | ₹7,773 Cr | ₹7,773 Cr +77% | |
| EPS | ₹20.46 | ₹24.99 | ₹2.62 | ₹9.73 | ₹9.73 +110% | |
| Book Value per Share | ₹167.34 | ₹241.44 | ₹19.71 | ₹103.59 | ₹103.59 +62% | |