MAS Financial Services profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	13.3%	13.3%	14.0%	14.9%	14.2%
	2.9%	2.9%	2.9%	2.9%	2.9%
	5.7%	5.7%	5.5%	4.9%	4.8%
	25.6%	25.6%	26.3%	25.0%	22.7%
	1.8%	1.8%	1.5%	1.3%	1.0%
	19.2%	18.8%	19.7%	19.9%	20.8%
Leverage
	4.53×	4.53×	4.60×	5.25×	5.19×
	3.40×	3.40×	3.45×	4.08×	3.97×
Additional
	25.5%	25.6%	25.4%	25.2%	24.2%
	—	9.4%	8.7%	10.5%	9.5%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

MASFIN₹252.50

MAS Financial Services Limited

· Banking & Finance

₹ CrorePeersNORTHARC PAISALO AYE SGFIN INDOSTAR MUFIN ARMANFIN PFSMcap ₹4,582 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	14.20	14.93	14.02	13.30	13.30
Return on Assets	2.87	2.89	2.89	2.90	2.90
Margins & Efficiency
Net Interest Margin (on avg assets)	4.84	4.90	5.49	5.72	5.72
Cost to Income	22.66	25.02	26.33	25.56	25.56
Credit Cost (impairment / avg loans)	0.97	1.30	1.52	1.77	1.77
Net Income Margin	20.84	19.86	19.67	18.83	19.22
Leverage
Leverage (Assets/Equity)	5.19	5.25	4.60	4.53	4.53
Total Debt/Equity	3.97	4.08	3.45	3.40	3.40
Additional
Effective Tax Rate	24.23	25.22	25.42	25.58	25.53
Dvd Payout Ratio	9.45	10.45	8.74	9.42	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.