MASFIN295.35

MAS Financial Services Limited

· Banking & Finance
₹ CrorePeersNORTHARCPAISALOAYESGFININDOSTARMUFINARMANFINPFSMcap ₹5,359 Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation4.35.67.2
+ Impairment Loss / (Reversal)90.6128.4179.8
+ Finance Costs646.7762.8906.7
+ Interest Income-1,077.1-1,359.3-1,648.7
+ Dividend Income0.00.0-0.2
+ Fair Value (Gains) / Losses-2.5-0.8-1.8
+ Unrealised FX (Gain) / Loss0.00.0-1.1
+ Other Non-cash Items-122.4-148.9-233.5
+ Other — Cash Effects are Investing / Financing-4.9-1.2-2.5
Changes in Working Capital
+ Trade Receivables — Current-2.21.9-0.9
+ Other Financial Assets — Non-current-1,386.4-1,437.1-2,024.3
+ Other Current Assets-17.2-29.9-13.7
+ Other Bank Balances-100.5-26.9-71.6
+ Trade Payables — Current6.526.8-4.8
+ Other Financial Liabilities — Non-current-16.169.621.7
+ Other Current Liabilities2.10.1-0.6
+ Provisions — Current0.6-0.92.4
Cash from Operating Activities
Profit Before Tax (per I/S)339.7421.0505.0536.8
+ Total Adjustments (incl. Working Capital)-1,978.5-2,009.9-2,885.6
Cash from Operations (pre-tax)-1,638.8-1,588.9-2,380.6
+ Interest Received — Operating1,051.91,335.41,620.0
+ Interest Paid — Operating698.9780.1896.6
+ Income Taxes Paid80.299.9129.6
Cash from Operating Activities-1,366.1-1,133.5-1,786.8
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)21.625.679.5
+ Acq of Intangible Assets0.52.25.6
+ Disp of Fixed Assets0.10.00.0
+ Acq of Intangibles under Development0.21.86.6
+ Purchase of Investments (Equity / Debt)2,628.33,684.65,232.9
+ Sale of Investments (Equity / Debt)2,700.62,886.05,791.6
Cash from Investing Activities50.1-828.2467.0
Cash from Financing Activities
+ Proceeds from Issue of Shares5.0489.15.0
+ Proceeds from Borrowings3,631.94,332.44,784.0
+ Repayment of Borrowings2,319.82,595.63,657.6
+ Payment of Lease Liabilities0.50.81.2
+ Dividends Paid26.627.435.4
Cash from Financing Activities1,290.02,197.71,094.8
Net Changes in Cash (pre-FX)-26.0236.0-225.0
Net Changes in Cash-26.0236.0-225.0
Closing Cash212.7
Reference Items
EBITDA984.21,185.21,416.91,469.5
EBITDA Margin %76.9474.2671.0170.25
Free Cash Flow (CFO − Capex)-1,388.1-1,161.2-1,871.9-1,871.9
Free Cash Flow per Basic Share-76.50-64.00-103.16-103.16
Cash Flow to Net Income-5.38-3.61-4.75
Cash Paid for Taxes80.299.9129.6
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.