In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Revenue from Operations | 1,279.2 | 1,596.0 | 1,995.4 | 2,091.9 | |
| Other Income | 6.5 | 4.2 | 6.8 | 5.6 | |
| Total Income | 1,285.7 | 1,600.2 | 2,002.3 | 2,097.5 | |
| Expenses | |||||
| + Employee Benefit Expense | 100.5 | 134.1 | 170.6 | 174.0 | |
| + Finance Costs | 646.7 | 762.8 | 906.7 | 925.7 | |
| + Depreciation & Amortisation | 4.3 | 5.6 | 7.2 | 7.8 | |
| + Other Expenses | 55.2 | 80.8 | 102.2 | 105.4 | |
| Total Expenses | 946.0 | 1,179.1 | 1,492.5 | 1,555.9 | |
| EBITDA | 984.2 | 1,185.2 | 1,416.9 | 1,469.5 | |
| EBIT | 979.9 | 1,179.6 | 1,409.7 | 1,461.8 | |
| Profit | |||||
| PBT before Exceptional Items | 339.7 | 421.0 | 509.8 | 541.6 | |
| + Exceptional Items | 0.0 | 0.0 | -4.8 | -4.8 | |
| Pretax Income | 339.7 | 421.0 | 505.0 | 536.8 | |
| + Current Tax | 82.9 | 107.7 | 136.9 | 145.1 | |
| + Deferred Tax | 2.8 | -0.7 | -7.8 | -7.7 | |
| Tax Expense | 85.7 | 107.0 | 129.2 | 137.4 | |
| Net Income | 254.0 | 314.0 | 375.8 | 399.4 | |
| + Net Income — Continuing Ops | 254.0 | 314.0 | 375.8 | 399.4 | |
| + Other Comprehensive Income | 13.9 | 15.2 | -4.4 | 5.2 | |
| Total Comprehensive Income | 267.9 | 329.2 | 371.4 | 404.6 | |
| Net Income to Common | 251.1 | 310.4 | 371.2 | 394.1 | |
| Minority Interest | 3.0 | 3.6 | 4.6 | 5.3 | |
| Per Share | |||||
| Basic EPS | 15.31 | 17.48 | 20.46 | 21.73 | |
| Diluted EPS | 15.31 | 17.48 | 20.46 | 21.73 | |
| Revenue Detail — as filed | |||||
| + Fees & Commission Income | 66.5 | 83.8 | 111.5 | 100.5 | |
| + Net Gain on Fair Value Changes | 13.3 | 3.6 | 1.8 | 2.0 | |
| Expense Detail — as filed | |||||
| + Fees & Commission Expense | 48.8 | 67.5 | 126.0 | 144.2 | |
| + Impairment on Financial Instruments | 90.6 | 128.4 | 179.8 | 198.8 | |
| Other Comprehensive Income — detail | |||||
| + Other Comprehensive Income | 13.9 | 15.2 | -4.4 | 5.2 | |
| + Items NOT to be Reclassified to P&L | — | -0.8 | -0.2 | -0.1 | |
| + Tax on Items NOT to be Reclassified | — | -0.2 | -0.1 | -0.0 | |
| + Items to be Reclassified to P&L | — | 21.0 | -5.7 | 7.0 | |
| + Tax on Items to be Reclassified | — | 5.3 | -1.5 | 1.7 | |
| Comprehensive Income — Owners of Parent | 265.7 | 325.2 | 366.4 | 398.5 | |
| Comprehensive Income — Non-controlling Interests | 2.2 | 3.9 | 5.0 | 6.1 | |
| Per Share — as-filed variants | |||||
| Basic EPS — Continuing Operations | 15.31 | 17.48 | 20.46 | 21.73 | |
| Diluted EPS — Continuing Operations | 15.31 | 17.48 | 20.46 | 21.73 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||
| Gross Profit | 1,279.2 | 1,596.0 | 1,995.4 | 2,091.9 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||
| Pretax Income (Adjusted, as filed) | 339.7 | 421.0 | 509.8 | 541.6 | |
| − Exceptional Items (reconciliation) | 0.0 | 0.0 | -4.8 | -4.8 | |
| Net Income Adj (tax-effected) | 254.0 | 314.0 | 379.4 | 403.0 | |
| EPS Adj | 15.31 | 17.48 | 20.66 | 21.93 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | |
| Interest Earned | 1,077.1 | 1,359.3 | 1,648.7 | 1,744.6 | |
| Paid Up Equity Capital | 164.0 | 181.5 | 181.5 | 181.5 | |