alphaveMASFIN₹295.35

MAS Financial Services Limited

Annual Quarterly₹ CrorePeersNORTHARC PAISALO AYE SGFIN INDOSTAR MUFIN ARMANFIN PFSMcap ₹5,359 Cr

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In ₹ Crore except Per Share 12 Months Ending	Q2 FY24 30/09/2023	Q3 FY24 31/12/2023	Q4 FY24 31/03/2024	Q1 FY25 30/06/2024	Q2 FY25 30/09/2024	Q3 FY25 31/12/2024	Q4 FY25 31/03/2025	Q1 FY26 30/06/2025	Q2 FY26 30/09/2025	Q3 FY26 31/12/2025	Q4 FY26 31/03/2026	Q1 FY27 30/06/2026
Revenue from Operations	310.4	340.0	345.8	364.3	384.3	409.7	437.6	466.0	480.2	506.8	542.5	562.5
Other Income	2.5	2.2	1.4	0.8	1.3	0.7	1.5	0.8	2.1	1.1	2.9	-0.5
Total Income	312.9	342.2	347.2	365.1	385.5	410.4	439.1	466.7	482.3	507.8	545.4	561.9
Expenses
+ Employee Benefit Expense	23.7	26.2	30.0	30.9	32.9	33.9	36.5	39.1	40.2	45.4	45.9	42.5
+ Finance Costs	153.6	172.4	170.9	181.0	185.4	194.7	201.7	217.1	223.8	231.1	234.7	236.1
+ Depreciation & Amortisation	1.1	1.2	1.2	1.3	1.4	1.5	1.5	1.7	1.8	1.8	2.0	2.2
+ Other Expenses	12.9	14.5	17.9	19.0	19.5	20.5	21.8	24.1	24.9	25.3	28.0	27.3
Total Expenses	230.4	255.2	253.5	268.0	281.7	302.4	327.0	350.8	359.5	375.9	406.3	414.3
EBITDA	234.7	258.4	264.3	278.7	289.3	303.5	313.8	333.9	346.4	363.7	372.9	386.6
EBIT	233.6	257.2	263.1	277.4	287.9	302.0	312.3	332.2	344.6	361.9	370.9	384.3
Profit
PBT before Exceptional Items	82.5	86.9	93.7	97.2	103.8	108.0	112.1	115.9	122.9	131.9	139.1	147.7
+ Exceptional Items	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-4.8	0.0	0.0
Pretax Income	82.5	86.9	93.7	97.2	103.8	108.0	112.1	115.9	122.9	127.1	139.1	147.7
+ Current Tax	19.9	21.8	21.1	23.5	25.0	28.2	31.0	31.7	30.9	35.8	38.5	39.8
+ Deferred Tax	0.7	0.8	2.5	1.1	1.1	-0.6	-2.3	-2.4	0.6	-2.1	-3.9	-2.3
Tax Expense	20.6	22.5	23.6	24.6	26.2	27.6	28.7	29.3	31.5	33.8	34.7	37.5
Net Income	61.9	64.4	70.1	72.6	77.6	80.4	83.4	86.6	91.4	93.3	104.5	110.2
+ Net Income — Continuing Ops	61.9	64.4	70.1	72.6	77.6	80.4	83.4	86.6	91.4	93.3	104.5	110.2
+ Other Comprehensive Income	-2.9	-0.6	8.3	2.7	-1.9	11.2	3.1	-8.3	25.1	-21.6	0.3	1.4
Total Comprehensive Income	59.0	63.9	78.4	75.3	75.8	91.6	86.6	78.3	116.6	71.8	104.8	111.5
Net Income to Common	61.2	63.6	69.4	71.7	76.7	0.0	82.5	85.6	90.3	92.2	103.1	108.5
Minority Interest	0.8	0.8	0.7	0.8	0.9	0.0	0.9	1.0	1.1	1.1	1.4	1.7
Per Share
Basic EPS	11.19	11.64	4.23	4.32	4.73	3.88	4.55	4.82	4.98	5.08	5.69	5.98
Diluted EPS	11.19	11.64	4.23	4.32	4.73	3.88	4.55	4.82	4.98	5.08	5.69	5.98
Revenue Detail — as filed
+ Fees & Commission Income	16.7	18.3	17.0	19.3	18.9	21.5	24.1	30.4	28.4	32.1	20.5	19.5
+ Net Gain on Fair Value Changes	3.2	3.4	2.6	1.7	1.4	0.4	0.1	2.1	-1.2	1.4	-0.6	2.3
Expense Detail — as filed
+ Fees & Commission Expense	15.4	15.3	11.9	11.3	16.1	18.5	21.7	25.9	31.1	31.9	37.1	44.0
+ Impairment on Financial Instruments	23.8	25.7	21.6	24.5	26.6	33.4	43.8	43.0	37.7	40.5	58.6	62.0
Other Comprehensive Income — detail
+ Other Comprehensive Income	-2.9	-0.6	8.3	2.7	-1.9	11.2	3.1	-8.3	25.1	-21.6	0.3	1.4
+ Items NOT to be Reclassified to P&L	-0.3	-0.1	—	-0.1	-0.7	-0.4	0.5	-0.2	0.1	-0.3	0.2	-0.1
+ Tax on Items NOT to be Reclassified	—	—	—	—	—	—	0.1	-0.1	0.0	-0.1	0.0	-0.0
+ Tax on Items NOT to be Reclassified — alt tag	-0.1	-0.0	—	-0.0	-0.2	-0.1	—	—	—	—	—	—
+ Items to be Reclassified to P&L	-3.6	-0.6	—	3.8	-1.8	15.4	3.7	-10.9	33.5	-28.5	0.2	1.9
+ Tax on Items to be Reclassified	—	—	—	—	—	—	0.9	-2.7	8.4	-7.1	0.0	0.5
+ Tax on Items to be Reclassified — alt tag	-0.9	-0.2	—	1.0	-0.5	3.9	—	—	—	—	—	—
Comprehensive Income — Owners of Parent	-2.9	63.0	78.0	74.1	74.0	0.0	85.6	77.7	116.0	70.7	102.0	109.7
Comprehensive Income — Non-controlling Interests	-0.1	0.8	0.5	1.2	1.8	0.0	1.0	0.6	0.5	1.0	2.8	1.8
Per Share — as-filed variants
Basic EPS — Continuing Operations	11.19	11.64	4.23	4.32	4.73	3.88	4.55	4.82	4.98	5.08	5.69	5.98
Diluted EPS — Continuing Operations	11.19	11.64	4.23	4.32	4.73	3.88	4.55	4.82	4.98	5.08	5.69	5.98
Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories)
Gross Profit	310.4	340.0	345.8	364.3	384.3	409.7	437.6	466.0	480.2	506.8	542.5	562.5
Gross Margin %	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00	100.00
Adjusted (ex-Exceptional Items) — derived
Pretax Income (Adjusted, as filed)	82.5	86.9	93.7	97.2	103.8	108.0	112.1	115.9	122.9	131.9	139.1	147.7
− Exceptional Items (reconciliation)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-4.8	0.0	0.0
Net Income Adj (tax-effected)	61.9	64.4	70.1	72.6	77.6	80.4	83.4	86.6	91.4	96.9	104.5	110.2
EPS Adj	11.19	11.64	4.23	4.32	4.73	3.88	4.55	4.82	4.98	5.27	5.69	5.98
Other Filed Concepts — mapped but not yet placed in the schedule
Face Value	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00	10.00
Interest Earned	262.2	284.4	291.3	311.4	325.1	350.8	372.0	388.8	397.8	411.9	450.2	484.7
Paid Up Equity Capital	54.7	54.7	164.0	181.5	181.5	181.5	181.5	181.5	181.5	181.5	181.5	181.5

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.