In ₹ Crore except Per Share Latest Annual	NORTHARC FY26	AYE FY26	SGFIN FY26	INDOSTAR FY26	Peer Average
Valuation — at last close
P/E	◆ 10.66×	13.81×	32.31×	18.98×	21.70× -51%
P/B	1.10×	1.30×	3.28×	◆ 0.79×	1.79× -38%
Market Cap	₹4,303 Cr	₹3,285 Cr	₹4,797 Cr	₹2,984 Cr	₹3,689 Cr +17%
Growth
Revenue CAGR 3Y	—	—	—	5.86%	5.86%
Revenue CAGR 5Y	—	—	—	1.71%	1.71%
Net Income CAGR 3Y	—	—	—	-14.56%	-14.56%
Revenue YoY (latest Q)	28.80%	—	◆ 115.40%	7.13%	61.27% -53%
Net Income YoY (latest Q)	45.82%	—	◆ 107.06%	25.64%	66.35% -31%
Profitability
NIM (banks)	10.12%	◆ 13.29%	4.45%	5.63%	7.79% +30%
Net Income Margin	15.00%	10.67%	◆ 38.29%	10.08%	19.68% -24%
Return on Common Equity	◆ 11.08%	7.65%	8.74%	3.79%	6.73% +65%
Return on Assets	2.66%	2.49%	◆ 3.06%	1.23%	2.26% +18%
Credit & Quality
Total Debt/Equity	3.14×	1.98×	1.85×	◆ 1.45×	1.76× +78%
Cost/Income (banks)	29.68%	51.11%	◆ 12.69%	65.49%	43.10% -31%
Scale — latest FY
Revenue / Total Income	₹2,690 Cr	₹1,815 Cr	₹333 Cr	₹1,393 Cr	₹1,180 Cr +128%
Net Income	₹404 Cr	₹194 Cr	₹128 Cr	₹140 Cr	₹154 Cr +162%
Total Assets	₹16,745 Cr	₹7,773 Cr	₹4,173 Cr	₹9,517 Cr	₹7,154 Cr +134%
EPS	₹24.99	₹9.73	₹22.75	₹9.73	₹14.07 +78%
Book Value per Share	₹241.1	₹103.59	₹223.73	₹234.16	₹187.16 +29%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.