In ₹ Crore except Per Share 12 Months Ending | Q2 FY24 30/09/2023 | Q3 FY24 31/12/2023 | Q4 FY24 31/03/2024 | Q1 FY25 30/06/2024 | Q2 FY25 30/09/2024 | Q3 FY25 31/12/2024 | Q4 FY25 31/03/2025 | Q1 FY26 30/06/2025 | Q2 FY26 30/09/2025 | Q3 FY26 31/12/2025 | Q4 FY26 31/03/2026 | Q1 FY27 30/06/2026 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue from Operations | 313.3 | 306.2 | 474.4 | 389.6 | 345.0 | 373.2 | 372.6 | 343.5 | 356.6 | 346.4 | 346.7 | 363.9 | |
| Other Income | 0.1 | 0.7 | 3.5 | 4.8 | 7.1 | 0.4 | 2.5 | 0.2 | 0.3 | 0.1 | 0.1 | 2.9 | |
| Total Income | 313.4 | 306.9 | 477.9 | 394.3 | 352.1 | 373.6 | 375.0 | 343.7 | 356.8 | 346.5 | 346.8 | 366.7 | |
| Expenses | |||||||||||||
| + Employee Benefit Expense | 65.1 | 67.7 | 74.4 | 85.7 | 81.1 | 78.3 | 69.8 | 86.6 | 80.8 | 83.9 | 83.5 | 88.2 | |
| + Finance Costs | 165.2 | 172.4 | 195.4 | 203.1 | 187.8 | 193.0 | 193.3 | 185.5 | 166.7 | 137.1 | 131.9 | 144.4 | |
| + Depreciation & Amortisation | 7.7 | 8.7 | 9.0 | 9.3 | 7.9 | 7.2 | 7.7 | 7.3 | 7.7 | 7.6 | 6.3 | 6.4 | |
| + Other Expenses | 45.7 | 42.8 | 55.8 | 43.7 | 38.1 | 35.7 | 42.3 | 45.4 | 32.6 | 32.6 | 31.8 | 34.7 | |
| Total Expenses | 283.7 | 287.8 | 438.7 | 364.6 | 334.2 | 362.1 | 362.5 | 815.1 | 346.3 | 338.2 | 770.7 | 355.2 | |
| EBITDA | 202.4 | 199.5 | 240.1 | 237.4 | 206.5 | 211.3 | 211.1 | -278.8 | 184.6 | 152.9 | -285.9 | 159.5 | |
| EBIT | 194.7 | 190.8 | 231.1 | 228.0 | 198.6 | 204.1 | 203.4 | -286.1 | 176.9 | 145.3 | -292.1 | 153.0 | |
| Profit | |||||||||||||
| PBT before Exceptional Items | 29.7 | 19.1 | 39.2 | 29.7 | 17.9 | 11.5 | 12.5 | -471.5 | 10.5 | 8.3 | -423.9 | 11.5 | |
| + Exceptional Items | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1,176.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Pretax Income | 29.7 | 19.1 | 39.2 | 29.7 | 17.9 | 11.5 | 12.5 | 704.5 | 10.5 | 8.3 | -423.9 | 11.5 | |
| + Current Tax | 2.7 | 0.2 | 0.9 | 3.8 | 0.0 | 0.0 | 0.0 | 169.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| + Deferred Tax | 2.3 | 2.1 | 3.0 | 1.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Tax Expense | 4.9 | 2.2 | 4.0 | 4.8 | 0.0 | 0.0 | 0.0 | 169.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Net Income | 24.8 | 16.9 | 35.3 | 24.9 | 31.7 | 27.7 | 36.2 | 545.6 | 10.5 | 8.3 | -423.9 | 11.5 | |
| + Net Income — Continuing Ops | 24.8 | 16.9 | 35.3 | 24.9 | 17.8 | 11.5 | 12.5 | 535.5 | 10.5 | 8.3 | -423.9 | 11.5 | |
| + Net Income — Discontinued Ops | 0.0 | 0.0 | 0.0 | 0.0 | 13.8 | 16.3 | 23.7 | 10.1 | 0.0 | 0.0 | 0.0 | 0.0 | |
| + Other Comprehensive Income | 0.1 | 0.0 | -0.0 | -0.6 | -0.5 | -0.3 | 0.5 | 0.9 | 0.0 | -2.9 | -0.9 | 2.0 | |
| Total Comprehensive Income | 24.8 | 16.9 | 35.2 | 24.4 | 31.2 | 27.5 | 36.7 | 546.5 | 10.5 | 5.4 | -424.9 | 13.5 | |
| Net Income to Common | 24.8 | 16.9 | 35.3 | 24.9 | 31.7 | 27.7 | 36.2 | 545.6 | 10.5 | 8.3 | -423.9 | 0.0 | |
| Per Share | |||||||||||||
| Basic EPS | 1.82 | 1.24 | 2.59 | 1.83 | 2.33 | 2.03 | 2.66 | 40.02 | 0.77 | 0.58 | -26.24 | 0.71 | |
| Diluted EPS | 1.82 | 1.24 | 2.59 | 1.83 | 2.32 | 1.98 | 2.57 | 38.56 | 0.74 | 0.58 | -26.24 | 0.71 | |
| Revenue Detail — as filed | |||||||||||||
| + Fees & Commission Income | 13.8 | 13.1 | — | — | 32.3 | 27.8 | 23.8 | 19.7 | 28.7 | 25.1 | 26.4 | 24.5 | |
| + Net Gain on Fair Value Changes | 6.4 | 2.4 | — | — | 6.5 | 8.8 | 10.0 | 9.2 | 10.6 | 6.3 | 4.4 | 9.4 | |
| + Net Gain on Derecognition — Amortised Cost | 19.9 | 5.2 | — | — | 10.7 | 24.2 | 20.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Expense Detail — as filed | |||||||||||||
| + Impairment on Financial Instruments | 0.1 | -3.8 | — | — | 19.3 | 47.9 | 49.4 | 490.4 | 58.6 | 76.9 | 517.3 | 81.5 | |
| Continuing & Discontinued Operations | |||||||||||||
| + Discontinued Operations — before Tax | 0.0 | 0.0 | 0.0 | 0.0 | 18.5 | 21.7 | 31.7 | 13.6 | 0.0 | 0.0 | 0.0 | 0.0 | |
| + Tax — Discontinued Operations | 0.0 | 0.0 | 0.0 | 0.0 | 4.6 | 5.4 | 8.0 | 3.5 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Other Comprehensive Income — detail | |||||||||||||
| + Other Comprehensive Income | 0.1 | 0.0 | — | — | -0.5 | -0.3 | 0.5 | 0.9 | 0.0 | -2.9 | -0.9 | 2.0 | |
| + Items NOT to be Reclassified to P&L | 0.1 | -0.1 | -0.1 | -0.6 | -0.7 | -0.2 | 0.1 | -0.6 | -0.2 | -0.4 | 0.5 | -0.8 | |
| + Tax on Items NOT to be Reclassified | — | — | — | — | — | — | -0.3 | -0.1 | 0.0 | 0.0 | -0.1 | 0.0 | |
| + Tax on Items NOT to be Reclassified — alt tag | 0.0 | -0.0 | -0.1 | -0.0 | -0.0 | -0.0 | — | — | — | — | — | — | |
| + Items to be Reclassified to P&L | 0.0 | 0.1 | -0.1 | -0.0 | 0.2 | -0.1 | 0.1 | 1.5 | 0.2 | -2.4 | -2.4 | 2.8 | |
| + Tax on Items to be Reclassified | — | — | — | — | — | — | 0.1 | 0.0 | 0.0 | 0.0 | -0.8 | 0.0 | |
| + Tax on Items to be Reclassified — alt tag | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | — | — | — | — | — | — | |
| Comprehensive Income — Owners of Parent | 24.9 | 16.9 | 35.2 | 24.4 | 31.2 | 27.5 | 36.7 | 546.5 | 10.5 | 5.4 | -424.9 | 0.0 | |
| Per Share — as-filed variants | |||||||||||||
| Basic EPS — Continuing Operations | 1.82 | 1.24 | 2.59 | 1.83 | 1.31 | 0.84 | 0.92 | 39.28 | 0.77 | 0.58 | -26.24 | 0.71 | |
| Diluted EPS — Continuing Operations | 1.82 | 1.24 | 2.59 | 1.83 | 1.31 | 0.82 | 0.89 | 37.85 | 0.74 | 0.58 | -26.24 | 0.71 | |
| Basic EPS — Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 1.02 | 1.19 | 1.74 | 0.74 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Diluted EPS — Discontinued Operations | 0.00 | 0.00 | 0.00 | 0.00 | 1.01 | 1.16 | 1.68 | 0.71 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Derived — Gross Profit (Revenue − Materials − Purchases − Δ Inventories) | |||||||||||||
| Gross Profit | 313.3 | 306.2 | 474.4 | 389.6 | 345.0 | 373.2 | 372.6 | 343.5 | 356.6 | 346.4 | 346.7 | 363.9 | |
| Gross Margin % | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 | |
| Adjusted (ex-Exceptional Items) — derived | |||||||||||||
| Pretax Income (Adjusted, as filed) | 29.7 | 19.1 | 39.2 | 29.7 | 17.9 | 11.5 | 12.5 | -471.5 | 10.5 | 8.3 | -423.9 | 11.5 | |
| − Exceptional Items (reconciliation) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 1,176.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Net Income Adj (tax-effected) | 24.8 | 16.9 | 35.3 | 24.9 | 31.7 | 27.7 | 36.2 | -348.3 | 10.5 | 8.3 | -423.9 | 11.5 | |
| EPS Adj | 1.82 | 1.24 | 2.59 | 1.83 | 2.33 | 2.03 | 2.66 | -25.55 | 0.77 | 0.58 | -26.24 | 0.71 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||||||||||
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | |
| Filed Debt Equity | — | — | — | — | — | — | — | 0.02 | 0.00 | — | — | — | |
| Interest Earned | 273.2 | 285.5 | — | — | 295.6 | 312.5 | 318.4 | 314.6 | 317.2 | 315.1 | 315.9 | 330.0 | |
| Paid Up Equity Capital | 136.1 | 136.1 | 136.1 | 136.1 | 136.1 | 136.1 | 136.1 | 136.7 | 136.7 | 161.5 | 161.5 | 161.6 | |