In ₹ Crore except Per Share Latest Annual	SGFIN FY26	AYE FY26	NORTHARC FY26	INDOSTAR FY26	Peer Average
Valuation — at last close
P/E	32.31×	13.81×	◆ 10.66×	18.98×	14.48× +123%
P/B	3.28×	1.30×	1.10×	◆ 0.79×	1.06× +209%
Market Cap	₹4,797 Cr	₹3,285 Cr	₹4,303 Cr	₹2,984 Cr	₹3,524 Cr +36%
Growth
Revenue CAGR 3Y	—	—	—	5.86%	5.86%
Revenue CAGR 5Y	—	—	—	1.71%	1.71%
Net Income CAGR 3Y	—	—	—	-14.56%	-14.56%
Revenue YoY (latest Q)	◆ 115.40%	—	28.80%	7.13%	17.96% +542%
Net Income YoY (latest Q)	◆ 107.06%	—	45.82%	25.64%	35.73% +200%
Profitability
NIM (banks)	4.45%	◆ 13.29%	10.12%	5.63%	9.68% -54%
Net Income Margin	◆ 38.29%	10.67%	15.00%	10.08%	11.92% +221%
Return on Common Equity	8.74%	7.65%	◆ 11.08%	3.79%	7.51% +16%
Return on Assets	◆ 3.06%	2.49%	2.66%	1.23%	2.13% +44%
Credit & Quality
Total Debt/Equity	1.85×	1.98×	3.14×	◆ 1.45×	2.19× -16%
Cost/Income (banks)	◆ 12.69%	51.11%	29.68%	65.49%	48.76% -74%
Scale — latest FY
Revenue / Total Income	₹333 Cr	₹1,815 Cr	₹2,690 Cr	₹1,393 Cr	₹1,966 Cr -83%
Net Income	₹128 Cr	₹194 Cr	₹404 Cr	₹140 Cr	₹246 Cr -48%
Total Assets	₹4,173 Cr	₹7,773 Cr	₹16,745 Cr	₹9,517 Cr	₹11,345 Cr -63%
EPS	₹22.75	₹9.73	₹24.99	₹9.73	₹14.82 +54%
Book Value per Share	₹223.73	₹103.59	₹241.1	₹234.16	₹192.95 +16%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · StandaloneFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.