IIFL Finance profitability ratios

Profitability Growth Credit Liquidity Working capital Dividend yield DuPont CAGR

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Margins & efficiency
Returns						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	12.6%	12.6%	3.1%	15.9%	18.0%
	2.3%	2.3%	0.9%	3.4%	3.3%
	7.7%	7.7%	8.2%	10.3%	8.4%
	45.8%	45.8%	54.0%	44.6%	43.0%
	2.8%	2.8%	2.8%	2.0%	−0.2%
	17.3%	13.6%	5.7%	19.3%	19.5%
Leverage
	5.70×	5.70×	4.85×	5.18×	5.20×
	4.43×	4.43×	3.66×	3.87×	3.88×
Additional
	24.4%	24.6%	18.2%	23.2%	23.9%
	—	11.0%	0.0%	9.2%	10.8%

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

IIFL₹532.40

IIFL Finance Ltd.

· Banking & Finance

₹ CrorePeersMUTHOOTFIN MANAPPURAM POONAWALLA KARURVYSYA FIVESTAR CUB KFINTECH CHOLAHLDNGMcap ₹22,643 Cr

Profitability Growth Credit Liquidity Working Capital Yield Analysis DuPont

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	18.00	15.85	3.10	12.61	12.61
Return on Assets	3.25	3.42	0.89	2.32	2.32
Margins & Efficiency
Net Interest Margin (on avg assets)	8.39	10.32	8.20	7.70	7.70
Cost to Income	43.00	44.55	53.99	45.84	45.84
Credit Cost (impairment / avg loans)	-0.19	2.00	2.82	2.75	2.75
Net Income Margin	19.46	19.26	5.66	13.61	17.29
Leverage
Leverage (Assets/Equity)	5.20	5.18	4.85	5.70	5.70
Total Debt/Equity	3.88	3.87	3.66	4.43	4.43
Additional
Effective Tax Rate	23.90	23.24	18.22	24.57	24.45
Dvd Payout Ratio	10.80	9.23	0.00	10.99	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.