| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Returns | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 13.2% | 13.2% | 16.4% | 18.5% | 8.7% | ||
| 1.5% | 1.5% | 1.8% | 1.8% | 0.9% | ||
Margins & efficiency | ||||||
| 3.3% | 3.3% | 3.6% | 3.6% | 3.5% | ||
| 47.9% | 47.9% | 47.1% | 48.6% | 46.2% | ||
| 1.2% | 1.2% | 0.8% | 0.5% | 0.3% | ||
| 2.3% | 2.3% | 2.5% | 2.6% | 2.3% | ||
| 18.3% | 18.3% | 18.3% | 18.3% | 17.6% | ||
| 96.2% | 96.2% | 92.3% | 93.7% | 91.8% | ||
| 39.6% | 39.6% | 40.8% | 43.0% | 47.1% | ||
Additional | ||||||
| 19.3% | 18.0% | 23.5% | 24.9% | 41.7% | ||
| — | 1.2% | 1.1% | 1.2% | 2.8% | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
Ratios — % unless marked × 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Returns | ||||||
| Return on Common Equity | 8.74 | 18.49 | 16.40 | 13.20 | 13.20 | |
| Return on Assets | 0.85 | 1.84 | 1.77 | 1.46 | 1.46 | |
| Margins & Efficiency | ||||||
| Net Interest Margin (on assets) | 3.47 | 3.59 | 3.55 | 3.25 | 3.25 | |
| Cost to Income | 46.15 | 48.62 | 47.12 | 47.91 | 47.91 | |
| Credit Cost (provisions / avg advances) | 0.34 | 0.45 | 0.79 | 1.15 | 1.15 | |
| Operating Expenses / Avg Assets | 2.28 | 2.60 | 2.52 | 2.34 | 2.34 | |
| Other Income Share of Total Income | 17.62 | 18.28 | 18.31 | 18.29 | 18.29 | |
| Credit-Deposit Ratio | 91.81 | 93.65 | 92.34 | 96.15 | 96.15 | |
| CASA Ratio | 47.12 | 42.97 | 40.75 | 39.58 | 39.58 | |
| Additional | ||||||
| Effective Tax Rate | 41.72 | 24.89 | 23.45 | 17.96 | 19.25 | |
| Dvd Payout Ratio | 2.84 | 1.17 | 1.10 | 1.18 | — | |