In ₹ Crore except Per Share 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Interest Income | |||||
| + Interest on Advances / Bills | 90,314.0 | 1,01,582.1 | 1,04,657.8 | 1,07,029.3 | |
| + Income on Investments | 20,082.4 | 23,057.0 | 25,443.8 | 25,990.3 | |
| + Interest on RBI / Interbank | 923.7 | 1,243.2 | 1,273.5 | 1,416.8 | |
| + Other Interest | 1,438.9 | 1,491.8 | 1,163.2 | 1,295.5 | |
| Interest Earned | 1,12,759.1 | 1,27,374.1 | 1,32,538.2 | 1,35,731.9 | |
| + Interest on Deposits | 45,510.9 | 53,837.2 | 56,481.1 | — | |
| + Interest on Borrowings / RBI | 15,879.8 | 17,199.1 | 17,593.9 | — | |
| Interest Expended | 61,390.7 | 71,036.3 | 74,075.0 | 76,051.0 | |
| Net Interest Income | 51,368.3 | 56,337.8 | 58,463.3 | 59,680.9 | |
| + Commission, Exchange & Brokerage | 21,023.9 | 23,787.8 | 25,935.3 | — | |
| + Profit on Sale of Investments | 1,438.1 | 1,344.7 | 1,738.7 | — | |
| + FX & Derivative Income | 1,936.2 | 2,164.9 | 2,545.8 | — | |
| Other Income | 25,230.3 | 28,542.8 | 29,673.7 | 29,291.9 | |
| Total Income | 1,37,989.4 | 1,55,916.9 | 1,62,212.0 | 1,65,023.8 | |
| Operating | |||||
| + Employee Cost | 12,193.7 | 13,661.3 | 14,006.1 | 13,884.4 | |
| + Depreciation | 1,385.0 | 1,763.5 | 1,889.5 | — | |
| + Other Operating Expenses | 23,663.9 | 24,567.3 | 26,330.9 | 28,893.0 | |
| Operating Expenses | 37,242.6 | 39,992.0 | 42,226.4 | 42,777.4 | |
| Operating Profit (PPOP) | 39,356.1 | 44,888.5 | 45,910.6 | 46,195.4 | |
| Provisions & Contingencies | 4,178.1 | 8,166.4 | 13,617.1 | 11,920.4 | |
| Profit | |||||
| Pretax Income | 35,178.0 | 36,722.2 | 32,293.5 | 34,275.1 | |
| Tax Expense | 8,754.5 | 8,610.4 | 5,799.7 | 6,384.9 | |
| Net Income | 26,386.2 | 28,055.1 | 26,384.9 | 27,890.2 | |
| + Net Income before Minority Interest | 26,423.5 | 28,111.7 | 26,493.8 | — | |
| - Minority Interest | 106.1 | 135.7 | 163.1 | 165.4 | |
| Net Income to Common | 26,386.2 | 28,055.1 | 26,384.9 | 27,773.4 | |
| Per Share | |||||
| Basic EPS | 85.62 | 90.72 | 85.04 | 89.43 | |
| Diluted EPS | 85.01 | 90.18 | 84.48 | 88.93 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | |||||
| + Adjustments to Profit / (Loss) | 9,332.9 | 14,152.4 | 21,385.5 | — | |
| + Minority Interest | 106.1 | 135.7 | 163.1 | 165.4 | |
| Per Share — as-filed variants | |||||
| Basic EPS before Extraordinary Items | 85.62 | 90.72 | 85.04 | 89.43 | |
| Diluted EPS before Extraordinary Items | 85.01 | 90.18 | 84.48 | 88.93 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | |||||
| At1 Ratio | 0.00 | 0.00 | 0.15 | 0.31 | |
| Casa Ratio | 0.43 | 0.41 | 0.40 | — | |
| Cet1 Ratio | 0.14 | 0.15 | 0.14 | 0.58 | |
| Expenditure Ex Provisions | 98,633.3 | 1,11,028.4 | 1,16,301.4 | 1,18,828.4 | |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Roa | 0.02 | 0.02 | 0.01 | 0.06 | |
| Gnpa Pct | 0.01 | 0.01 | 0.01 | 0.05 | |
| Gross Npa | 15,127.1 | 14,490.1 | 16,083.7 | 67,682.5 | |
| Net Npa | 3,247.5 | 3,685.5 | 4,789.6 | 20,250.3 | |
| Nnpa Pct | 0.00 | 0.00 | 0.00 | 0.02 | |
| Paid Up Equity Capital | 617.3 | 619.5 | 621.6 | 622.2 | |
| Pat Continuing | 26,386.2 | — | — | — | |
| Pat Ordinary | 26,423.5 | 28,111.7 | 26,493.8 | 27,890.2 | |
| Pbt Before Exceptional | — | 36,722.2 | 32,293.5 | — | |
| Revenue | 1,12,759.1 | 1,27,374.1 | 1,32,538.2 | — | |
| Share Of Associates | 68.7 | 79.1 | 54.1 | 48.6 | |