| Tap a line for its trend | Last 12Mto Sep 2026 | FY26Mar 2026 | FY25Mar 2025 | FY24Mar 2024 | FY23Mar 2023 | FY22 and earlierAlpha Plus |
|---|
Interest income | FY22 and earlierEvery year the company has filed comes with Alpha Plus. | |||||
|---|---|---|---|---|---|---|
| 1,10,975 | 1,04,658 | 1,01,582 | 90,314 | 66,729 | ||
| 27,399 | 25,444 | 23,057 | 20,082 | 18,224 | ||
| 1,759 | 1,274 | 1,243 | 924 | 907 | ||
| 1,376 | 1,163 | 1,492 | 1,439 | 1,588 | ||
| 1,41,510 | 1,32,538 | 1,27,374 | 1,12,759 | 87,448 | ||
| — | 56,481 | 53,837 | 45,511 | 31,717 | ||
| — | 17,594 | 17,199 | 15,880 | 11,672 | ||
| 80,012 | 74,075 | 71,036 | 61,391 | 43,389 | ||
| 61,497 | 58,463 | 56,338 | 51,368 | 44,059 | ||
| — | 25,935 | 23,788 | 21,024 | 16,642 | ||
| — | 1,739 | 1,345 | 1,438 | −237 | ||
| — | 2,546 | 2,165 | 1,936 | 1,804 | ||
| 29,419 | 29,674 | 28,543 | 25,230 | 18,706 | ||
| 1,70,928 | 1,62,212 | 1,55,917 | 1,37,989 | 1,06,155 | ||
Operating | ||||||
| 14,173 | 14,006 | 13,661 | 12,194 | 9,665 | ||
| — | 1,889 | 1,763 | 1,385 | — | ||
| 29,577 | 26,331 | 24,567 | 23,664 | 19,267 | ||
| 43,750 | 42,226 | 39,992 | 37,243 | 28,969 | ||
| 47,166 | 45,911 | 44,889 | 39,356 | 33,796 | ||
| 10,035 | 13,617 | 8,166 | 4,178 | 2,685 | ||
Profit | ||||||
| 37,131 | 32,293 | 36,722 | 35,178 | 18,621 | ||
| 7,148 | 5,800 | 8,610 | 8,754 | 7,769 | ||
| 29,982 | 26,385 | 28,055 | 26,386 | 10,818 | ||
| — | 26,494 | 28,112 | 26,424 | 10,853 | ||
| 87.9 | 163 | 136 | 106 | 100 | ||
| 29,950 | 26,385 | 28,055 | 26,386 | 10,818 | ||
Per share | ||||||
| ₹96.37 | ₹85.04 | ₹90.72 | ₹85.62 | ₹35.20 | ||
| ₹95.84 | ₹84.48 | ₹90.18 | ₹85.01 | ₹35.04 | ||
| 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | ||
Profit build-up — alternate / pre-Ind-AS tags | ||||||
| — | 21,385 | 14,152 | 9,333 | 20,728 | ||
Per share — as-filed variants | ||||||
| ₹96.37 | ₹85.04 | ₹90.72 | ₹85.62 | ₹35.20 | ||
| ₹95.84 | ₹84.48 | ₹90.18 | ₹85.01 | ₹35.04 | ||
From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.
In ₹ Crore except Per Share 12 Months Ending | FY23 31/03/2023 | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/09/2026 | |
|---|---|---|---|---|---|---|
| Interest Income | ||||||
| + Interest on Advances / Bills | 66,728.5 | 90,314.0 | 1,01,582.1 | 1,04,657.8 | 1,10,975.5 | |
| + Income on Investments | 18,224.4 | 20,082.4 | 23,057.0 | 25,443.8 | 27,398.7 | |
| + Interest on RBI / Interbank | 907.2 | 923.7 | 1,243.2 | 1,273.5 | 1,759.0 | |
| + Other Interest | 1,588.3 | 1,438.9 | 1,491.8 | 1,163.2 | 1,376.5 | |
| Interest Earned | 87,448.4 | 1,12,759.1 | 1,27,374.1 | 1,32,538.2 | 1,41,509.6 | |
| + Interest on Deposits | 31,717.3 | 45,510.9 | 53,837.2 | 56,481.1 | — | |
| + Interest on Borrowings / RBI | 11,671.9 | 15,879.8 | 17,199.1 | 17,593.9 | — | |
| Interest Expended | 43,389.2 | 61,390.7 | 71,036.3 | 74,075.0 | 80,012.5 | |
| Net Interest Income | 44,059.2 | 51,368.3 | 56,337.8 | 58,463.3 | 61,497.1 | |
| + Commission, Exchange & Brokerage | 16,642.2 | 21,023.9 | 23,787.8 | 25,935.3 | — | |
| + Profit on Sale of Investments | -236.7 | 1,438.1 | 1,344.7 | 1,738.7 | — | |
| + FX & Derivative Income | 1,804.0 | 1,936.2 | 2,164.9 | 2,545.8 | — | |
| Other Income | 18,706.4 | 25,230.3 | 28,542.8 | 29,673.7 | 29,418.7 | |
| Total Income | 1,06,154.8 | 1,37,989.4 | 1,55,916.9 | 1,62,212.0 | 1,70,928.3 | |
| Operating | ||||||
| + Employee Cost | 9,665.0 | 12,193.7 | 13,661.3 | 14,006.1 | 14,173.0 | |
| + Depreciation | — | 1,385.0 | 1,763.5 | 1,889.5 | — | |
| + Other Operating Expenses | 19,267.1 | 23,663.9 | 24,567.3 | 26,330.9 | 29,576.8 | |
| Operating Expenses | 28,969.4 | 37,242.6 | 39,992.0 | 42,226.4 | 43,749.8 | |
| Operating Profit (PPOP) | 33,796.2 | 39,356.1 | 44,888.5 | 45,910.6 | 47,166.0 | |
| Provisions & Contingencies | 2,685.2 | 4,178.1 | 8,166.4 | 13,617.1 | 10,035.3 | |
| Profit | ||||||
| Pretax Income | 18,621.2 | 35,178.0 | 36,722.2 | 32,293.5 | 37,130.8 | |
| Tax Expense | 7,768.5 | 8,754.5 | 8,610.4 | 5,799.7 | 7,148.4 | |
| Net Income | 10,818.5 | 26,386.2 | 28,055.1 | 26,384.9 | 29,982.3 | |
| + Net Income before Minority Interest | 10,852.7 | 26,423.5 | 28,111.7 | 26,493.8 | — | |
| - Minority Interest | 100.1 | 106.1 | 135.7 | 163.1 | 87.9 | |
| Net Income to Common | 10,818.5 | 26,386.2 | 28,055.1 | 26,384.9 | 29,950.3 | |
| Per Share | ||||||
| Basic EPS | 35.20 | 85.62 | 90.72 | 85.04 | 96.37 | |
| Diluted EPS | 35.04 | 85.01 | 90.18 | 84.48 | 95.84 | |
| Book Value per Share | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Profit Build-up — Alternate / Pre-Ind-AS Tags | ||||||
| + Adjustments to Profit / (Loss) | 20,728.0 | 9,332.9 | 14,152.4 | 21,385.5 | — | |
| Per Share — as-filed variants | ||||||
| Basic EPS before Extraordinary Items | 35.20 | 85.62 | 90.72 | 85.04 | 96.37 | |
| Diluted EPS before Extraordinary Items | 35.04 | 85.01 | 90.18 | 84.48 | 95.84 | |
| Other Filed Concepts — mapped but not yet placed in the schedule | ||||||
| At1 Ratio | 0.01 | 0.00 | 0.00 | 0.15 | 0.00 | |
| Casa Ratio | 0.47 | 0.43 | 0.41 | 0.40 | — | |
| Cet1 Ratio | 0.14 | 0.14 | 0.15 | 0.14 | 0.15 | |
| Exceptional Items | -12,489.8 | 0.0 | 0.0 | 0.0 | 0.0 | |
| Expenditure Ex Provisions | 72,358.5 | 98,633.3 | 1,11,028.4 | 1,16,301.4 | 1,23,762.3 | |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | |
| Filed Roa | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 | |
| Gnpa Pct | 0.02 | 0.01 | 0.01 | 0.01 | 0.01 | |
| Gross Npa | 18,604.2 | 15,127.1 | 14,490.1 | 16,083.7 | 16,777.5 | |
| Net Npa | 3,558.9 | 3,247.5 | 3,685.5 | 4,789.6 | 5,053.8 | |
| Nnpa Pct | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | |
| Paid Up Equity Capital | 615.4 | 617.3 | 619.5 | 621.6 | 622.7 | |
| Pat Continuing | 10,818.5 | 26,386.2 | — | — | — | |
| Pat Ordinary | 10,852.7 | 26,423.5 | 28,111.7 | 26,493.8 | 29,982.3 | |
| Pbt Before Exceptional | — | — | 36,722.2 | 32,293.5 | — | |
| Revenue | 87,448.4 | 1,12,759.1 | 1,27,374.1 | 1,32,538.2 | — | |
| Share Of Associates | 65.9 | 68.7 | 79.1 | 54.1 | 55.8 | |