Punjab National Bank quarterly results

Q2 FY27 · Jul–Sep 2026
₹ croreQ2 FY27Q2 FY26Change
Total income38,79136,684+5.7%
Net interest income11,80310,655+10.8%
Operating profit7,5647,155+5.7%
Net profit5,5614,849+14.7%
EPS₹5.13₹4.46+15.0%

Every quarter

₹ crore except per share
Tap a line for its trendQ2 FY27Sep 2026Q1 FY27Jun 2026Q4 FY26Mar 2026Q3 FY26Dec 2025Q2 FY26Sep 2025Q1 FY26Jun 2025Q4 FY25Mar 2025Q3 FY25Dec 2024Q2 FY25Sep 2024Q1 FY25Jun 2024Q4 FY24Mar 2024Q3 FY24Dec 2023Earlier quartersAlpha Plus
Interest income
Earlier quartersEvery year the company has filed comes with Alpha Plus.
24,55923,28822,69622,90322,10421,84322,39122,40321,35720,60520,25719,749
8,7258,5278,4658,5388,9818,8528,3658,1168,1057,6547,3787,414
1,4881,3501,2411,0221,0081,0401,144853817705789596
49542439642641983762352216818025992.5
35,26733,58932,79832,88932,51332,57232,52331,89530,44729,14528,68227,852
23,46422,58322,21922,16421,85821,82821,64020,73819,79018,53618,20617,444
11,80311,00610,57910,72510,65510,74410,88411,15710,65710,60810,47610,408
3,5244,3654,0805,0134,1715,4274,7763,3924,6643,6154,2942,676
38,79137,95436,87837,90336,68437,99937,29935,28635,11132,76032,97630,527
Operating
4,4684,5983,8115,1474,8085,2275,8455,3125,7984,5935,6724,206
3,2963,1103,3273,0212,8643,6252,9262,5852,5142,9772,5992,499
7,7637,7087,1388,1687,6718,8528,7717,8978,3127,5708,2716,705
7,5647,6637,5217,5707,1557,3196,8886,6527,0096,6546,5006,378
75.45553801,130628345371−4032809031,5602,744
Profit
7,4887,1087,1416,4406,5276,9736,5187,0556,7295,7514,9403,634
1,9271,7691,9161,2501,6785,1411,8752,4062,2972,0351,8391,382
5,5615,3395,2255,1904,8491,8324,6434,6494,4323,7163,1012,253
19.720.110.820.7−4.747.221.910.024.915.520.88.5
5,8985,8155,5925,5565,1252,1204,9894,8014,7143,9763,3422,433
Per share
₹5.13₹5.06₹4.83₹4.83₹4.46₹1.84₹4.34₹4.18₹4.27₹3.61₹3.04₹2.21
₹5.13₹5.06₹4.83₹4.83₹4.46₹1.84₹4.34₹4.18₹4.27₹3.61₹3.04₹2.21
0.00.00.00.00.00.00.00.00.00.00.00.0
Profit build-up — alternate / pre-Ind-AS tags
————1,960———————
Per share — as-filed variants
₹5.13₹5.06₹4.83₹4.83₹4.46₹1.84₹4.34₹4.18₹4.27₹3.61₹3.04₹2.21
₹5.13₹5.06₹4.83₹4.83₹4.46₹1.84₹4.34₹4.18₹4.27₹3.61₹3.04₹2.21
Regulatory disclosures — filed alongside, not part of the P&L
0.7%0.7%——0.7%———————
Open the chart

From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

PNB₹120.31

Punjab National Bank

· Banking & Finance
AnnualQuarterly₹ CrorePeersSBINBANKBARODACANBKUNIONBANKCHOLAFINSHRIRAMFINSBILIFEJIOFINMcap ₹1.38L Cr
View
In ₹ Crore except Per Share
3 Months Ending
Q3 FY24
31/12/2023
Q4 FY24
31/03/2024
Q1 FY25
30/06/2024
Q2 FY25
30/09/2024
Q3 FY25
31/12/2024
Q4 FY25
31/03/2025
Q1 FY26
30/06/2025
Q2 FY26
30/09/2025
Q3 FY26
31/12/2025
Q4 FY26
31/03/2026
Q1 FY27
30/06/2026
Q2 FY27
30/09/2026
Interest Income
+ Interest on Advances / Bills19,749.020,256.920,605.221,357.522,403.422,390.521,843.322,104.422,902.922,696.323,288.424,558.8
+ Income on Investments7,414.47,377.97,654.28,104.88,116.38,365.48,852.48,980.78,538.08,465.28,527.18,725.0
+ Interest on RBI / Interbank595.8788.9705.2817.1852.71,144.11,039.91,008.31,021.91,240.71,349.61,488.2
+ Other Interest92.5258.6179.9168.0522.4623.0836.8419.3426.4395.6424.1495.3
Interest Earned27,851.728,682.329,144.530,447.431,894.832,523.132,572.332,512.832,889.232,797.833,589.235,267.2
Interest Expended17,444.018,205.918,536.319,790.420,737.721,639.521,828.321,857.922,164.422,218.822,583.323,464.1
Net Interest Income10,407.710,476.410,608.210,657.111,157.110,883.610,744.010,654.910,724.810,579.011,005.911,803.2
Other Income2,675.74,294.23,615.44,664.13,391.64,775.95,426.54,171.05,013.44,080.34,364.63,523.9
Total Income30,527.432,976.532,759.935,111.535,286.437,299.037,998.836,683.837,902.736,878.037,953.838,791.1
Operating
+ Employee Cost4,206.25,672.44,593.05,798.35,312.35,845.05,226.74,807.55,147.43,810.74,597.84,467.9
+ Other Operating Expenses2,499.22,598.62,976.92,514.02,584.82,926.03,625.32,863.53,020.63,327.33,109.93,295.5
Operating Expenses6,705.48,270.97,570.08,312.37,897.18,771.18,852.07,671.08,167.97,138.07,707.77,763.4
Operating Profit (PPOP)6,378.06,499.66,653.67,008.86,651.66,888.57,318.57,154.97,570.37,521.27,662.87,563.6
Provisions & Contingencies2,743.61,559.7902.6280.2-403.4370.7345.1627.81,130.4379.9554.775.4
Profit
Pretax Income3,634.44,939.95,751.16,728.67,055.06,517.86,973.46,527.16,439.97,141.37,108.17,488.3
Tax Expense1,381.71,839.02,034.92,296.72,406.41,874.95,141.21,678.41,250.11,916.21,768.91,927.1
Net Income2,252.73,100.93,716.24,432.04,648.64,642.91,832.24,848.65,189.85,225.15,339.25,561.1
- Minority Interest8.520.815.524.910.021.947.2-4.720.710.820.119.7
Net Income to Common2,432.83,342.23,975.94,714.14,801.04,989.32,119.95,125.35,555.95,591.65,814.75,898.4
Per Share
Basic EPS2.213.043.614.274.184.341.844.464.834.835.065.13
Diluted EPS2.213.043.614.274.184.341.844.464.834.835.065.13
Book Value per Share0.00.00.00.00.00.00.00.00.00.00.00.0
Profit Build-up — Alternate / Pre-Ind-AS Tags
+ Adjustments to Profit / (Loss)———————1,960.0————
Per Share — as-filed variants
Basic EPS before Extraordinary Items2.213.043.614.274.184.341.844.464.834.835.065.13
Diluted EPS before Extraordinary Items2.213.043.614.274.184.341.844.464.834.835.065.13
Regulatory Disclosures — filed alongside, not part of the P&L
Government of India Shareholding %———————0.70——0.700.70
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio0.020.020.020.020.020.020.020.020.020.020.020.01
Cet1 Ratio0.100.110.110.120.110.120.130.130.130.140.150.14
Expenditure Ex Provisions24,149.426,476.926,106.328,102.728,634.830,410.630,680.329,528.930,332.329,356.830,291.031,227.5
Face Value2.002.002.002.002.002.002.002.002.002.002.002.00
Paid Up Equity Capital2,202.22,202.22,202.22,298.62,298.62,298.62,298.62,298.62,298.62,298.62,298.62,298.6
Pat Ordinary2,252.73,100.93,716.24,432.04,648.64,642.91,832.24,848.65,189.85,225.15,339.25,561.1
Pbt Before Exceptional———————13,500.5————
Share Of Associates188.6262.1275.2307.1162.4368.3334.9272.0386.8377.4495.6356.9
As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: Q2 FY27 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.

PNB Q2 FY27 results (July–September 2026)

Filed with NSE on Friday, 16 October 2026 at 4:24 pm IST

Punjab National Bank (NSE: PNB) reported its Q2 FY27 results (July–September 2026) on Friday, 16 October 2026 at 4:24 pm IST. Standalone net profit was ₹5,532 crore, up 12.8% from ₹4,904 crore in Q2 FY26 and up 5.3% from ₹5,253 crore in Q1 FY27. Net interest income (interest earned less interest paid) was ₹11,601 crore, up 10.8% on the year.

Q2 FY26 results (a year earlier)
18 October 2025
Q3 FY27 results due by
14 February 2027

Q2 FY27 at a glance · standalone

Net profit
₹5,532 Cr+12.8% vs Q2 FY26+5.3% vs Q1 FY27
Net interest income
₹11,601 Cr+10.8% vs Q2 FY26+7.4% vs Q1 FY27
Operating profit (before provisions)
₹7,532 Cr+4.2% vs Q2 FY26+0.2% vs Q1 FY27
Gross NPA
2.55%3.45% in Q2 FY262.78% in Q1 FY27₹34,190 Cr · net NPA 0.25%
Deposits
₹17,77,240 Cr+9.9% vs Q2 FY26
Advances (loans)
₹13,10,451 Cr+15.6% vs Q2 FY26

Questions

What was PNB's net profit in Q2 FY27?

Standalone net profit was ₹5,532 crore, up 12.8% from ₹4,904 crore in Q2 FY26 and up 5.3% from ₹5,253 crore in Q1 FY27.

What was PNB's net interest income in Q2 FY27?

Net interest income (interest earned less interest paid) was ₹11,601 crore, up 10.8% on the year. Operating profit before provisions was ₹7,532 crore, and provisions were ₹97.3 crore.

What were PNB's NPAs in Q2 FY27?

Gross non-performing assets (NPAs) were ₹34,190 crore, 2.55% of gross advances, against 3.45% a year earlier and 2.78% in Q1 FY27. Net NPAs were 0.25% of net advances (0.36% a year earlier).

How were PNB's Q2 FY27 results?

Both grew from a year earlier: net profit was up 12.8% at ₹5,532 crore and net interest income was up 10.8% at ₹11,601 crore. Gross NPAs were 2.55% of advances, against 3.45% a year earlier. Against Q1 FY27, net profit was up 5.3% and net interest income up 7.4%.

How much did PNB's deposits and loans grow in Q2 FY27?

On 30 September 2026, deposits were ₹17,77,240 crore, up 9.9% from ₹16,17,080 crore a year earlier, and advances (loans) were ₹13,10,451 crore, up 15.6% from ₹11,33,780 crore a year earlier.

What was PNB's net profit in the first half of FY27?

Standalone net profit for the first half of FY27 (April–September 2026) was ₹10,786 crore, up 63.9% from ₹6,579 crore in the same months a year earlier. Net interest income was ₹22,400 crore, up 6.4%.

What was PNB's EPS in Q2 FY27?

Basic earnings per share were ₹4.81, against ₹4.27 in Q2 FY26.

What was PNB's net profit in FY26?

Standalone net profit was ₹16,904 crore in FY26 (April 2025–March 2026), up 1.6% from ₹16,630 crore in FY25. It was ₹8,245 crore in FY24 and ₹2,507 crore in FY23: up 574.2% over three years, 88.9% a year on average.

When did PNB announce its Q2 FY27 results?

On Friday, 16 October 2026 at 4:24 pm IST, in its results filing to the stock exchanges. A year earlier it reported Q2 FY26 on 18 October 2025.

How has PNB's profit changed over the last four quarters?

Net profit by quarter: ₹5,100 crore in Q3 FY26, ₹5,225 crore in Q4 FY26, ₹5,253 crore in Q1 FY27 and ₹5,532 crore in Q2 FY27. That is ₹21,111 crore over the four quarters, up 34.9% from ₹15,654 crore in the four quarters before. Net interest income: ₹10,533 crore, ₹10,380 crore, ₹10,798 crore and ₹11,601 crore.

What was PNB's net interest income in FY26?

Net interest income was ₹41,960 crore in FY26 (April 2025–March 2026), down 1.9% from ₹42,782 crore in FY25. It was ₹40,083 crore in FY24 and ₹34,492 crore in FY23: up 21.7% over three years, 6.8% a year on average.

When will PNB announce its Q3 FY27 results?

Q3 FY27 covers October–December 2026. Listed companies must publish quarterly results within 45 days of the quarter's end (SEBI listing rules, Regulation 33), so the results are due by 14 February 2027. The company tells the exchanges the date of the board meeting at least two working days before it.

Where do these PNB figures come from?

From Punjab National Bank's own standalone results filings to NSE, in ₹ crore as filed (Q2 FY27 on 16 October 2026). Growth compares the same standalone figures a year and a quarter earlier.

Standalone figures from the company's filings to NSE. Every company's results dates this season are in the Q2 FY27 results calendar, part of Alpha Plus.