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Punjab National Bank

Annual Quarterly₹ CrorePeersSBIN BANKBARODA CANBK UNIONBANK CHOLAFIN SHRIRAMFIN SBILIFE JIOFINMcap ₹1.34L Cr

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In ₹ Crore except Per Share 12 Months Ending	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/06/2026
Interest Income
+ Interest on Advances / Bills	76,515.8	86,756.6	89,546.9	1,12,835.2
+ Income on Investments	29,187.1	32,240.7	34,836.2	43,363.3
+ Interest on RBI / Interbank	2,822.9	3,519.1	4,310.9	5,660.5
+ Other Interest	538.8	1,493.4	2,078.2	2,502.2
Interest Earned	1,09,064.6	1,24,009.9	1,30,772.1	1,64,361.3
Interest Expended	68,534.2	80,703.8	88,069.4	1,10,652.7
Net Interest Income	40,530.4	43,306.0	42,702.7	53,708.6
Other Income	13,329.4	16,447.0	18,691.2	23,055.8
Total Income	1,22,394.0	1,40,456.8	1,49,463.3	1,87,417.1
Operating
+ Employee Cost	18,643.2	21,548.7	18,992.3	23,590.1
+ Other Operating Expenses	10,165.7	11,001.8	12,836.7	15,946.6
Operating Expenses	28,809.0	32,550.5	31,829.0	39,536.7
Operating Profit (PPOP)	25,050.9	27,202.5	29,564.9	37,227.7
Provisions & Contingencies	11,719.2	1,150.0	2,483.3	3,038.0
Profit
Pretax Income	13,331.7	26,052.5	27,081.7	34,189.7
Tax Expense	5,002.8	8,612.9	9,985.9	11,754.8
Net Income	8,328.9	17,439.6	17,095.8	22,434.9
- Minority Interest	50.0	72.3	74.0	94.1
Net Income to Common	9,107.2	18,480.3	18,392.7	24,207.4
Per Share
Basic EPS	8.27	16.42	16.00	21.02
Diluted EPS	8.27	16.42	16.00	21.02
Book Value per Share	0.0	0.0	0.0	0.0
Revenue Detail — as filed
+ Share of P&L — Partnership Firms / LLPs	0.0	0.0	-999.2	—
Profit Build-up — Alternate / Pre-Ind-AS Tags
+ Adjustments to Profit / (Loss)	15,450.2	2,955.7	3,959.5	—
+ Minority Interest	50.0	72.3	74.0	94.1
Per Share — as-filed variants
Basic EPS before Extraordinary Items	8.27	16.42	16.00	21.02
Diluted EPS before Extraordinary Items	8.27	16.42	16.00	21.02
Other Filed Concepts — mapped but not yet placed in the schedule
At1 Ratio	0.02	0.02	0.02	0.06
Cet1 Ratio	0.11	0.12	0.14	0.54
Expenditure Ex Provisions	97,343.1	1,13,254.3	1,19,898.4	1,50,189.4
Face Value	2.00	2.00	2.00	2.00
Paid Up Equity Capital	2,202.2	2,298.6	2,298.6	2,298.6
Pat Ordinary	8,328.9	17,439.6	17,095.8	22,434.9
Pbt Before Exceptional	—	26,052.5	27,081.7	—
Share Of Associates	828.2	1,113.0	1,370.9	1,866.6

As filed, sign as filed — read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown, so depth follows the filer: pre-Ind-AS, insurance and NBFC blocks stay hidden unless they were actually reported. Alternate tags for the same idea (e.g. two spellings of a deferred-tax element) are kept as separate lines rather than merged, because merging them would be a guess. Ratios, per-share figures and counts render as raw numbers, not ₹ Crore. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.