In ₹ Crore except Per Share Latest Annual	PNB FY26	SBIN FY26	BANKBARODA FY26	CANBK FY26	Peer Average
Valuation — at last close
P/E	7.74×	10.66×	6.29×	◆ 5.51×	7.49× +3%
P/B	0.95×	1.50×	◆ 0.75×	0.92×	1.06× -10%
Market Cap	₹1.42L Cr	₹8.97L Cr	₹1.25L Cr	₹1.09L Cr	₹3.77L Cr -62%
Growth
Revenue CAGR 3Y	◆ 14.69%	13.64%	12.28%	11.24%	12.39% +19%
Revenue CAGR 5Y	9.49%	◆ 13.11%	12.00%	10.33%	11.81% -20%
Net Income CAGR 3Y	◆ 77.26%	14.39%	9.86%	16.57%	13.61% +468%
Revenue YoY (latest Q)	5.74%	7.83%	◆ 19.12%	-2.56%	8.13% -29%
Net Income YoY (latest Q)	14.69%	13.65%	◆ 30.94%	6.50%	17.03% -14%
Profitability
NIM (banks)	2.20%	2.56%	◆ 2.65%	2.06%	2.42% -9%
Net Income Margin	11.44%	◆ 16.18%	12.42%	11.18%	13.26% -14%
Return on Common Equity	12.99%	15.38%	12.47%	◆ 16.02%	14.62% -11%
Return on Assets	0.88%	◆ 1.07%	0.98%	0.95%	1.00% -12%
Credit & Quality
Gross NPA (banks)	2.95%	◆ 1.49%	1.89%	1.84%	1.74% +70%
Cost/Income (banks)	51.84%	66.05%	51.65%	◆ 48.70%	55.47% -7%
Scale — latest FY
Revenue / Total Income	₹1.49L Cr	₹5.15L Cr	₹1.57L Cr	₹1.53L Cr	₹2.75L Cr -46%
Net Income	₹17,096 Cr	₹83,299 Cr	₹19,477 Cr	₹17,118 Cr	₹39,965 Cr -57%
Total Assets	₹20.33L Cr	₹83.22L Cr	₹21.02L Cr	₹18.87L Cr	₹41.03L Cr -50%
EPS	₹16	₹91.16	₹38.38	₹21.73	₹50.42 -68%
Book Value per Share	₹130.49	₹645.82	₹320.35	₹129.76	₹365.31 -64%

◆ best value in the comp set per metric · Δ = subject vs average of the other companies.

« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave

Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.