PNB116.64

Punjab National Bank

· Banking & Finance
₹ CrorePeersSBINBANKBARODACANBKUNIONBANKCHOLAFINSHRIRAMFINSBILIFEJIOFINMcap ₹1.34L Cr
Comp Set
In ₹ Crore except Per Share
Latest Annual
PNB
FY26
SBIN
FY26
BANKBARODA
FY26
CANBK
FY26
Peer
Median
Valuation — at last close
P/E7.29×11.02×6.17×5.71×6.17× +18%
P/B0.89×1.51×0.74×0.96×0.96× -7%
Market Cap₹1.34L Cr₹9.27L Cr₹1.23L Cr₹1.13L Cr₹1.23L Cr +9%
Growth
Revenue CAGR 3Y14.69%13.64%12.28%11.24%12.28% +20%
Revenue CAGR 5Y9.49%13.11%12.00%10.33%12.00% -21%
Net Income CAGR 3Y77.26%14.39%9.86%16.57%14.39% +437%
Revenue YoY (latest Q)-0.12%7.83%7.58%-4.21%7.58% -102%
Net Income YoY (latest Q)191.40%13.65%-53.08%61.96%13.65% +1302%
Profitability
EBITDA Margin-15.68%-15.68%
NIM (banks)2.10%2.40%2.50%1.97%2.40% -12%
Net Income Margin11.44%16.18%12.42%11.18%12.42% -8%
Return on Common Equity12.26%13.55%11.74%15.18%13.55% -10%
Return on Assets0.84%1.02%0.93%0.91%0.93% -10%
Credit & Quality
Gross NPA (banks)2.95%1.49%1.89%1.84%1.84% +60%
Cost/Income (banks)51.84%66.56%51.65%48.70%51.65% +0%
Scale — latest FY
Revenue / Total Income₹1.49L Cr₹5.15L Cr₹1.57L Cr₹1.53L Cr₹1.57L Cr -5%
Net Income₹17,096 Cr₹83,299 Cr₹19,477 Cr₹17,118 Cr₹19,477 Cr -12%
Total Assets₹20.33L Cr₹83.22L Cr₹21.02L Cr₹18.87L Cr₹21.02L Cr -3%
EPS₹16₹91.16₹38.38₹21.73₹38.38 -58%
Book Value per Share₹130.49₹666.15₹320.35₹129.76₹320.35 -59%
◆ best value in the comp set per metric · Δ = subject vs median of the other companies.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.