PNB116.64

Punjab National Bank

· Banking & Finance
₹ CrorePeersSBINBANKBARODACANBKUNIONBANKCHOLAFINSHRIRAMFINSBILIFEJIOFINMcap ₹1.34L Cr
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In ₹ Crore except Per Share
12 Months Ending
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/06/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation163.5-609.11,281.2
+ Impairment Loss / (Reversal)0.00.0-833.5
+ Finance Costs0.00.02,911.2
+ Other Non-cash Items13,126.51,560.71,606.9
+ Other — Cash Effects are Investing / Financing2,166.92,008.2-7.2
+ Other Reconciling Items-6.7-4.10.0
Changes in Working Capital
+ Inventories-27,599.3-73,272.10.0
+ Trade Receivables-1,16,625.5-1,46,653.60.0
+ Other Current Assets88,941.11,78,448.0-1,69,413.1
+ Trade Payables-4,665.034,646.40.0
+ Other Current Liabilities0.03,974.21,61,998.0
+ Provisions4,323.80.02,040.8
Total Working Capital Changes-55,624.9-2,857.1-5,374.4
Cash from Operating Activities
Profit Before Tax (per I/S)13,331.726,052.527,081.734,189.7
+ Total Adjustments (incl. Working Capital)-40,174.798.6-1,414.9
Cash from Operations (pre-tax)-26,843.026,151.225,666.8
+ Other Inflows / (Outflows) — Operating778.31,040.70.0
+ Income Taxes Paid1,874.75,116.531.4
Cash from Operating — before Extraordinary Items-27,939.422,075.325,635.4
Cash from Operating Activities-27,939.422,075.325,635.4
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)1,143.71,601.41,624.6
+ Disp of Fixed Assets0.00.041.5
+ Disp of Intangible Assets0.015.60.0
+ Acq of Subsidiaries / Businesses (net)362.8-8.20.0
+ Disp of Subsidiaries / Businesses (net)0.00.0974.1
+ Other Inflows / (Outflows) — Investing0.0-0.00.0
Cash from Investing — before Extraordinary Items-1,506.4-1,577.6-609.0
Cash from Investing Activities-1,506.4-1,577.6-609.0
Cash from Financing Activities
+ Proceeds from Issue of Shares (unclassified)0.04,987.60.0
+ Proceeds from Debentures / Notes / Bonds7,102.00.00.0
+ Repayment of Borrowings0.01,425.55,489.0
+ Interest Paid2,970.13,116.32,911.2
+ Dividends Paid715.71,651.73,324.9
+ Other Inflows / (Outflows) — Financing101.467.761.1
Cash from Financing — before Extraordinary Items3,517.6-1,138.3-11,664.0
Cash from Financing Activities3,517.6-1,138.3-11,664.0
Net Changes in Cash (pre-FX)-25,928.319,359.413,362.4
Net Changes in Cash-25,928.319,359.413,362.4
Closing Cash1,31,400.2
Reference Items
EBITDA2.39,605.68,390.511,133.9
EBITDA Margin %5.94
Free Cash Flow (CFO − Capex)-29,083.120,473.924,010.824,010.8
Free Cash Flow per Basic Share-25.3117.8120.8920.89
Price to Free Cash Flow5.58
Cash Flow to Net Income-3.351.271.50
Cash Paid for Taxes1,874.75,116.531.4
Cash Paid for Interest2,970.13,116.32,911.2
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreementXBRL cross-verified ✓ 95%.