Punjab National Bank cash flow

Latest FY26
Cash from operations
₹25,635cr+16.1% on FY25
Cash from investing
−₹609cr−₹1,578 cr in FY25
Cash from financing
−₹11,664cr−₹1,138 cr in FY25
Capital spending
₹1,625cr+1.4% on FY25
₹ crore except per share
Tap a line for its trendLast 12Mto Sep 2026FY26Mar 2026FY25Mar 2025FY24Mar 2024FY23Mar 2023FY22 and earlierAlpha Plus
Adjustments to reconcile profit — non-cash items
FY22 and earlierEvery year the company has filed comes with Alpha Plus.
—1,281−6091632,872
—−8330.00.00.0
—2,9110.00.00.0
—1,6071,56113,127279
—−7.22,0082,16717,606
—0.0−4.1−6.72,468
Changes in working capital
—0.0−73,272−27,599−29,448
—0.0−1,46,654−1,16,625−1,18,493
—−1,69,4131,78,44888,9411,130
—0.034,646−4,6651,36,113
—1,61,9983,9740.06,315
—2,0410.04,32493.6
—−5,374−2,857−55,625−4,289
Cash from operating activities
28,17727,08226,05313,3324,861
—−1,41598.6−40,17518,935
—25,66726,151−26,84323,796
—0.01,0417780.0
—31.45,1171,8751,204
—25,63522,075−27,93922,592
—25,63522,075−27,93922,592
Cash from investing activities
—1,6251,6011,144552
—41.50.00.00.0
—0.015.60.00.0
—0.0−8.2363180
—9740.00.00.0
—0.0−0.00.00.0
—−609−1,578−1,506−732
—−609−1,578−1,506−732
Cash from financing activities
—0.04,9880.00.0
—0.00.07,1024,462
—5,4891,4260.00.0
—2,9113,1162,9702,468
—3,3251,652716705
—61.167.7101−14.1
—−11,664−1,1383,5181,275
—−11,664−1,1383,5181,275
—13,36219,359−25,92823,135
—13,36219,359−25,92823,135
———1,31,4001,57,328
Reference items
————−7,378
24,01124,01120,474−29,08322,040
₹20.89₹20.89₹17.81−₹25.31₹19.18
5.93×————
—1.50×1.27×−3.35×7.36×
—31.45,1171,8751,204
—2,9113,1162,9702,468
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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

PNB₹123.90

Punjab National Bank

· Banking & Finance
₹ CrorePeersSBINBANKBARODACANBKUNIONBANKCHOLAFINSHRIRAMFINSBILIFEJIOFINMcap ₹1.42L Cr
View
In ₹ Crore except Per Share
12 Months Ending
FY23
31/03/2023
FY24
31/03/2024
FY25
31/03/2025
FY26
31/03/2026
Last 12M
30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation2,871.6163.5-609.11,281.2—
+ Impairment Loss / (Reversal)0.00.00.0-833.5—
+ Finance Costs0.00.00.02,911.2—
+ Other Non-cash Items279.113,126.51,560.71,606.9—
+ Other — Cash Effects are Investing / Financing17,605.62,166.92,008.2-7.2—
+ Other Reconciling Items2,467.9-6.7-4.10.0—
Changes in Working Capital
+ Inventories-29,448.2-27,599.3-73,272.10.0—
+ Trade Receivables-1,18,492.7-1,16,625.5-1,46,653.60.0—
+ Other Current Assets1,130.088,941.11,78,448.0-1,69,413.1—
+ Trade Payables1,36,112.6-4,665.034,646.40.0—
+ Other Current Liabilities6,315.20.03,974.21,61,998.0—
+ Provisions93.64,323.80.02,040.8—
Total Working Capital Changes-4,289.4-55,624.9-2,857.1-5,374.4—
Cash from Operating Activities
Profit Before Tax (per I/S)4,861.413,331.726,052.527,081.728,177.5
+ Total Adjustments (incl. Working Capital)18,934.8-40,174.798.6-1,414.9—
Cash from Operations (pre-tax)23,796.3-26,843.026,151.225,666.8—
+ Other Inflows / (Outflows) — Operating0.0778.31,040.70.0—
+ Income Taxes Paid1,204.21,874.75,116.531.4—
Cash from Operating — before Extraordinary Items22,592.1-27,939.422,075.325,635.4—
Cash from Operating Activities22,592.1-27,939.422,075.325,635.4—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)552.41,143.71,601.41,624.6—
+ Disp of Fixed Assets0.00.00.041.5—
+ Disp of Intangible Assets0.00.015.60.0—
+ Acq of Subsidiaries / Businesses (net)180.1362.8-8.20.0—
+ Disp of Subsidiaries / Businesses (net)0.00.00.0974.1—
+ Other Inflows / (Outflows) — Investing0.00.0-0.00.0—
Cash from Investing — before Extraordinary Items-732.5-1,506.4-1,577.6-609.0—
Cash from Investing Activities-732.5-1,506.4-1,577.6-609.0—
Cash from Financing Activities
+ Proceeds from Issue of Shares (unclassified)0.00.04,987.60.0—
+ Proceeds from Debentures / Notes / Bonds4,461.77,102.00.00.0—
+ Repayment of Borrowings0.00.01,425.55,489.0—
+ Interest Paid2,467.92,970.13,116.32,911.2—
+ Dividends Paid704.7715.71,651.73,324.9—
+ Other Inflows / (Outflows) — Financing-14.1101.467.761.1—
Cash from Financing — before Extraordinary Items1,275.03,517.6-1,138.3-11,664.0—
Cash from Financing Activities1,275.03,517.6-1,138.3-11,664.0—
Net Changes in Cash (pre-FX)23,134.6-25,928.319,359.413,362.4—
Net Changes in Cash23,134.6-25,928.319,359.413,362.4—
Closing Cash1,57,328.51,31,400.2———
Reference Items
EBITDA-7,378.2————
Free Cash Flow (CFO − Capex)22,039.7-29,083.120,473.924,010.824,010.8
Free Cash Flow per Basic Share19.18-25.3117.8120.8920.89
Price to Free Cash Flow————5.93
Cash Flow to Net Income7.36-3.351.271.50—
Cash Paid for Taxes1,204.21,874.75,116.531.4—
Cash Paid for Interest2,467.92,970.13,116.32,911.2—
As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.
« ‹ › »Latest: FY26 · ConsolidatedFA Financial Analysis · alphave
Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.