Karur Vysya Bank profitability ratios

Profitability Growth Asset quality Capital Dividend yield

Per cent unless marked ×

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY22 and earlierAlpha Plus

Margins & efficiency
Returns					FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	19.3%	19.3%	17.7%	16.0%
	2.0%	2.0%	1.7%	1.5%
	3.9%	3.9%	3.8%	3.6%
	42.0%	42.0%	47.3%	48.3%
	0.8%	0.8%	0.8%	1.1%
	2.3%	2.3%	2.6%	2.5%
	15.8%	15.8%	15.9%	16.8%
	84.9%	84.9%	82.3%	82.7%
Additional
	24.9%	24.4%	25.1%	23.6%
	—	8.3%	9.9%	10.0%

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From the company's filings with NSE and BSE (Ind-AS), standalone. For information only, not investment advice.

alphave

KARURVYSYA₹354.50

Karur Vysya Bank Ltd.

· Banking & Finance

₹ CrorePeersCUB FEDERALBNK SOUTHBANK IIFL FIVESTAR KFINTECH MANAPPURAM CHOLAHLDNGMcap ₹34,268 Cr

Profitability Growth Asset Quality Capital Yield Analysis

Ratios — % unless marked × 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Returns
Return on Common Equity	—	15.98	17.68	19.28	19.28
Return on Assets	—	1.52	1.73	1.96	1.96
Margins & Efficiency
Net Interest Margin (on assets)	—	3.61	3.79	3.86	3.86
Cost to Income	—	48.26	47.25	41.98	41.98
Credit Cost (provisions / avg advances)	—	1.07	0.79	0.83	0.83
Operating Expenses / Avg Assets	—	2.50	2.56	2.30	2.30
Other Income Share of Total Income	—	16.82	15.90	15.84	15.84
Credit-Deposit Ratio	—	82.67	82.29	84.89	84.89
Additional
Effective Tax Rate	—	23.59	25.05	24.39	24.89
Dvd Payout Ratio	—	10.00	9.92	8.31	—

No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 95%.