Ratios — % unless marked × 12 Months Ending | FY24 31/03/2024 | FY25 31/03/2025 | FY26 31/03/2026 | Last 12M 30/06/2026 | |
|---|---|---|---|---|---|
| Returns | |||||
| Return on Common Equity | 14.12 | 13.16 | 13.07 | 13.07 | |
| Return on Assets | 1.59 | 1.61 | 1.55 | 1.55 | |
| Margins & Efficiency | |||||
| Net Interest Margin (on assets) | 3.21 | 3.47 | 3.32 | 3.32 | |
| Cost to Income | 59.98 | 61.53 | 58.45 | 58.45 | |
| Credit-Deposit Ratio | 107.95 | 100.52 | 98.42 | 98.42 | |
| CASA Ratio | 38.14 | 34.74 | 34.07 | 34.07 | |
| As Filed — the bank's own definitions (average balances) | |||||
| Return on Equity (as filed) | 16.09 | 14.56 | 14.29 | — | |
| Return on Assets (as filed, working funds) | 1.98 | 1.91 | 1.94 | — | |
| NIM (as filed) | 3.53 | 3.48 | 3.34 | — | |
| NIM on Interest-Earning Assets | — | 3.67 | 3.50 | — | |
| Additional | |||||
| Effective Tax Rate | 14.79 | 24.36 | 23.17 | 24.27 | |
| Dvd Payout Ratio | 13.12 | 20.94 | 27.24 | — | |