HDFC Bank cash flow

Latest FY26

Cash from operations: ₹1,13,506cr−10.8% on FY25
Cash from investing: ₹6,363cr−₹3,851 cr in FY25
Cash from financing: −₹59,005cr−₹1,02,478 cr in FY25
Capital spending: ₹3,890cr−4.6% on FY25

₹ crore except per share

Tap a line for its trend	Last 12Mto Sep 2026	FY26Mar 2026	FY25Mar 2025	FY24Mar 2024	FY23Mar 2023	FY22 and earlierAlpha Plus

Changes in working capital
Adjustments to reconcile profit — non-cash items						FY22 and earlierEvery year the company has filed comes with Alpha Plus.
	—	4,195	3,805	3,092	2,345
	—	26,656	15,385	12,540	13,561
	—	2,228	2,086	1,732	787
	—	986	18,171	6,487	1,530
	—	−7,208	8.0	−7,417	0.0
	—	7,740	−22.0	0.0	0.0
	—	−4,42,843	−3,50,281	−3,97,622	−3,18,751
	—	−29,679	−27,100	−31,197	−58,910
	—	3,88,740	3,34,011	3,36,965	3,24,660
	—	86,399	56,408	35,728	10,460
	—	0.0	0.0	6,420	0.0
	—	2,617	29,308	−49,706	−42,541
Cash from operating activities
	1,08,928	98,948	93,594	75,184	61,347
	—	37,215	53,356	−33,272	−24,317
	—	1,36,163	1,46,951	41,912	37,181
	—	22,656	19,709	22,843	16,367
	—	1,13,506	1,27,242	19,069	20,814
	—	1,13,506	1,27,242	19,069	20,814
Cash from investing activities
	—	3,890	4,076	4,287	3,467
	—	528	101	99.8	42.7
	—	0.0	0.0	0.0	42.7
	—	80.9	67.5	0.0	0.0
	—	9,806	192	9,501	0.0
	—	6,363	−3,851	5,314	−3,424
	—	6,363	−3,851	5,314	−3,424
Cash from financing activities
	—	5,109	6,347	5,250	3,416
	—	7,565	6,347	5,250	3,416
	—	0.0	0.0	3,193	0.0
	—	0.0	3,565	2,120	10,923
	—	700	0.0	−7,343	18,007
	—	48,895	97,563	0.0	0.0
	—	20,706	14,826	8,404	8,605
	—	2,331	0.0	12,383	199
	—	−59,005	−1,02,478	7,199	23,941
	—	−59,005	−1,02,478	7,199	23,941
	—	60,864	20,914	31,582	41,330
	—	1,114	200	105	432
	—	61,978	21,113	31,687	41,762
	—	3,11,926	2,49,948	2,28,835	1,97,148
Reference items
	1,09,616	1,09,616	1,23,166	14,783	17,347
	₹71.21	₹71.21	₹80.01	₹9.60	₹11.27
	9.62×	—	—	—	—
	—	1.49×	1.80×	0.30×	0.45×
	—	22,656	19,709	22,843	16,367

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From the company's filings with NSE and BSE (Ind-AS), consolidated. For information only, not investment advice.

alphave

HDFCBANK₹685.30

HDFC Bank Ltd.

· Banking & Finance

₹ CrorePeersICICIBANK KOTAKBANK AXISBANK SBIN BAJAJFINSV BAJFINANCE HDFCLIFE JIOFINMcap ₹10.55L Cr

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In ₹ Crore except Per Share 12 Months Ending	FY23 31/03/2023	FY24 31/03/2024	FY25 31/03/2025	FY26 31/03/2026	Last 12M 30/09/2026
Adjustments to Reconcile Profit — Non-cash Items
+ Depreciation & Amortisation	2,345.5	3,092.1	3,805.2	4,194.9	—
+ Impairment Loss / (Reversal)	13,561.2	12,540.1	15,385.2	26,656.2	—
+ Share-based Payments	787.1	1,731.7	2,086.1	2,228.3	—
+ Other Non-cash Items	1,530.3	6,487.2	18,170.8	986.2	—
+ Other — Cash Effects are Investing / Financing	0.0	-7,416.8	8.0	-7,208.2	—
+ Other Reconciling Items	0.0	0.0	-22.0	7,740.0	—
Changes in Working Capital
+ Trade Receivables	-3,18,751.5	-3,97,622.0	-3,50,280.9	-4,42,843.5	—
+ Other Current Assets	-58,909.8	-31,197.0	-27,099.6	-29,678.5	—
+ Trade Payables	3,24,660.2	3,36,965.0	3,34,011.0	3,88,740.1	—
+ Other Current Liabilities	10,459.9	35,728.0	56,408.0	86,399.4	—
+ Provisions	0.0	6,420.0	0.0	0.0	—
Total Working Capital Changes	-42,541.2	-49,706.0	29,308.4	2,617.4	—
Cash from Operating Activities
Profit Before Tax (per I/S)	61,346.8	75,184.1	93,594.1	98,948.0	1,08,927.9
+ Total Adjustments (incl. Working Capital)	-24,317.2	-33,271.7	53,356.4	37,214.8	—
Cash from Operations (pre-tax)	37,181.2	41,912.4	1,46,950.5	1,36,162.8	—
+ Income Taxes Paid	16,367.5	22,842.8	19,708.7	22,656.4	—
Cash from Operating — before Extraordinary Items	20,813.7	19,069.4	1,27,241.8	1,13,506.4	—
Cash from Operating Activities	20,813.7	19,069.3	1,27,241.8	1,13,506.4	—
Cash from Investing Activities
+ Acq of Fixed Assets (Capex)	3,466.6	4,286.7	4,075.9	3,890.0	—
+ Disp of Fixed Assets	42.7	99.8	100.7	527.6	—
+ Disp of Intangible Assets	42.7	0.0	0.0	0.0	—
+ Acq of Subsidiaries / Businesses (net)	0.0	0.0	67.5	80.9	—
+ Disp of Subsidiaries / Businesses (net)	0.0	9,500.7	192.0	9,806.0	—
Cash from Investing — before Extraordinary Items	-3,423.9	5,313.8	-3,850.6	6,362.7	—
Cash from Investing Activities	-3,423.9	5,313.8	-3,850.6	6,362.7	—
Cash from Financing Activities
+ Proceeds from Issue of Shares	3,415.8	5,249.7	6,346.5	5,108.5	—
+ Proceeds from Issue of Shares (unclassified)	3,415.8	5,249.7	6,346.5	7,565.1	—
+ Proceeds from Other Equity Instruments	0.0	3,192.8	0.0	0.0	—
+ Proceeds from Debentures / Notes / Bonds	10,923.0	2,120.0	3,564.9	0.0	—
+ Proceeds from Borrowings	18,007.3	-7,342.8	0.0	700.0	—
+ Repayment of Borrowings	0.0	0.0	97,562.7	48,895.2	—
+ Dividends Paid	8,604.5	8,404.4	14,826.2	20,706.0	—
+ Other Inflows / (Outflows) — Financing	199.0	12,383.4	0.0	2,331.2	—
Cash from Financing — before Extraordinary Items	23,940.6	7,198.7	-1,02,477.5	-59,004.9	—
Cash from Financing Activities	23,940.6	7,198.7	-1,02,477.5	-59,004.9	—
Net Changes in Cash (pre-FX)	41,330.4	31,581.8	20,913.7	60,864.3	—
+ Effect of FX Rate Changes on Cash	431.7	104.9	199.7	1,113.9	—
Net Changes in Cash	41,762.1	31,686.8	21,113.4	61,978.2	—
Closing Cash	1,97,147.8	2,28,834.5	2,49,947.9	3,11,926.1	—
Reference Items
Free Cash Flow (CFO − Capex)	17,347.1	14,782.6	1,23,166.0	1,09,616.4	1,09,616.4
Free Cash Flow per Basic Share	11.27	9.60	80.01	71.21	71.21
Price to Free Cash Flow	—	—	—	—	9.62
Cash Flow to Net Income	0.45	0.30	1.80	1.49	—
Cash Paid for Taxes	16,367.5	22,842.8	19,708.7	22,656.4	—

As filed, sign as filed: a payment tagged as a positive magnitude in the filing stays positive here, so read the label, not the sign. A line appears only when the company tagged that concept in at least one period shown — depth follows the filer, so a thin statement means a thin filing. Total Adjustments is the filer's own grand total of the reconciliation and spans BOTH the non-cash items and the working-capital block; Profit Before Tax plus it equals Cash from Operations (pre-tax). It can be reported when its components are not, so it is never a sum of the rows above it. No consensus estimates → no Est columns. Click any row to chart it.

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Data & compliance. Descriptive financial information from official NSE/BSE filings — for information and education only, not investment advice, a recommendation, or a valuation. Standalone = parent entity; consolidated includes subsidiaries. Historical multiples pair each fiscal year's filed figures with that FY-end market close; the Current column uses the last close with the latest filed annuals. Figures are cross-verified via accounting identities and NSE×BSE agreement — XBRL cross-verified ✓ 164%.